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FUSB Overview

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$
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ET
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0.000
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ET
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Intellectia

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High
16.040
Open
15.715
VWAP
15.93
Vol
4.43K
Mkt Cap
90.63M
Low
15.700
Amount
70.57K
EV/EBITDA(TTM)
8.81
Total Shares
5.65M
EV
91.21M
EV/OCF(TTM)
1.35
P/S(TTM)
2.46
First US Bancshares, Inc. is a bank holding company that operates banking offices in Alabama, Tennessee, and Virginia through First US Bank (the Bank). The Bank conducts a general commercial banking business and offers banking services, such as demand, savings, individual retirement account and time deposits, personal and commercial loans, safe deposit box services and remote deposit capture. The Bank provides a wide range of commercial banking services to small- and medium-sized businesses, property managers, business executives, professionals and other individuals. The Bank also performs indirect lending through third-party retailers and conducts this lending in about 17 states, including Alabama, Arkansas, Florida, Georgia, Indiana, Iowa, Kansas, Kentucky, Mississippi, Missouri, Nebraska, North Carolina, Oklahoma, South Carolina, Tennessee, Texas and Virginia. The Bank has loan production offices in Mobile, Alabama and the Chattanooga, Tennessee area.
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Events Timeline

(ET)
2026-01-28
16:30:00
Company Reports 24% Year-over-Year Net Income Growth in Q4 2025
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2025-11-19 (ET)
2025-11-19
16:21:27
First US Bancshares Increases Share Buyback Initiative
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2024-11-20 (ET)
2024-11-20
15:21:33
First US Bancshares expands share repurchase program
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2024-11-20
15:18:33
First US Bancshares raises quarterly dividend to 7c from 5c per share
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News

PRnewswire
8.0
02-25PRnewswire
First US Bancshares Declares 47th Consecutive Dividend
  • Dividend Declaration: First US Bancshares' Board of Directors has declared a cash dividend of $0.07 per share, payable on April 1, 2026, reflecting the company's ongoing profitability and commitment to shareholders.
  • Consecutive Dividend Record: This marks the 47th consecutive quarter of cash dividends, indicating the company's stable financial performance and focus on shareholder returns, which enhances investor confidence.
  • Future Dividend Assessment: CEO James F. House stated that the company will continue to evaluate future dividend payments to ensure shareholder rewards while maintaining a strong capital base, highlighting the company's focus on sustainable growth.
  • Company Background: First US Bancshares operates banking offices in Alabama, Tennessee, and Virginia, and files periodic reports with the SEC, ensuring transparency and compliance in its operations.
PRnewswire
9.5
01-28PRnewswire
First US Bancshares Reports Q4 and Full Year 2025 Financial Highlights
  • Net Income Growth: In Q4 2025, First US Bancshares reported net income of $2.1 million, or $0.36 per diluted share, reflecting a 10% increase from Q3 2025 and a 24% increase from Q4 2024, indicating sustained profitability improvement.
  • Loan Quality Improvement: The ratio of nonperforming assets to total assets decreased to 0.14% in Q4 2025 from 0.50% in Q4 2024, demonstrating effective credit management and enhancing market confidence in the company's financial health.
  • Deposit Growth: Total deposits increased by $25.5 million, or 2.5%, in Q4 2025, primarily driven by growth in interest-bearing demand deposits and certificates of deposit, reflecting the company's success in attracting customer deposits.
  • Increased Shareholder Equity: As of December 31, 2025, shareholder equity reached $105.648 million, or 9.15% of total assets, up from $98.624 million in 2024, showcasing the company's robust capital management and profitability performance.
Newsfilter
9.5
01-28Newsfilter
First US Bancshares Reports Q4 2025 Financial Highlights
  • Net Income Growth: In Q4 2025, First US Bancshares reported net income of $2.1 million, or $0.36 per diluted share, reflecting a 10% increase from Q3 2025 and a 24% increase from Q4 2024, indicating sustained profitability improvement.
  • Loan Portfolio Quality Improvement: Although total loans decreased by $14.5 million in Q4 2025, the overall loan balance increased by $30 million for the year due to significant growth in the consumer indirect category, demonstrating effective credit management.
  • Deposit Growth: Total deposits rose by $25.5 million in Q4 2025, primarily driven by increases in interest-bearing demand deposits and certificates of deposit, showcasing the company's competitiveness in attracting deposits.
  • Increase in Shareholder Equity: As of December 31, 2025, shareholder equity reached $105.648 million, or 9.15% of total assets, an increase from 2024, reflecting the company's robust performance in earnings and capital management.
Newsfilter
8.0
2025-11-19Newsfilter
First US Bancshares, Inc. Unveils Expansion of Its Share Buyback Program
  • Share Repurchase Program Expansion: First US Bancshares, Inc. has expanded its share repurchase program, authorizing an additional 1,000,000 shares for repurchase and extending the program's expiration to December 31, 2026.

