NODK Valuation

NI Holdings Inc

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12.880

0(0.000%)1D

Overview
Forecast
Valuation
Earnings

NODK Relative Valuation

NODK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, NODK is overvalued; if below, it's undervalued.

Historical Valuation

NI Holdings Inc (NODK) is now in the Fair zone, suggesting that its current forward PS ratio of 0.00 is considered Fairly compared with the five-year average of 0.00. The fair price of NI Holdings Inc (NODK) is between to according to relative valuation methord.

Relative Value

Fair Zone

Current Price：12.88

Fair

0.00

Trailing

Forward

0.00

EV/EBITDA

NI Holdings Inc. (NODK) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

0.00

EV/EBIT

NI Holdings Inc. (NODK) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.

0.00

NI Holdings Inc. (NODK) has a current PS of 0.00. The 5-year average PS is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward PS of 0.00 falls within the Strongly Undervalued range.

0.00

P/OCF

NI Holdings Inc. (NODK) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

NI Holdings Inc. (NODK) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

NI Holdings Inc (NODK) has a current Price-to-Book (P/B) ratio of 1.06. Compared to its 3-year average P/B ratio of 1.18 , the current P/B ratio is approximately -10.10% higher. Relative to its 5-year average P/B ratio of 1.17, the current P/B ratio is about -8.95% higher. NI Holdings Inc (NODK) has a Forward Free Cash Flow (FCF) yield of approximately 7.02%. Compared to its 3-year average FCF yield of 2.76%, the current FCF yield is approximately 154.56% lower. Relative to its 5-year average FCF yield of 5.92% , the current FCF yield is about 18.75% lower.

1.06

P/B

Median3y

1.18

Median5y

1.17

7.02

FCF Yield

Median3y

2.76

Median5y

5.92

Competitors Valuation Multiple

The average P/S ratio for NODK's competitors is 0.11, providing a benchmark for relative valuation. NI Holdings Inc Corp (NODK) exhibits a P/S ratio of 0.00, which is -100.00% above the industry average. Given its robust revenue growth of -2.83%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

P/S

Revenue Growth

Market Cap

James River Group Holdings Ltd

Kingsway Financial Services Inc

Atlantic American Corp

Performance Decomposition

Market capitalization of NODK decreased by 21.56% over the past 1 year. The primary factor behind the change was an decrease in Revenue Growth from 72.95M to 70.89M.

The secondary factor is the Margin Expansion, contributed -4.21%to the performance.

Overall, the performance of NODK in the past 1 year is driven by Revenue Growth. Which is more sustainable.

-2.83%

72.95M → 70.89M

Revenue Growth

-4.21%

9.51 → 9.11

Margin Expansion

-14.52%

52.20 → 44.62

P/E Change

-21.56%