BILL Holdings Valuation Analysis and Market Performance
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Feb 04 2026
0mins
Should l Buy BILL?
Source: Yahoo Finance
- Stock Price Decline: BILL Holdings has experienced a significant stock price drop of 61.5% over the past year and 26.7% over the last 30 days, indicating growing concerns among investors regarding its future potential, which may lead to decreased investor confidence.
- Valuation Model Analysis: Utilizing a Discounted Cash Flow (DCF) model, BILL Holdings has an estimated intrinsic value of approximately $87.49 per share, while its current price stands at $37.06, suggesting a 57.6% undervaluation that could attract value-focused investors.
- Price-to-Sales Ratio Comparison: With a Price-to-Sales ratio of 2.47x, BILL Holdings is below the software industry average of 3.92x and peer average of 4.89x, indicating that the market has lower growth expectations for the company despite its stable revenue profile.
- Investor Sentiment Impact: Fluctuations in market sentiment regarding BILL Holdings may cause its stock price to diverge from its fundamentals, prompting investors to closely monitor its competitive positioning in the software sector and shifts in customer needs to assess future investment opportunities.
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Analyst Views on BILL
Wall Street analysts forecast BILL stock price to rise
18 Analyst Rating
11 Buy
7 Hold
0 Sell
Moderate Buy
Current: 46.370
Low
43.00
Averages
60.80
High
84.00
Current: 46.370
Low
43.00
Averages
60.80
High
84.00
About BILL
BILL Holdings, Inc. provides a financial operations platform for small and midsize businesses (SMBs). The Company offers software-as-a-service, cloud-based payments, and spend and expense management products, which allow users to automate accounts payable and accounts receivable transactions, enable businesses to easily connect with their suppliers and/or customers to do business, eliminate expense reports, manage cash flows, and improve back-office efficiency. Its artificial intelligence (AI)-enabled financial software platform creates seamless connections between its customers, their suppliers, and their clients. Businesses on its platform generate and process invoices, streamline approvals, make and receive payments, manage employee expenses, sync with their accounting system, foster collaboration, and manage their cash flow. Its integrated platform also includes BILL Spend and Expense, its spend and expense management product, which provides a solution for businesses.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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- Investment Strategy Adjustment: Analysts recommend focusing on mission-critical software companies like CrowdStrike and Toast, which may remain stable amid the AI wave due to their essential business functions, urging investors to be selective in navigating market volatility.
See More
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- Tech Stock Recovery: Gen Digital and Roblox surged over 7% and 9%, respectively, after forecasting full-year adjusted EPS and bookings above consensus, indicating a robust recovery in the tech sector that may attract more investment.
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- Inflation Expectations Shift: While short-term inflation expectations fell, long-term expectations ticked up slightly, indicating market concerns regarding the Fed's monetary policy, which could influence future investment decisions and market volatility.
See More
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- Investor Sentiment High: On Stocktwits, retail sentiment around BILL stock remained in the 'extremely bullish' territory, with message volume increasing from 'high' to 'extremely high', showcasing strong investor interest in a potential buyout.
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See More
