HRTG Earnings

HRTG reported its earnings on 2026-03-09, showcasing a revenue of 215.32M against an estimate of 212.61M, resulting in a 1.27% surprise. The EPS was 2.15, surpassing the expected 1.61 by 33.54%. The stock experienced a 0.78% price change on the earnings day and a 4.69% change over the next five days, reflecting market reactions to the results.

Following HRTG's earnings announcement on 2026-03-09, the stock price moved by 0.78% on the day of the release. Over the subsequent five days, it saw a 4.69% change. Historically, HRTG's stock price tends to shift by an average of -4.08% in the 10 days leading up to earnings and 23% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate HRTG's annual revenue to reach 219.34M, while the EPS is projected at 1.43. These estimates reflect recent revisions, with revenue estimates unchanged by 0% and EPS estimates unchanged by 0% over the past three months, indicating analyst expectation in the company's performance.

The correlation between HRTG's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock's fundamentals. Over the past three months, revenue estimates for FY2025 were unchanged by 0%, while EPS estimates moved unchanged by 0%. This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, HRTG's stock price typically moves by -4.08% in the 10 days before its earnings and 23% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 1.43 and revenue of 219.34M.

The earnings call shows strong financial performance with significant net income growth and improved ratios. The strategic plan indicates growth in personal lines and geographic expansion. The Q&A highlights profitability across regions and adequate surplus for growth. Although there is some competition in commercial residential, the company remains profitable. The share repurchase program and favorable reserve development add positive sentiment. The lack of commitment on the share repurchase authorization slightly tempers the outlook, but overall, the positive aspects outweigh the negatives, leading to a positive stock price prediction.