Fair Isaac Corp (FICO) Earning Prediction
Fair Isaac Corp (FICO) is set to release its earnings performance on 01/28 16:15:00 ET in After Hours trading. Consensus forecasts predict a revenue of 500.78M and an earnings per share (EPS) of 7.08 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
FICO Transcript
The earnings call summary and Q&A reveal strong financial metrics with optimistic guidance, including a 22% increase in net income and a 28% increase in non-GAAP EPS. The FICO platform shows sustainable growth, and no significant market share loss is anticipated. While management avoided specifics on some queries, the overall sentiment is positive, driven by strong SaaS growth and promising platform adoption. Despite the lack of a new partnership or dividend increase, the robust guidance and ARR growth suggest a positive stock price movement.
The earnings call presents a mixed outlook. Positive elements include a 23% increase in non-GAAP net income, strong ACV bookings, and constructive discussions with FHFA. However, conservative guidance due to macro uncertainties, sequential revenue decline, and lack of clarity on FICO 10T release and pricing strategies temper optimism. The Q&A reveals cautious sentiment, with management avoiding direct answers on key issues. No market cap data prevents precise impact assessment, but overall, the sentiment is neutral with limited short-term catalysts.
The earnings call summary shows strong financial performance with positive adoption of FICO 10 T, new partnerships, and an optimistic fiscal year guidance. The Q&A reveals positive sentiment towards FICO's strategies and market position, despite some unclear responses. The reiterated guidance and free cash flow expectations, along with a strong market share, suggest a positive outlook. The absence of negative trends or significant risks further supports a positive sentiment. Overall, the stock price is likely to experience a positive movement of 2% to 8% over the next two weeks.
The earnings call reveals strong financial performance with a 15% revenue increase and optimistic guidance, yet concerns about economic volatility, customer conservatism, and substantial debt persist. The Q&A highlights management's cautious stance on growth and lack of real-time data, which tempers enthusiasm. Although shareholder returns and revenue growth are positive, the mixed signals and economic uncertainties suggest a neutral stock price reaction over the next two weeks.
FICO Report
Frequently Asked Questions
What is the Fair Isaac Corp {quarter} Earnings Release Date and Time?
Fair Isaac Corp (FICO) is scheduled to release its {quarter} earnings report on Jan 28, 2026, After Hours (approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for Fair Isaac Corp {quarter} Revenue and EPS?
Analysts' consensus predicts 500.78M in revenue and an EPS of 7.08 for Fair Isaac Corp's {quarter}.
What Does Intellectia's AI Predict for Fair Isaac Corp {quarter} Earnings?
Intellectia's exclusive AI algorithms forecast a {conclusion} for Fair Isaac Corp's {quarter} earnings, with a prediction date of Jan 28, 2026. Fair Isaac Corp {summary}
How Can I Use This Earnings Prediction to Trade FICO Stock?
Leverage Intellectia's AI forecast to position trades ahead of the Jan 28, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like Fair Isaac Corp {quarter}?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company's earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They're updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
