Ripple Achieves $40 Billion Valuation Amidst Declining XRP Ledger Activity
Written by Ohris M. Greyoon, Blockchain & Crypto Expert
Source: Coinmarketcap
Updated: Jan 11 2026- Valuation Growth: Ripple achieves a $40 billion valuation in its latest funding round, showcasing its expanding influence in institutional markets, despite a decline in user engagement on the XRP Ledger that could impact investor strategies.
- ETF Inflows: XRP-related ETFs see $1.3 billion in inflows, indicating increased institutional demand for XRP, which has driven its price up approximately 25% year-to-date, yet the on-chain total value locked (TVL) remains low at around $72 million, reflecting weak on-chain activity.
- Market Contrast: Ripple's success on Wall Street starkly contrasts with the declining user engagement on the XRP Ledger, highlighting the dichotomy between its robust financial growth and stagnant on-chain activity, which may prompt strategic adjustments to rejuvenate user participation.
- Future Outlook: Ripple's future hinges on its ability to balance Wall Street gains with revitalizing the XRP Ledger; if the on-chain ecosystem continues to lag, strategic shifts in technology innovation and user incentives may be necessary.
About the author
Ohris M. Greyoon
Ohris M. Greyoon holds a Master’s in Computer Science from MIT and has 10 years of experience in blockchain technology and cryptocurrency markets. A pioneer in decentralized finance (DeFi) analysis, he leads Intellectia’s Crypto News, offering cutting-edge insights into digital assets.