  • Current Repurchase Status: The company has repurchased 1,389,972 shares to date, with 852,813 shares remaining available for repurchase under the program.

  • Regulatory Compliance: Share repurchases may occur through various methods, including open market transactions, and must comply with applicable regulatory requirements.

  • Forward-Looking Statements: The press release includes forward-looking statements that involve risks and uncertainties, which could affect the company's future performance and financial condition.

PRnewswire
8.0
2025-11-19PRnewswire
FIRST US BANCSHARES, INC. DECLARES CASH DIVIDEND
  • Dividend Announcement: First US Bancshares, Inc. declared a cash dividend of $0.07 per share, payable on January 2, 2026, to shareholders of record by December 12, 2025, marking the forty-sixth consecutive quarter of dividends.

  • Company Overview: First US Bancshares, Inc. operates banking offices in Alabama, Tennessee, and Virginia through First US Bank and is publicly traded on the Nasdaq under the symbol "FUSB."

  • Forward-Looking Statements: The press release includes forward-looking statements that involve risks and uncertainties, with management not obligated to update these statements except as required by law.

  • Dividend Policy Considerations: The payment of dividends is at the discretion of the Board of Directors and may change based on the Company's financial conditions, earnings, and other relevant factors.

NASDAQ.COM
9.5
2025-10-30NASDAQ.COM
FIRST US BANCSHARES INC Reports Decline in Q3 Income
  • Earnings Decline: FIRST US BANCSHARES INC reported a profit of $1.94 million for the third quarter, down from $2.22 million the previous year.

  • Earnings Per Share: The earnings per share (EPS) decreased to $0.32 from $0.36 year-over-year.

  • Revenue Growth: The company's revenue increased by 1.7% to $15.28 million, compared to $15.02 million last year.

  • Financial Summary: Key financial figures include earnings of $1.94 million, EPS of $0.32, and revenue of $15.28 million for the quarter.

Valuation Metrics

The current forward P/E ratio for First US Bancshares Inc (FUSB.O) is 8.69, compared to its 5-year average forward P/E of 0.51. For a more detailed relative valuation and DCF analysis to assess First US Bancshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.51
Current PE
8.69
Overvalued PE
2.51
Undervalued PE
-1.50

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.01
Current PS
0.00
Overvalued PS
0.38
Undervalued PS
-0.35

Financials

AI Analysis
Annual
Quarterly

Whales Holding FUSB

T
Tontine Management, LLC
Holding
FUSB
+14.98%
3M Return

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Frequently Asked Questions

What is First US Bancshares Inc (FUSB) stock price today?

The current price of FUSB is 16.04 USD — it has increased 1.07

What is First US Bancshares Inc (FUSB)'s business?

First US Bancshares, Inc. is a bank holding company that operates banking offices in Alabama, Tennessee, and Virginia through First US Bank (the Bank). The Bank conducts a general commercial banking business and offers banking services, such as demand, savings, individual retirement account and time deposits, personal and commercial loans, safe deposit box services and remote deposit capture. The Bank provides a wide range of commercial banking services to small- and medium-sized businesses, property managers, business executives, professionals and other individuals. The Bank also performs indirect lending through third-party retailers and conducts this lending in about 17 states, including Alabama, Arkansas, Florida, Georgia, Indiana, Iowa, Kansas, Kentucky, Mississippi, Missouri, Nebraska, North Carolina, Oklahoma, South Carolina, Tennessee, Texas and Virginia. The Bank has loan production offices in Mobile, Alabama and the Chattanooga, Tennessee area.

What is the price predicton of FUSB Stock?

Wall Street analysts forecast FUSB stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for FUSB is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is First US Bancshares Inc (FUSB)'s revenue for the last quarter?

First US Bancshares Inc revenue for the last quarter amounts to 9.79M USD, increased 7.54

What is First US Bancshares Inc (FUSB)'s earnings per share (EPS) for the last quarter?

First US Bancshares Inc. EPS for the last quarter amounts to 0.36 USD, increased 24.14

How many employees does First US Bancshares Inc (FUSB). have?

First US Bancshares Inc (FUSB) has 152 emplpoyees as of April 16 2026.

What is First US Bancshares Inc (FUSB) market cap?

Today FUSB has the market capitalization of 90.63M USD.