Wintrust Financial Corp (WTFC) Earning Prediction
Wintrust Financial Corp (WTFC) is set to release its earnings performance on 01/20 16:50:00 ET in After Hours trading. Consensus forecasts predict a revenue of 699.70M and an earnings per share (EPS) of 2.93 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
WTFC Transcript
The earnings call summary indicates stable financial performance with expected growth in loans, deposits, and net interest income. The Q&A section highlights effective management of deposit costs and optimism about mortgage business growth. While there are areas for improvement, such as the mortgage business, the company maintains a strong market position and explores organic growth and acquisitions. The outlook for loan and deposit growth is positive, and management is open to buybacks or dividend increases if capital levels exceed targets. Overall, the sentiment leans towards a positive stock price reaction over the next two weeks.
The earnings call summary presents a stable financial performance with controlled expenses and a decrease in nonperforming loans. The Q&A section highlights strong loan growth, stable margins despite potential rate cuts, and a focus on organic growth in core markets. The company's confidence in maintaining margins and credit quality, along with strategic expansion plans, indicates a positive outlook. However, the lack of detailed guidance on acquisitions and private credit competition is a minor concern, slightly moderating the overall sentiment.
The earnings call summary indicates strong financial performance, including loan and deposit growth, a dividend increase, and stable credit quality. The Q&A section supports this with positive sentiment from analysts, particularly regarding growth opportunities in wealth management and market positioning. Despite some concerns about loan pricing competition and nonperforming loans, the overall outlook is optimistic, with stable expenses and potential for growth in various segments. The positive guidance and strategic focus on growth, combined with shareholder returns, suggest a positive stock price movement.
The earnings call presents strong financial performance with record net income and net interest income. Despite some economic uncertainties and regulatory risks, the company maintains a stable credit quality and has increased dividends, which is favorable for shareholders. The Q&A section reveals cautious optimism, with management acknowledging uncertainties but not altering growth expectations. The increase in tangible book value and stable net interest margin further support a positive outlook. Although there are no new partnerships or buybacks, the overall sentiment is positive, suggesting a potential stock price increase of 2% to 8%.
WTFC Slides
WTFC Report
Frequently Asked Questions
What is the Wintrust Financial Corp {quarter} Earnings Release Date and Time?
Wintrust Financial Corp (WTFC) is scheduled to release its {quarter} earnings report on Jan 20, 2026, After Hours (approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for Wintrust Financial Corp {quarter} Revenue and EPS?
Analysts' consensus predicts 699.70M in revenue and an EPS of 2.93 for Wintrust Financial Corp's {quarter}.
What Does Intellectia's AI Predict for Wintrust Financial Corp {quarter} Earnings?
Intellectia's exclusive AI algorithms forecast a {conclusion} for Wintrust Financial Corp's {quarter} earnings, with a prediction date of Jan 20, 2026. Wintrust Financial Corp {summary}
How Can I Use This Earnings Prediction to Trade WTFC Stock?
Leverage Intellectia's AI forecast to position trades ahead of the Jan 20, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like Wintrust Financial Corp {quarter}?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company's earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They're updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
