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Flushing Financial Corp (FFIC) is not a strong buy for a beginner, long-term investor at this time. The company's financial performance is weak, with significant YoY declines in revenue, net income, and EPS. The technical indicators show a neutral to slightly bullish trend, but there are no strong trading signals or positive catalysts to suggest immediate upside potential. The options data and trading sentiment are also neutral, and the recent merger news introduces uncertainty for shareholders. Given the investor's preference for long-term stability, it is better to hold off on buying until clearer growth trends or stronger catalysts emerge.
The MACD histogram is positive at 0.0628 but contracting, indicating weakening momentum. RSI is neutral at 52.612, and moving averages are bullish (SMA_5 > SMA_20 > SMA_200). Key support is at 15.763, and resistance is at 16.981. Overall, the technical trend is neutral to slightly bullish.

The merger with OceanFirst Financial Corp. may provide long-term synergies and growth opportunities.
Significant YoY declines in revenue (-353.14%), net income (-108.18%), and EPS (-107.45%) in the latest quarter. Uncertainty surrounding the merger's impact on shareholder rights and voting power.
In Q4 2025, revenue dropped to $57.55M (-353.14% YoY), net income dropped to $4.03M (-108.18% YoY), and EPS dropped to 0.12 (-107.45% YoY). Gross margin remained flat at 0%.
Keefe Bruyette raised the price target to $16.80 from $14.50 and maintained a Market Perform rating, indicating a neutral outlook.