INTR Earnings

INTR reported its FY2025Q3 earnings on 2025-11-13, showcasing a revenue of 2.16B against an estimate of 2.14B, resulting in a 1.22% surprise. The EPS was 0, surpassing the expected 0.14 by 0%. The stock experienced a -6.87% price change on the earnings day and a -10.3% change over the next five days, reflecting market reactions to the results.

Following INTR's FY2025Q3 earnings announcement on 2025-11-13, the stock price moved by -6.87% on the day of the release. Over the subsequent five days, it saw a -10.3% change. Historically, INTR's stock price tends to shift by an average of -2.61% in the 10 days leading up to earnings and 1.67% in the 10 days following, providing insight into potential market.

For 2026/Q2, analysts estimate INTR's annual revenue to reach 2.55B, while the EPS is projected at 0.19. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between INTR's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, INTR's stock price typically moves by -2.61% in the 10 days before its earnings and 1.67% in the 10 days after. For the upcoming 2026/Q2 earnings, analysts expect an EPS of 0.19 and revenue of 2.55B.

The earnings call summary reveals strong financial performance with significant growth in loan portfolios, net income, and net interest margin, coupled with improved efficiency ratios. While there are concerns about rising expected credit losses and costs of risk, management's confidence in offsetting challenges and the positive outlook for NIM suggest resilience. The Q&A section indicates that analysts' concerns were addressed, and management's long-term confidence is evident. Given the market cap, the overall sentiment is positive, predicting a stock price increase of 2% to 8% over the next two weeks.