Credit Acceptance Corp (CACC) Earning Prediction
Credit Acceptance Corp (CACC) is set to release its earnings performance on 01/29 16:01:00 ET in After Hours trading. Consensus forecasts predict a revenue of 579.99M and an earnings per share (EPS) of 10.30 for the . With Intellectia's exclusive AI algorithms, users can predict whether the earnings will beat or miss expectations before the report drops. Leverage this powerful tool to strategize and position your trades ahead of the earnings release!
Earnings Surprise Analysis
CACC Transcript
The earnings call reveals several concerns: a decline in market share, forecast changes indicating reduced cash flows, and economic volatility impacting future collections. Although the loan portfolio reached a record high, the market share decrease and potential risks from economic factors are significant negatives. The Q&A section highlighted uncertainties in forecast stability and management's evasive responses on legal fees, further adding to investor concerns. Despite positive elements like dealer network expansion and technology investments, the overall sentiment is negative due to financial and market challenges.
The earnings call reveals mixed signals: strong loan portfolio growth and improved market share are positive, but slowing growth and underperforming collections are concerning. The Q&A highlights uncertainties, particularly around scorecard changes and competitive pressures. Lack of shareholder return plans and legal expense volatility further contribute to a neutral sentiment. Despite some positive indicators, the absence of clear guidance and the competitive environment lead to a neutral stock price prediction over the next two weeks.
The earnings call summary presents mixed signals. Positive aspects include strong loan growth and market share, along with a record high loan portfolio. However, the decline in forecasted net cash flows and increased competition pose concerns. The Q&A reveals management's evasive responses on economic profit and potential underperformance of loans, adding uncertainty. The absence of a share repurchase program further dampens sentiment. Despite strong financial metrics, the cautious guidance and competitive pressures suggest a neutral stock price movement over the next two weeks.
CACC Report
Frequently Asked Questions
What is the Credit Acceptance Corp Earnings Release Date and Time?
Credit Acceptance Corp (CACC) is scheduled to release its earnings report onJan 29, 2026, After Hours(approximately 4:00 PM ET). This timing allows investors to react during after-hours trading, with a conference call typically following shortly after.
What Are the Consensus Forecasts for Credit Acceptance Corp Revenue and EPS?
Analysts' consensus predicts 579.99M in revenue and an EPS of 10.30 for Credit Acceptance Corp's .
What Does Intellectia's AI Predict for Credit Acceptance Corp Earnings?
Intellectia's exclusive AI algorithms forecast a forCredit Acceptance Corp's earnings, with a prediction date of Jan 29, 2026. Credit Acceptance Corp
How Can I Use This Earnings Prediction to Trade CACC Stock?
Leverage Intellectia's AI forecast to position trades ahead of theJan 29, 2026 release—consider calls for a beat scenario or protective puts for misses. Focus on pre-market volatility, and use the scenario probabilities to build strategies around revenue and guidance updates.
How Accurate Is Intellectia's AI for Earnings Predictions Like Credit Acceptance Corp ?
Intellectia's predictions are backed by rigorous backtesting, showing a high hit rate for Beat and Miss calls compared to traditional analysis. While no forecast is 100% certain, we provide probability-based scenarios (e.g., 50% chance of a *Beat*) and detailed rationales to help you make informed decisions. Combine our insights with your strategy for the best results—it's like having a co-pilot for earnings season! Empowering users to strategize trades before reports drop.
How does AI Earnings Prediction generate its forecasts?
AI Earnings Prediction uses advanced Large Language Models (LLMs) to analyze a wealth of data, including past earnings transcripts, real-time market sentiment, analyst insights, and company news from the last three months. It focuses on key indicators like revenue, EPS, and margins to predict whether a company will *Beat*, *Miss*, or remain Neutral relative to market expectations. Think of it as a super-smart analyst crunching numbers and news 24/7 to give you a trading edge!
When are the predictions available, and how often are they updated?
Predictions are generated two days before a company’s earnings release (e.g., 5:00 PM ET on Feb 13 for a Feb 15 report) to capture the latest market and company data. They’re updated in real-time if significant news breaks, ensuring you get fresh insights.
Can I use AI Earnings Prediction for all types of stocks?
Currently, AI Earnings Prediction focuses on companies with market caps above $40 billion, covering major players like SPG, AAPL, MSFT, and NVDA for the 2025-2026 earnings seasons. We prioritize high-impact stocks with robust data to ensure reliable forecasts. Stay tuned as we expand coverage to more companies based on user demand!
