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Flushing Financial Corp (FFIC) is set to release its earnings performance on 07/24 04:00:00 in After Hours trading. Consensus forecasts predict a revenue of 59.27M and an earnings per share (EPS) of 0.29 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
The earnings call highlights strong financial metrics, including a significant year-over-year EPS improvement and a stable tangible common equity ratio. However, management's unclear responses regarding stock buybacks and future ROTCE/ROE goals, along with a lack of immediate shareholder return plans, temper enthusiasm. The Q&A section reveals a cautious approach to portfolio growth and dividend maintenance, without clear short-term catalysts. Overall, the sentiment is neutral, reflecting balanced positive financial performance and strategic uncertainties.
The earnings call presents a mixed outlook. Positive aspects include improved credit metrics, strong liquidity, and strategic deposit growth. However, concerns arise from seasonal deposit declines, limited stock buyback potential, and increased costs of deposits. The Q&A section highlights management's reluctance to commit to buybacks and acknowledges limited opportunities for cost reduction. Despite solid financial performance, the lack of clear guidance on shareholder returns and potential credit stress from loan repricing tempers optimism, resulting in a neutral sentiment.
The earnings call reveals a GAAP loss per share due to a goodwill impairment charge, a lack of share repurchase programs, and increased noninterest expenses, all of which are negative indicators. Despite improvements in NIM and deposit growth, the Q&A section highlighted concerns about interest rate volatility and management's unclear responses on reserves and margin expansion. The market may react negatively due to these uncertainties and financial challenges, leading to a potential stock price decline of -2% to -8%.
The earnings call summary presents mixed signals. While there are positives like increased average deposits, improved loan-to-deposit ratio, and NIM growth, there are concerns such as GAAP loss per share and projected expense growth. The Q&A reveals competitive challenges and vague management responses about regulatory costs, which could affect investor confidence. The equity raise and balance sheet restructuring are positive, but the lack of clear guidance on costs and competition for deposits tempers enthusiasm. Overall, the sentiment is neutral, with no strong indicators of significant stock price movement.
Flushing Financial Corp (FFIC) is scheduled to release its FY2025Q2 earnings report onJul 24, 2025, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
Analysts' consensus predicts 59.27M in revenue and an EPS of 0.29 for Flushing Financial Corp's FY2025Q2.
Intellectia's exclusive AI algorithms forecast a forFlushing Financial Corp's FY2025Q2 earnings, with a prediction date of Jul 24, 2025. Flushing Financial Corp
Leverage Intellectia's AI forecast to position trades ahead of theJul 24, 2025 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2024-2025 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
Each prediction includes a detailed rationale, key indicator forecasts, and scenario probabilities to guide your trades. For a *Beat*, consider buying call options or shares; for a *Miss*, explore puts or hedging strategies. The prediction card provides actionable suggestions, like specific option strikes or hedging tips, tailored to your risk tolerance. Trade smart and turn insights into profits!