ISBA PE Ratio & Valuation, Is ISBA Overvalued

Historical Valuation

Isabella Bank Corp (ISBA) is now in the Fair zone, suggesting that its current forward PE ratio of 14.56 is considered Fairly compared with the five-year average of 12.91. The fair price of Isabella Bank Corp (ISBA) is between 37.83 to 46.57 according to relative valuation method.

Relative Value

Fair Zone

37.83-46.57

Current Price：45.91

Fair

P/E

EV/EBITDA

EV/EBIT

P/S

P/OCF

P/FCF

Trailing

Forward

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Isabella Bank Corp (ISBA) has a current Price-to-Book (P/B) ratio of 1.45. Compared to its 3-year average P/B ratio of 1.26, the current P/B ratio is approximately 14.97% higher. Relative to its 5-year average P/B ratio of 1.26, the current P/B ratio is about 14.97% higher. Isabella Bank Corp (ISBA) has a Forward Free Cash Flow (FCF) yield of approximately 6.94%. Compared to its 3-year average FCF yield of 7.51%, the current FCF yield is approximately -7.63% lower. Relative to its 5-year average FCF yield of 7.51%, the current FCF yield is about -7.63% lower.

Competitors Valuation Multiple

AI Analysis

The average P/S ratio for ISBA competitors is 3.03, providing a benchmark for relative valuation. Isabella Bank Corp Corp (ISBA.O) exhibits a P/S ratio of 3.36, which is 10.95% above the industry average. Given its robust revenue growth of 20.31%, this premium appears sustainable.

P/E

P/S

EV/EBITDA

EV/EBIT

Earnings Growth

Market Cap

Performance Decomposition

AI Analysis

Market capitalization of ISBA increased by 0.00% over the past 1 year(s). The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.

The secondary factor is the Unknown, contributed 0.00% to the performance.

Overall, the performance of ISBA in the past 1 year(s) is driven by Unknown.

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Frequently Asked Questions

Is ISBA currently overvalued or undervalued?

What is Isabella Bank Corp (ISBA) fair value?

ISBA's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. The fair price of Isabella Bank Corp (ISBA) is between 37.83 to 46.57 according to relative valuation method.

How does ISBA's valuation metrics compare to the industry average?

The average P/S ratio for ISBA's competitors is 3.03, providing a benchmark for relative valuation. Isabella Bank Corp Corp (ISBA) exhibits a P/S ratio of 3.36, which is 10.95% above the industry average. Given its robust revenue growth of 20.31%, this premium appears sustainable.

What is the current P/B ratio for Isabella Bank Corp (ISBA) as of Apr 05 2026?

As of Apr 05 2026, Isabella Bank Corp (ISBA) has a P/B ratio of 1.45. This indicates that the market values ISBA at 1.45 times its book value.

What is the current FCF Yield for Isabella Bank Corp (ISBA) as of Apr 05 2026?

As of Apr 05 2026, Isabella Bank Corp (ISBA) has a FCF Yield of 6.94%. This means that for every dollar of Isabella Bank Corp's market capitalization, the company generates 6.94 cents in free cash flow.

What is the current Forward P/E ratio for Isabella Bank Corp (ISBA) as of Apr 05 2026?

As of Apr 05 2026, Isabella Bank Corp (ISBA) has a Forward P/E ratio of 14.56. This means the market is willing to pay $14.56 for every dollar of Isabella Bank Corp's expected earnings over the next 12 months.

What is the current Forward P/S ratio for Isabella Bank Corp (ISBA) as of Apr 05 2026?

As of Apr 05 2026, Isabella Bank Corp (ISBA) has a Forward P/S ratio of 3.36. This means the market is valuing ISBA at $3.36 for every dollar of expected revenue over the next 12 months.

ISBA Valuation