ORRF News & Events

Tangible book value per common share increased to $25.76 per share at March 31, 2026 from $25.21 per share at December 31, 2025. The Company's tangible common equity ratio was 9.2% at March 31, 2026 compared to 9.0% at December 31, 2025. "Orrstown delivered strong results across the board in another successful quarter," said Thomas R. Quinn, Jr., President and Chief Executive Officer. "Net income and diluted earnings per share increased quarter to quarter. Return on average assets and return on average equity continued to exceed peer multiples. Noninterest income again was a substantial component of our earnings. Noninterest expense declined as we continue to focus on creating efficiencies throughout the organization. The loan portfolio experienced growth across the whole footprint while maintaining a focus on quality. We believe that deposit growth, which accelerated during the second half of the quarter, will enable us to successfully manage our funding costs and maintain a healthy net interest margin in a competitive funding environment. Our credit metrics remain sound and our capital ratios are consistently building from earnings generation."

Orrstown Financial files $200M mixed securities shelf

The board of directors declared a cash dividend of 30c per common share, payable February 17 to shareholders of record as of February 10 this represents a 3c per share increase in the company's quarterly cash dividend.

Reports Q4 CET1 capital ratio 11.5%. Reports Q4 tangible book value per share $25.21. "In 2025, Orrstown achieved the highest reported annual net income in the Company's history," said Thomas Quinn, president and CEO. "Margin performance, together with continued growth in noninterest income, resulted in strong earnings and capital generation throughout the year. This discipline was reflected in our performance in the fourth quarter of 2025 with a return on average assets of 1.55%. Loan growth was steady during the fourth quarter while we saw a few projected closings push into the first quarter of 2026. We remain confident in our robust pipeline and the ability of our experienced relationship bankers to continue to grow the loan portfolio responsibly. Our credit metrics and capital ratios remain sound. We believe that there are significant upside opportunities in front of us and that we are well-positioned to take advantage of them."