S&T Bancorp Inc (STBA) Earning Prediction
S&T Bancorp Inc (STBA) is set to release its earnings performance on 01/22 05:00:00 in Pre-Market trading. Consensus forecasts predict a revenue of 104.00M and an earnings per share (EPS) of 0.89 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
STBA Transcript
The earnings call summary indicates strong financial performance with increased noninterest income and a significant share repurchase plan, which are positive catalysts. Despite higher expenses, the company maintains a solid capital position and expects steady loan growth, supported by internal deposits. The Q&A reveals confidence in managing competitive pressures and M&A activities, though some responses lacked detail. Overall, positive guidance and strategic initiatives, along with a small-cap market cap, suggest a positive stock price movement of 2% to 8%.
The earnings call summary shows a stable financial performance with expectations of loan growth and stable net interest margins. However, the Q&A reveals uncertainties regarding competition in the deposit market and M&A activity. The company's strategy to stay under the $10 billion threshold and plans for share repurchases are positive, but management's lack of clarity on nonperforming credits and M&A targets adds uncertainty. Overall, the mixed signals lead to a neutral sentiment rating.
The earnings call indicates strong financial performance with EPS exceeding estimates and stable NIM. Loan growth and deposit strategies are promising, and M&A activity is progressing positively. While there are concerns about funding costs, the company has strategies to mitigate these. The Q&A reveals confidence in growth and stable credit quality. The market cap suggests a moderate reaction, leading to a positive outlook.
The company reported strong financial performance with EPS and net income exceeding expectations, alongside continued customer deposit and loan growth. Despite some market uncertainties and competitive pressures, the stable net interest margin and improved capital position are positive indicators. The Q&A session revealed proactive growth strategies and cautious risk management, albeit with some hesitancy in addressing tariff impacts. Given the market cap, this combination of strong performance and strategic planning suggests a positive stock price movement in the short term.
STBA Slides
STBA Report
Frequently Asked Questions
What is the S&T Bancorp Inc Earnings Release Date and Time?
S&T Bancorp Inc (STBA) is scheduled to release its earnings report onJan 22, 2026, Pre-Market(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for S&T Bancorp Inc Revenue and EPS?
Analysts' consensus predicts 104.00M in revenue and an EPS of 1.00 for S&T Bancorp Inc's .
What Does Intellectia's AI Predict for S&T Bancorp Inc Earnings?
Intellectia's exclusive AI algorithms forecast a forS&T Bancorp Inc's earnings, with a prediction date of Jan 22, 2026. S&T Bancorp Inc
How Can I Use This Earnings Prediction to Trade STBA Stock?
Leverage Intellectia's AI forecast to position trades ahead of theJan 22, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like S&T Bancorp Inc ?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
