
PVBC
Provident Bancorp Inc (Maryland)
- Overview
- Forecast
- Valuation
- Earnings

Line
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Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
12.800
Open
12.800
VWAP
12.68
Vol
58.64K
Mkt Cap
225.70M
Low
12.625
Amount
743.63K
EV/EBITDA(TTM)
14.76
Total Shares
17.66M
EV
238.49M
EV/OCF(TTM)
--
P/S(TTM)
3.96
Provident Bancorp, Inc. is the holding company for BankProv (the Bank). The Bank is a full-service commercial bank. It operates retail branches in the Seacoast Region of Northeastern Massachusetts and New Hampshire, and commercial banking offices in the Manchester/Concord market in Central New Hampshire, delivering a combination of traditional banking services and financial solutions to its markets. The Bank's lending activities include commercial real estate loans, multifamily loans, commercial business loans, construction and land development loans, mortgage warehouse loans, and enterprise value loans. It invests in various types of investment securities and liquid assets, including United States Treasury obligations, securities of various government-sponsored enterprises, residential mortgage-backed securities and municipal government bonds, deposits at the Federal Home Loan Bank of Boston, certificates of deposit of federally insured institutions, and others.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q1
FY2025Q4
FY2025Q3
15.30M
+7.33%
0.140
+7.69%
15.20M
+1.55%
0.130
-55.17%
15.20M
+7.67%
0.130
+225%
Estimates Revision
The market is revising Downward the revenue expectations for Provident Bancorp, Inc. (PVBC) for FY2025, with the revenue forecasts being adjusted by -2.13% over the past three months. During the same period, the stock price has changed by 15.89%.
Revenue Estimates for FY2025
Revise Downward

-2.13%
In Past 3 Month
EPS Estimates for FY2025
Revise Downward

-22.39%
In Past 3 Month
Stock Price
Go Up

+15.89%
In Past 3 Month
1 Analyst Rating

-1.50% Downside
Wall Street analysts forecast PVBC stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for PVBC is 12.50 USD with a low forecast of 12.50 USD and a high forecast of 12.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
1 Hold
0 Sell
Hold

-1.50% Downside
Current: 12.690

Low
12.50
Averages
12.50
High
12.50

-1.50% Downside
Current: 12.690

Low
12.50
Averages
12.50
High
12.50
Stephens
Matt Breese
Equal Weight
downgrade
$13
2025-05-08
Reason
Stephens
Matt Breese
Price Target
$13
2025-05-08
downgrade
Equal Weight
Reason
Stephens & Co.
Matt Breese
Hold
Maintains
$11 → $12
2024-11-20
Reason
Stephens & Co.
Matt Breese
Price Target
$11 → $12
2024-11-20
Maintains
Hold
Reason
Stephens analyst Matt Breese raised the firm's price target on Provident Bancorp to $12 from $11 and keeps an Equal Weight rating on the shares. The bank reported Q3 operating EPS of 4c, below the firm's 7c estimate, driven by a higher-than-anticipated provision, notes the analyst. The firm continues to see new management working through legacy issues and forecasts below average profitability, the analyst added.
Stephens & Co.
Matt Breese
Hold
Reiterates
$11
2024-07-30
Reason
Stephens & Co.
Matt Breese
Price Target
$11
2024-07-30
Reiterates
Hold
Reason
See All Ratings
Valuation Metrics
The current forward P/E ratio for Provident Bancorp Inc (Maryland) (PVBC.O) is 24.40, compared to its 5-year average forward P/E of 22.12. For a more detailed relative valuation and DCF analysis to assess Provident Bancorp Inc (Maryland) 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair
5Y Average PE
22.12
Current PE
24.40
Overvalued PE
34.57
Undervalued PE
9.67
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair
5Y Average PS
3.03
Current PS
3.53
Overvalued PS
3.67
Undervalued PS
2.38
Financials
Annual
Quarterly
FY2025Q2
YoY :
+13.30%
13.99M
Total Revenue
FY2025Q2
YoY :
-201.97%
4.34M
Operating Profit
FY2025Q2
YoY :
-185.37%
2.82M
Net Income after Tax
FY2025Q2
YoY :
-185.00%
0.17
EPS - Diluted
FY2025Q1
YoY :
+6816.62%
-122.36M
Free Cash Flow
FY2025Q2
YoY :
-100.00%
N/A
FCF Margin - %
FY2025Q2
YoY :
-175.36%
20.19
Net Margin - %
FY2025Q2
YoY :
+55.19%
3.29
ROIC
Trading Trends
Insider
Insiders areBuying! The selling amount has increased 471.07% over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
2
114.7K
USD
Months
0-12
1
20.1K
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders areBuying! The selling amount has increased 471.07% over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
2
114.7K
USD
Months
0-12
1
20.1K
USD
Months
PVBC News & Events
Events Timeline
2025-07-24 (ET)
2025-07-24
16:34:21
Provident Bancorp reports Q2 EPS 17c vs. (20c) last year

2025-06-05 (ET)
2025-06-05
16:44:53
NB Bancorp and Provident Bancorp enter into merger agreement

2025-04-25 (ET)
2025-04-25
16:20:13
Provident Bancorp reports Q1 EPS 13c vs. 30c last year

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News
9.5
07-24NewsfilterProvident Bancorp, Inc. Reports Net Income of $2.8 Million for the Quarter Ended June 30, 2025
7.0
06-09GlobenewswireSHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates PVBC, KNW, HLGN on Behalf of Shareholders
7.0
06-09PRnewswireSHAREHOLDER INVESTIGATION: Halper Sadeh LLC Investigates PVBC, SVT, TASK, SSBK on Behalf of Shareholders
Sign Up For More News
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FAQ

What is Provident Bancorp Inc (Maryland) (PVBC) stock price today?
The current price of PVBC is 12.69 USD — it has decreased -0.55 % in the last trading day.

What is Provident Bancorp Inc (Maryland) (PVBC)'s business?

What is the price predicton of PVBC Stock?

What is Provident Bancorp Inc (Maryland) (PVBC)'s revenue for the last quarter?

What is Provident Bancorp Inc (Maryland) (PVBC)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for Provident Bancorp Inc (Maryland) (PVBC)'s fundamentals?

How many employees does Provident Bancorp Inc (Maryland) (PVBC). have?
