First Citizens BancShares Inc (Delaware) (FCNCA) Earning Prediction
First Citizens BancShares Inc (Delaware) (FCNCA) is set to release its earnings performance on 01/23 05:00:00 in Pre-Market trading. Consensus forecasts predict a revenue of 2.00B and an earnings per share (EPS) of 44.21 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
FCNCA Transcript
The earnings call reflects a mixed sentiment. Positive factors include a significant share repurchase program and stable deposit growth. However, challenges such as declining net interest margins, elevated net charge-offs, and competitive pressures in lending offset these positives. The Q&A reveals cautious optimism about loan growth and liquidity management but lacks clarity on certain metrics. The absence of strong financial guidance and the slight decline in key financial metrics suggest a neutral outlook, leading to a likely stock price movement within -2% to 2% over the next two weeks.
The earnings call presents a mixed outlook. Financial performance shows some declines, such as NIM and total loans, but deposits grew slightly. The share repurchase plan and future intentions are positive, but competitive pressures and supply chain issues pose challenges. The Q&A highlights uncertainties in loan growth and market conditions, with management being cautious. Overall, the information suggests a balanced view, with no strong positive or negative catalysts to drive significant stock movement.
The earnings call summary presents a mixed picture. While there is a significant share repurchase plan and strong ROE, economic uncertainties and elevated credit losses are concerning. The Q&A section did not provide clear resolutions to these issues, maintaining a neutral sentiment. The lack of market cap data suggests a cautious approach, and the absence of strong positive catalysts like record revenue or new partnerships further supports a neutral rating.
FCNCA Slides
FCNCA Report
Frequently Asked Questions
What is the First Citizens BancShares Inc (Delaware) Earnings Release Date and Time?
First Citizens BancShares Inc (Delaware) (FCNCA) is scheduled to release its earnings report onJan 23, 2026, Pre-Market(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for First Citizens BancShares Inc (Delaware) Revenue and EPS?
Analysts' consensus predicts 2.00B in revenue and an EPS of 44.00 for First Citizens BancShares Inc (Delaware)'s .
What Does Intellectia's AI Predict for First Citizens BancShares Inc (Delaware) Earnings?
Intellectia's exclusive AI algorithms forecast a forFirst Citizens BancShares Inc (Delaware)'s earnings, with a prediction date of Jan 23, 2026. First Citizens BancShares Inc (Delaware)
How Can I Use This Earnings Prediction to Trade FCNCA Stock?
Leverage Intellectia's AI forecast to position trades ahead of theJan 23, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like First Citizens BancShares Inc (Delaware) ?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
