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FRAF Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
59.310
Open
59.015
VWAP
58.52
Vol
12.65K
Mkt Cap
261.18M
Low
58.130
Amount
740.14K
EV/EBITDA(TTM)
14.05
Total Shares
4.49M
EV
448.05M
EV/OCF(TTM)
7.13
P/S(TTM)
3.06
Franklin Financial Services Corporation is a bank holding company. The Company conducts substantially all of its business through its wholly owned direct banking subsidiary, Farmers and Merchants Trust Company of Chambersburg (the Bank). The Bank acts as an independent community financial services provider and offers traditional banking and related financial services to individual, business and government customers. Through its community offices and electronic banking applications, the Bank offers a range of commercial and retail financial services, including the taking of time, savings, and demand deposits; the making of commercial, consumer and mortgage loans, and the providing of safe deposit services. The Bank also performs personal, corporate, pension and fiduciary services through its Wealth Management Department. The Bank has approximately 23 community banking locations in Franklin, Cumberland, Fulton and Huntingdon Counties, PA, and Washington County, MD.
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Events Timeline

(ET)
2026-04-23
16:40:00
Q1 Net Interest Margin Rises to 3.53%
select
2025-04-29 (ET)
2025-04-29
08:33:43
Franklin Financial increases dividend 3.1% to 33c
select

News

seekingalpha
9.5
04-23seekingalpha
Franklin Financial Services Q1 Earnings Exceed Expectations
  • Earnings Beat: Franklin Financial Services reported a Q1 GAAP EPS of $1.48, surpassing expectations by $0.14, indicating a robust profitability trend that strengthens investor confidence.
  • Significant Revenue Growth: The company achieved revenues of $23.9 million in Q1, reflecting an 18.5% year-over-year increase, exceeding expectations by $0.6 million, which showcases its strong market performance and business expansion capabilities.
  • Positive Market Reaction: The earnings beat is likely to positively impact Franklin Financial Services' stock price, attracting more investor interest and potentially enhancing the company's market valuation.
  • Optimistic Future Outlook: With ongoing growth and improved profitability, the company is expected to maintain strong financial performance in the upcoming quarters, bolstering its competitive position in the financial services industry.
PRnewswire
9.5
04-23PRnewswire
Franklin Financial Services Reports Q1 2026 Results with Strong Growth Metrics
  • Significant Asset Growth: As of March 31, 2026, Franklin Financial's total assets reached $2.298 billion, reflecting a 2.63% increase from $2.239 billion on December 31, 2025, indicating robust market expansion and strengthening its competitive position in the financial services sector.
  • Net Interest Income Increase: The net interest income for the first quarter was $18.3 million, up 23.5% from $14.8 million in Q1 2025, primarily driven by increased loan and investment income, showcasing effective management in the current interest rate environment and enhanced profitability.
  • Growth in Non-Interest Income: Non-interest income rose to $5.36 million, a 17.5% increase from $4.56 million in the previous year, with growth in wealth management fees and loan service charges indicating positive progress in diversifying revenue streams and enhancing financial stability.
  • Increased Shareholder Returns: Earnings per share reached $1.48, a 68.2% increase from $0.88 in Q1 2025, while maintaining a cash dividend of $0.33, demonstrating the company's commitment to shareholder returns and boosting investor confidence.
moomoo
9.5
04-23moomoo
FRANKLIN FINANCIAL ANNOUNCES FIRST QUARTER 2026 RESULTS AND DIVIDEND DECLARATION
  • Financial Report Overview: Franklin Financial has released its results for the first quarter of 2026, detailing its financial performance during this period.

  • Dividend Declaration: The company has announced a dividend, indicating its commitment to returning value to shareholders amidst its financial results.

moomoo
9.5
04-23moomoo
FRANKLIN FINANCIAL SERVICES REPORTS Q1 EPS OF USD 1.48
  • Financial Performance: Franklin Financial Services reported an earnings per share (EPS) of $1.48 for the first quarter.
  • Quarterly Results: The financial results indicate a strong performance in the company's financial services sector during Q1.
moomoo
9.5
04-23moomoo
FRANKLIN FINANCIAL SERVICES REPORTS Q1 NET INCOME OF USD 6.637 MILLION
  • Company Overview: Franklin Financial Services reported a net income of USD 6.637 million for the first quarter.
  • Financial Performance: The reported net income reflects the company's financial health and operational performance during the specified period.
NASDAQ.COM
5.0
03-18NASDAQ.COM
Franklin Financial Director Buys Shares, Signaling Confidence
  • Insider Buying: Franklin Financial Services Corp's Director Gregory I. Snook purchased 2,200 shares at $48.18 each on March 9, totaling $105,996, indicating his confidence in the company's future performance.
  • Market Reaction: On Wednesday, investors could buy shares of Franklin Financial at $47.69, 1.0% lower than Snook's purchase price, reflecting a cautious short-term market sentiment towards the stock.
  • Price Volatility: Franklin Financial shares are currently down about 2.4%, with a 52-week low of $32.39 and a high of $57.5075, indicating potential risks associated with stock price fluctuations.
  • Dividend Yield: The company pays an annualized dividend of $1.32 per share, with the most recent ex-dividend date on February 6, 2026, resulting in an approximate yield of 2.7%, which may attract income-seeking investors.

Valuation Metrics

The current forward P/E ratio for Franklin Financial Services Corp (FRAF.O) is 12.00, compared to its 5-year average forward P/E of 1.00. For a more detailed relative valuation and DCF analysis to assess Franklin Financial Services Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
1.00
Current PE
12.00
Overvalued PE
4.30
Undervalued PE
-2.30

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.63
Current EV/EBITDA
11.13
Overvalued EV/EBITDA
7.36
Undervalued EV/EBITDA
-4.10

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.19
Current PS
2.52
Overvalued PS
0.83
Undervalued PS
-0.44

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Frequently Asked Questions

What is Franklin Financial Services Corp (FRAF) stock price today?

The current price of FRAF is 58.13 USD — it has decreased -0.6

What is Franklin Financial Services Corp (FRAF)'s business?

Franklin Financial Services Corporation is a bank holding company. The Company conducts substantially all of its business through its wholly owned direct banking subsidiary, Farmers and Merchants Trust Company of Chambersburg (the Bank). The Bank acts as an independent community financial services provider and offers traditional banking and related financial services to individual, business and government customers. Through its community offices and electronic banking applications, the Bank offers a range of commercial and retail financial services, including the taking of time, savings, and demand deposits; the making of commercial, consumer and mortgage loans, and the providing of safe deposit services. The Bank also performs personal, corporate, pension and fiduciary services through its Wealth Management Department. The Bank has approximately 23 community banking locations in Franklin, Cumberland, Fulton and Huntingdon Counties, PA, and Washington County, MD.

What is the price predicton of FRAF Stock?

Wall Street analysts forecast FRAF stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for FRAF is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Franklin Financial Services Corp (FRAF)'s revenue for the last quarter?

Franklin Financial Services Corp revenue for the last quarter amounts to 21.72M USD, increased 18.42

What is Franklin Financial Services Corp (FRAF)'s earnings per share (EPS) for the last quarter?

Franklin Financial Services Corp. EPS for the last quarter amounts to 1.48 USD, increased 68.18

How many employees does Franklin Financial Services Corp (FRAF). have?

Franklin Financial Services Corp (FRAF) has 306 emplpoyees as of May 31 2026.

What is Franklin Financial Services Corp (FRAF) market cap?

Today FRAF has the market capitalization of 261.18M USD.