Five Star Bancorp (FSBC) Earning Prediction
Five Star Bancorp (FSBC) is set to release its earnings performance on 01/26 05:00:00 in After Hours trading. Consensus forecasts predict a revenue of 42.00M and an earnings per share (EPS) of 0.77 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
FSBC Transcript
The earnings call highlights strong financial performance with significant increases in net income, EPS, and net interest margin. The company also reports stable deposit portfolio and successful Bay Area expansion. Despite competitive challenges and increased expenses, the company maintains a positive outlook on growth and capital position. The Q&A section reveals strong originations and strategic deposit growth plans, although some management responses lacked detail. Overall, the positive financial metrics and strategic initiatives suggest a positive sentiment for the stock price.
The company shows strong financial performance with significant growth in loans and deposits, and a decline in nonperforming loans. The expansion in various business segments and geographies, along with a strategic focus on organic growth, indicates a positive outlook. The Q&A highlights confidence in managing payoffs and paydowns, and a clear plan for margin expansion. Despite some management vagueness, overall sentiment remains positive due to strong fundamentals and a robust strategic plan.
The earnings call summary indicates strong financial performance with loan and deposit growth, improved net interest margin, and a positive outlook. The Q&A section highlights sustainable growth in noninterest-bearing deposits and strategic expansion plans, particularly in the Bay Area. Despite some concerns about unclear management responses, the overall sentiment is positive, supported by strategic initiatives and growth potential in new verticals. The dividend declaration also adds to the positive sentiment. However, no strong positive catalysts like new partnerships or record high revenue were mentioned, justifying a 'Positive' rating.
The earnings call presents a mixed picture. Financial performance is solid with a net income of $13.1 million, improved net interest margin, and strong deposit growth. However, economic uncertainty, increased competition, and reliance on wholesale funding pose risks. The Q&A reveals optimism in loan growth but concerns about tariff impacts and vague management responses. The dividend declaration is positive, but no new shareholder return plans were announced. Given these factors, the stock price is likely to remain stable in the short term, leading to a neutral sentiment rating.
FSBC Report
Frequently Asked Questions
What is the Five Star Bancorp Earnings Release Date and Time?
Five Star Bancorp (FSBC) is scheduled to release its earnings report onJan 26, 2026, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for Five Star Bancorp Revenue and EPS?
Analysts' consensus predicts 42.00M in revenue and an EPS of 1.00 for Five Star Bancorp's .
What Does Intellectia's AI Predict for Five Star Bancorp Earnings?
Intellectia's exclusive AI algorithms forecast a forFive Star Bancorp's earnings, with a prediction date of Jan 26, 2026. Five Star Bancorp
How Can I Use This Earnings Prediction to Trade FSBC Stock?
Leverage Intellectia's AI forecast to position trades ahead of theJan 26, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like Five Star Bancorp ?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
