TrustCo Bank Corp NY (TRST) Earning Prediction
TrustCo Bank Corp NY (TRST) is set to release its earnings performance on 01/21 16:00:00 ET in After Hours trading. Consensus forecasts predict a revenue of - and an earnings per share (EPS) of for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
TRST Transcript
The earnings call reveals strong financial performance with a 38% increase in net income and rising net interest income. The stock repurchase program and dividend payouts support shareholder value. Despite some concerns over nonperforming assets and increased expenses, optimistic guidance and strong loan growth in key areas like home equity and commercial loans suggest a positive outlook. The Q&A section did not reveal significant negative sentiment, and the management's cautious approach to expenses and branch expansion reflects prudent strategy. Overall, the sentiment is positive, likely leading to a 2% to 8% stock price increase.
The earnings call reveals strong financial performance with increased net income, net interest income, and book value per share. The company is executing a disciplined share repurchase program, indicating confidence in its valuation. Despite economic uncertainties, the bank's strategic initiatives and risk management are effective. The Q&A section did not reveal any major concerns, and management provided clear responses. The positive financial metrics, strategic execution, and shareholder returns suggest a positive stock price movement in the near term.
The earnings call reveals strong financial performance with a 19.8% increase in net income and a 10.5% rise in net interest income. The bank's strategic initiatives, including deposit growth, robust loan portfolio expansion, and a successful share buyback program, indicate a positive outlook. The Q&A section supports this sentiment, with management providing clear answers and highlighting strong demand across markets. The only risk is the interest rate environment, but overall, the call suggests positive sentiment, likely leading to a 2% to 8% stock price increase over the next two weeks.
The earnings call reveals strong financial performance with net income up 17.7% YoY, improved return on assets and equity, and a strong capital position. The share repurchase program of 5% of outstanding shares is a positive shareholder return initiative. Despite some uncertainties in economic conditions and regulatory compliance, the bank's management demonstrated confidence in stable markets and loan growth. The Q&A section did not reveal significant negative sentiment, supporting a positive outlook. The anticipated loan growth and stable net interest margin further contribute to a positive sentiment.
TRST Report
Frequently Asked Questions
What is the TrustCo Bank Corp NY Earnings Release Date and Time?
TrustCo Bank Corp NY (TRST) is scheduled to release its earnings report onJan 21, 2026, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for TrustCo Bank Corp NY Revenue and EPS?
Analysts' consensus predicts in revenue and an EPS of for TrustCo Bank Corp NY's .
What Does Intellectia's AI Predict for TrustCo Bank Corp NY Earnings?
Intellectia's exclusive AI algorithms forecast a forTrustCo Bank Corp NY's earnings, with a prediction date of Jan 21, 2026. TrustCo Bank Corp NY
How Can I Use This Earnings Prediction to Trade TRST Stock?
Leverage Intellectia's AI forecast to position trades ahead of theJan 21, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like TrustCo Bank Corp NY ?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
