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UVSP Earnings

Univest Financial Corp
$
28.450
-0.09(-0.315%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings

Earning Analysis

Welcome to our in-depth analysis of Univest Financial Corp(UVSP) earnings, offering investors a detailed look into the company’s financial performance, revenue trends, earnings per share (EPS), and market reactions. This page provides a comprehensive overview of Univest Financial Corp earnings history, forecasts, and key financial metrics, empowering you with the data needed to make informed investment decisions. Whether you're tracking quarterly results, analyzing earnings surprises, or exploring future projections, our detailed breakdown covers it all.

Earnings Forecast

Revenue
EPS
Currency: USD
Actual
Estimate

Surprise Analysis

Name
EPS
Revenue
Price Reaction
Fiscal QuarterEarning DateTimeEstimateActualSurprise%EstimateActualSurprise%1D5D
FY2025Q22025-07-23After Hours0.680.69+1.1779.35M81.04M+2.13-6.18-6.62
FY2025Q12025-04-23After Hours0.640.77+20.3177.70M79.20M+1.93+3.30+4.67
FY2024Q42025-01-22After Hours0.610.65+6.5673.45M76.80M+4.56-0.30+1.94
FY2024Q32024-10-23After Hours0.560.63+12.5073.15M73.35M+0.28+3.78+4.22
FY2024Q22024-07-24-0.510.61+19.6172.30M72.01M-0.41-1.51+1.51
FY2024Q12024-04-24-0.480.60+25.0072.25M77.06M+6.66-+4.35
FY2023Q42024-01-24-0.450.55+22.2271.25M71.38M+0.18-0.10+5.55
FY2023Q32023-10-25-0.500.58+16.0073.55M72.28M-1.73+0.36-1.01
-2023-07-26-0.590.61+3.39---+5.22-1.06
-2023-04-26-0.770.71-7.79---+0.14-12.05

UVSP Earnings Analysis

Our earnings analysis provides a granular look at the company’s performance across recent fiscal quarters, highlighting key metrics such as revenue, EPS, and operating margins. By examining actual results against analyst estimates, we uncover trends and surprises that drive stock price movements, offering valuable insights for both short-term traders and long-term investors.
In the most recent quarter, Univest Financial Corp reported performance for FY2025Q2, announced on 2025-07-23. The company achieved an EPS of 0.69, compared to analyst estimates of 0.68 by 1.17% . Revenue for the quarter reached 81.04M compared to expectations of 79.35M by 2.13% .
The stock price reacted with a -6.18% one-day change and a -6.62% five-day change following the earnings release. These movements reflect market reaction in Univest Financial Corp growth trajectory and strategic initiatives.

UVSP Earnings Forecast

Looking ahead, Univest Financial Corp(UVSP) remains a focal point for investors seeking growth opportunities. Analyst forecasts for 2025/Q3 project quarter revenue of 81.75M and an EPS of 0.74.
However, recent estimate revisions provide additional context. Over the past three months, revenue estimates for FY2025 have been Revise Upward by 0.61%, while EPS estimates have been Revise Upward by 2.03%. For the upcoming Q3 2025, revenue estimates have been adjusted Revise Upward by 1.05% . These revisions correlate with a -8.37% change in stock price over the same period, suggesting potential buying opportunities for investors who believe in Univest Financial Corp long-term fundamentals.
The relationship between earnings forecast revisions and stock price movements is critical for investors. Positive revisions in revenue or EPS often signal strengthening fundamentals, making temporary price dips attractive entry points. Conversely, downward revisions may reflect short-term challenges.

Estimate Revision

The chart shows the correlation between UVSP's stock price and earnings forecast revisions. Positive revisions in Revenue or EPS often strengthen the stock's fundamentals, making price dips potential buying opportunities.
Revenue Estimates for FY2025
Revise Upward
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+0.61%
In Past 3 Month
EPS Estimates for FY2025
Revise Upward
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+2.03%
In Past 3 Month
Revenue Estimates for Q3 2025
Revise Upward
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+1.05%
In Past 3 Month
Stock Price
Go Down
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-8.37%
In Past 3 Month
1Y
3Y
5Y
Annual FY 2025
Currency: USD
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Revenue Estimate-Annual FY 2025:321.55M
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EPS Estimate-Annual FY 2025:2.85
Stock Price28.45

