Yiren Digital Ltd (YRD) Earning Prediction
Yiren Digital Ltd (YRD) is set to release its earnings performance on 02/24 06:24:00 ET in Pre-Market trading. Consensus forecasts predict a revenue of - and an earnings per share (EPS) of for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
YRD Transcript
The earnings call shows mixed signals: strong loan origination and growth in certain segments like digital insurance, but also increased regulatory and credit risks, rising funding costs, and declining net income. The absence of detailed guidance in the Q&A suggests uncertainty. Positive elements like international expansion and AI-driven efficiencies are offset by regulatory challenges and profitability pressure. Given these factors, a neutral stock price movement is likely over the next two weeks.
The earnings call highlights strong financial performance, including a 12% increase in production and steady funds flow. The company's international expansion and AI development initiatives are promising, and there's optimism in digital insurance growth. Despite regulatory challenges, the company is exploring risk-sharing models. The Q&A revealed some management hesitance, but overall, the strategic initiatives and financial stability suggest a positive outlook. The stock price is likely to rise by 2-8%.
The earnings call presents mixed signals: strong financial performance with a 10.4% revenue increase and a 44.5% QoQ net income rise, but challenges like increased operating expenses, regulatory impacts, and uncertain crypto strategies dampen optimism. The dividend announcement is positive, but the insurance brokerage's decline and potential overseas risks balance the sentiment. Given these factors, the stock price is likely to remain stable, resulting in a neutral prediction.
YRD Report
Frequently Asked Questions
What is the Yiren Digital Ltd {quarter} Earnings Release Date and Time?
Yiren Digital Ltd (YRD) is scheduled to release its {quarter} earnings report on Feb 24, 2026, Pre-Market (approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for Yiren Digital Ltd {quarter} Revenue and EPS?
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What Does Intellectia's AI Predict for Yiren Digital Ltd {quarter} Earnings?
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How Can I Use This Earnings Prediction to Trade YRD Stock?
Leverage Intellectia's AI forecast to position trades ahead of the Feb 24, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like Yiren Digital Ltd {quarter}?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company's earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They're updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
