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BankUnited Inc (BKU) is not a strong buy for a beginner, long-term investor at this moment. While the company has shown some positive financial trends and analysts have raised price targets, the stock's recent price decline, lack of strong trading signals, and mixed sentiment from analysts suggest a cautious approach. The technical indicators and options data do not provide a compelling entry point for long-term investment.
The MACD is negative and expanding (-0.103), indicating a bearish momentum. RSI is neutral at 37.455, not signaling oversold or overbought conditions. Moving averages are bullish (SMA_5 > SMA_20 > SMA_200), but the stock is trading near its S1 support level of 47.599 after a -1.99% regular market drop and -1.90% post-market drop. This suggests potential short-term weakness.

The company reported strong Q4 2025 results, including 6.55% YoY revenue growth, favorable loan and deposit trends, and increased buyback activity. Analysts note potential for loan growth and NIM expansion in 2026.
The MACD and RSI suggest weak momentum, and the stock is trading near support levels. Options data shows a high Open Interest Put-Call Ratio (2.36), indicating bearish sentiment. No recent news or significant insider/hedge fund activity to drive optimism.
In Q4 2025, revenue increased by 6.55% YoY to $237.18M, but net income dropped by 0.77% YoY to $66.95M, and EPS declined by 1.10% YoY to $0.90. Gross margin remained flat.
Analyst sentiment is mixed. While several firms raised price targets (up to $65), ratings range from Sell to Buy. Notable concerns include credit risk and macroeconomic uncertainties, though some analysts highlight strong Q4 results and positive 2026 guidance.