JMSB Relative Valuation
JMSB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, JMSB is overvalued; if below, it's undervalued.
Historical Valuation
John Marshall Bancorp Inc (JMSB) is now in the Overvalued zone, suggesting that its current forward PS ratio of 4.03 is considered Overvalued compared with the five-year average of 1.24. The fair price of John Marshall Bancorp Inc (JMSB) is between 2.71 to 18.93 according to relative valuation methord. Compared to the current price of 19.83 USD , John Marshall Bancorp Inc is Overvalued By 4.76%.
Relative Value
Fair Zone
2.71-18.93
Current Price：19.83
4.76%
Overvalued
11.67
PE
1Y
3Y
5Y
0.00
EV/EBITDA
John Marshall Bancorp Inc. (JMSB) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
John Marshall Bancorp Inc. (JMSB) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
4.03
PS
John Marshall Bancorp Inc. (JMSB) has a current PS of 4.03. The 5-year average PS is 0.43. The thresholds are as follows: Strongly Undervalued below -2.08, Undervalued between -2.08 and -0.83, Fairly Valued between 1.68 and -0.83, Overvalued between 1.68 and 2.94, and Strongly Overvalued above 2.94. The current Forward PS of 4.03 falls within the Strongly Overvalued range.
0.00
P/OCF
John Marshall Bancorp Inc. (JMSB) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
John Marshall Bancorp Inc. (JMSB) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
John Marshall Bancorp Inc (JMSB) has a current Price-to-Book (P/B) ratio of 1.08. Compared to its 3-year average P/B ratio of 1.17 , the current P/B ratio is approximately -8.43% higher. Relative to its 5-year average P/B ratio of 1.29, the current P/B ratio is about -16.89% higher. John Marshall Bancorp Inc (JMSB) has a Forward Free Cash Flow (FCF) yield of approximately 7.33%. Compared to its 3-year average FCF yield of 7.08%, the current FCF yield is approximately 3.57% lower. Relative to its 5-year average FCF yield of 6.92% , the current FCF yield is about 5.89% lower.
1.08
P/B
Median3y
1.17
Median5y
1.29
7.33
FCF Yield
Median3y
7.08
Median5y
6.92
Competitors Valuation Multiple
The average P/S ratio for JMSB's competitors is 2.19, providing a benchmark for relative valuation. John Marshall Bancorp Inc Corp (JMSB) exhibits a P/S ratio of 4.03, which is 83.87% above the industry average. Given its robust revenue growth of 17.34%, this premium appears unsustainable.
Performance Decomposition
1Y
3Y
5Y
Market capitalization of JMSB increased by 2.54% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 13.62M to 15.99M.
The secondary factor is the Margin Expansion, contributed 8.75%to the performance.
Overall, the performance of JMSB in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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Frequently Asked Questions
Is John Marshall Bancorp Inc (JMSB) currently overvalued or undervalued?
John Marshall Bancorp Inc (JMSB) is now in the Overvalued zone, suggesting that its current forward PS ratio of 4.03 is considered Overvalued compared with the five-year average of 1.24. The fair price of John Marshall Bancorp Inc (JMSB) is between 2.71 to 18.93 according to relative valuation methord. Compared to the current price of 19.83 USD , John Marshall Bancorp Inc is Overvalued By 4.76% .
What is John Marshall Bancorp Inc (JMSB) fair value?
JMSB's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of John Marshall Bancorp Inc (JMSB) is between 2.71 to 18.93 according to relative valuation methord.
How does JMSB's valuation metrics compare to the industry average?
The average P/S ratio for JMSB's competitors is 2.19, providing a benchmark for relative valuation. John Marshall Bancorp Inc Corp (JMSB) exhibits a P/S ratio of 4.03, which is 83.87% above the industry average. Given its robust revenue growth of 17.34%, this premium appears unsustainable.
What is the current P/B ratio for John Marshall Bancorp Inc (JMSB) as of Jan 09 2026?
As of Jan 09 2026, John Marshall Bancorp Inc (JMSB) has a P/B ratio of 1.08. This indicates that the market values JMSB at 1.08 times its book value.
What is the current FCF Yield for John Marshall Bancorp Inc (JMSB) as of Jan 09 2026?
As of Jan 09 2026, John Marshall Bancorp Inc (JMSB) has a FCF Yield of 7.33%. This means that for every dollar of John Marshall Bancorp Inc’s market capitalization, the company generates 7.33 cents in free cash flow.
What is the current Forward P/E ratio for John Marshall Bancorp Inc (JMSB) as of Jan 09 2026?
As of Jan 09 2026, John Marshall Bancorp Inc (JMSB) has a Forward P/E ratio of 11.67. This means the market is willing to pay $11.67 for every dollar of John Marshall Bancorp Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for John Marshall Bancorp Inc (JMSB) as of Jan 09 2026?
As of Jan 09 2026, John Marshall Bancorp Inc (JMSB) has a Forward P/S ratio of 4.03. This means the market is valuing JMSB at $4.03 for every dollar of expected revenue over the next 12 months.