Ripple's XRP Ownership Concentration: Only 330K Holders with Over 10,000 XRP
Written by Ohris M. Greyoon, Blockchain & Crypto Expert
Source: Coinmarketcap
Updated: Jan 12 2026- Ownership Concentration: Only about 330,000 individuals globally hold more than 10,000 XRP, which, when compared to a global population of approximately 8 billion, highlights the extreme concentration of XRP ownership and the market's focus on large holders.
- Wallet Distribution Analysis: Over 185,000 wallets contain between 10,000 and 25,000 XRP, but there are only single-digit wallets holding over 1 billion XRP, indicating the rarity of large holders, which could impact market liquidity.
- Holder Milestone: Fewer than 4% of wallets possess 10,000 XRP, making this amount a personal milestone for long-term holders, reflecting the scarcity and potential value of XRP ownership.
- Market Strategy Implications: As more individuals enter the Ripple XRP ecosystem, achieving the 10,000 XRP threshold may become increasingly challenging, potentially prompting existing holders to adopt accumulation strategies rather than frequently trading in response to short-term fluctuations.
About the author
Ohris M. Greyoon
Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.