UVSP Revenue and EPS Performance: A Historical Perspective

Univest Financial Corp revenue and earnings per share (EPS) performance over recent quarters provides a clear picture of its financial health. Below is a detailed breakdown of the company’s earnings history, showcasing actual results, analyst estimates, and surprise percentages for key fiscal quarters:
FY2025Q2 (2025-07-23,After Hours):
EPS: 0.69 (Actual) vs.0.68 (Estimate) (1.17%)
Revenue: 81.04M (Actual) vs. 79.35M (Estimate) (2.13%)
Price Reaction: -6.18%(1-Day), -6.62%(5-Day)
FY2025Q1 (2025-04-23,After Hours):
EPS: 0.77 (Actual) vs.0.64 (Estimate) (20.31%)
Revenue: 79.20M (Actual) vs. 77.70M (Estimate) (1.93%)
Price Reaction: 3.30%(1-Day), 4.67%(5-Day)
FY2024Q4 (2025-01-22,After Hours):
EPS: 0.65 (Actual) vs.0.61 (Estimate) (6.56%)
Revenue: 76.80M (Actual) vs. 73.45M (Estimate) (4.56%)
Price Reaction: -0.30%(1-Day), 1.94%(5-Day)
Earnings Reaction
The chart below shows how UVSP performed 10 days before and after its earnings report, based on data from the past quarters. Typically, UVSP sees a -3.68% change in stock price 10 days leading up to the earnings, and a -0.88% change 10 days following the report. On the earnings day itself, the stock moves by +0.32%. This data can give you a slight idea of what to expect for the next quarter's release.
For example, in JUN/2025, the stock changed -6.18% on the day following the earnings release and then changed by -9.66% over the next 10 days. These patterns provide investors with valuable insights into potential price movements and help inform trading strategies around earnings events.

Transcript Summary

Univest Financial Corp (UVSP) Q2 2025 Earnings Call Summary
Neutral
2025-07-24
The earnings call presents a mixed picture: while there are positive elements like dividend increases, share buybacks, and stable loan yields, there are concerns about NIM contraction, deposit decreases, and significant charge-offs. The Q&A section suggests a stable outlook with some challenges in loan growth and deposit competition. The overall sentiment is balanced, with no major catalysts for strong movement in either direction, leading to a neutral rating.
Univest Financial Corp (UVSP) Q1 2025 Earnings Call Summary
Neutral
2025-04-24
The earnings call presents a mixed picture: strong NIM improvement and shareholder returns via dividend increase and stock buybacks are positive, but offset by economic uncertainty, deposit decrease, and non-interest income decline. The muted loan growth and unclear buyback strategy add to uncertainty. Q&A insights did not significantly alter the sentiment. Given these mixed signals and lack of market cap data, the stock price is likely to remain relatively stable in the short term, leading to a neutral prediction.
Earnings call transcript: Univest Q4 2024 beats forecasts, stock dips
Positive
2025-01-23
The earnings call summary highlights strong financial performance with increased net income, loan growth, and deposits, along with a positive shareholder return plan through stock buybacks. The Q&A session reveals optimism about a regulatory-friendly environment and potential M&A activity, despite some vague responses from management. While net interest income contraction and uncertainties pose risks, the overall sentiment, including increased tangible book value and improved credit quality, suggests a positive outlook for the stock price.
Univest Financial Corporation (UVSP) Q3 2024 Earnings Call Summary
Positive
2024-10-24
The earnings call summary presents a positive outlook with increased net income, EPS, and non-interest income, alongside decreased expenses. Despite a minor decline in net interest margin, core NIM expanded. The Q&A session highlighted a healthy loan pipeline and stable deposit pricing, with management focusing on stock buybacks. While guidance factors were somewhat vague, the overall sentiment leans positive due to strong financial performance and strategic stock repurchases. Without market cap details, a moderate positive prediction is appropriate.
Univest Financial Corporation (UVSP) Q2 2024 Earnings Call Summary
Neutral
2024-07-25
The earnings call summary presents a mixed picture. The positive aspects include solid financial performance with increased net income and EPS, loan and deposit growth, and share repurchases. However, the decrease in NIM and anticipated contraction in net interest income, coupled with competitive pressures and economic factors, suggest potential challenges ahead. The Q&A session did not reveal significant new insights, but management's vague responses on deposit costs add some uncertainty. Overall, the balance between positive financial results and potential headwinds leads to a neutral sentiment, with no clear catalyst for a strong stock movement.

FAQ

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What were the key highlights of UVSP’s latest earnings report for FY2025Q2?

UVSP reported its FY2025Q2 earnings on 2025-07-23, showcasing a revenue of 81.04M against an estimate of 79.35M, resulting in a 2.13% surprise. The EPS was 0.69, surpassing the expected 0.68 by 1.17% . The stock experienced a -6.18% price change on the earnings day and a -6.62% change over the next five days, reflecting market reactions to the results.
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How did UVSP’s stock price react after the FY2025Q2 earnings release?

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What are the revenue and EPS estimates for UVSP for 2025/Q3?

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How does UVSP’s stock price correlate with earnings forecast revisions?

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What should investors expect from UVSP’s next earnings report?

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What is the sentiment in Univest Financial Corp (UVSP) Q2 2025 Earnings Call Summary?