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FRAF Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
49.310
Open
49.050
VWAP
48.53
Vol
30.41K
Mkt Cap
217.29M
Low
47.820
Amount
1.48M
EV/EBITDA(TTM)
14.27
Total Shares
4.48M
EV
405.69M
EV/OCF(TTM)
8.90
P/S(TTM)
2.65
Franklin Financial Services Corporation is a bank holding company. The Company conducts substantially all of its business through its wholly owned direct banking subsidiary, Farmers and Merchants Trust Company of Chambersburg (the Bank). The Bank acts as an independent community financial services provider and offers traditional banking and related financial services to individual, business and government customers. Through its community offices and electronic banking applications, the Bank offers a range of commercial and retail financial services, including the taking of time, savings, and demand deposits; the making of commercial, consumer and mortgage loans, and the providing of safe deposit services. The Bank also performs personal, corporate, pension and fiduciary services through its Wealth Management Department. The Bank has approximately 23 community banking locations in Franklin, Cumberland, Fulton and Huntingdon Counties, PA, and Washington County, MD.
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Events Timeline

(ET)
2025-04-29
08:33:43
Franklin Financial increases dividend 3.1% to 33c
select

News

NASDAQ.COM
5.0
03-18NASDAQ.COM
Franklin Financial Director Buys Shares, Signaling Confidence
  • Insider Buying: Franklin Financial Services Corp's Director Gregory I. Snook purchased 2,200 shares at $48.18 each on March 9, totaling $105,996, indicating his confidence in the company's future performance.
  • Market Reaction: On Wednesday, investors could buy shares of Franklin Financial at $47.69, 1.0% lower than Snook's purchase price, reflecting a cautious short-term market sentiment towards the stock.
  • Price Volatility: Franklin Financial shares are currently down about 2.4%, with a 52-week low of $32.39 and a high of $57.5075, indicating potential risks associated with stock price fluctuations.
  • Dividend Yield: The company pays an annualized dividend of $1.32 per share, with the most recent ex-dividend date on February 6, 2026, resulting in an approximate yield of 2.7%, which may attract income-seeking investors.
Yahoo Finance
8.0
02-01Yahoo Finance
Franklin Financial Set to Go Ex-Dividend Soon
  • Upcoming Ex-Dividend Date: Franklin Financial Services Corporation will go ex-dividend on February 6, requiring shareholders to hold shares before this date to receive a dividend of $0.33 per share, which will be paid on February 25, highlighting the company's commitment to shareholder returns.
  • Stable Dividend Yield: Over the past 12 months, Franklin Financial Services has paid a total dividend of $1.32 per share, with a current share price of $51.01, resulting in a dividend yield of 2.6%, indicating the company's robustness in maintaining dividends.
  • Earnings and Dividend Growth: The company has achieved a 10% annual growth in earnings per share over the last five years, while dividends have grown at an average rate of 5.7% over the past decade, demonstrating a sustainable dividend policy with a relatively low payout ratio.
  • Investment Risk Warning: While Franklin Financial Services shows strong dividend prospects, there are 2 warning signs in the analysis, one of which is significant, suggesting that investors should carefully assess potential risks to ensure sound investment decisions.
seekingalpha
9.5
01-27seekingalpha
Franklin Financial Services Reports Strong Q4 Earnings
  • Earnings Performance: Franklin Financial Services reported a GAAP EPS of $1.35 for Q4, indicating stability in profitability and enhancing investor confidence in future performance.
  • Revenue Growth: The company achieved quarterly revenue of $23.3 million, reflecting resilience and adaptability in its business amid current market conditions, potentially laying the groundwork for future expansion.
  • Investor Attention: The release of the earnings report has drawn significant attention to Franklin Financial Services' Quant Rating from Seeking Alpha, which may influence investor decisions and the overall market perception of the company.
  • Dividend Performance: Franklin Financial Services' strong dividend scorecard highlights its commitment to shareholder returns, potentially attracting more investors seeking stable income.
PRnewswire
9.5
01-27PRnewswire
Franklin Financial Reports Strong 2025 Financial Results
  • Asset Growth: As of December 31, 2025, Franklin Financial's total assets reached $2.239 billion, reflecting a 1.9% increase from 2024, which demonstrates the company's robust growth capability and strengthens its competitive position in the financial services sector.
  • Net Income Surge: The net income for the fourth quarter of 2025 was $6.043 million, up 91.2% year-over-year, indicating effective strategies in revenue management and cost control, further solidifying its profitability.
  • Significant EPS Increase: The earnings per share for the full year 2025 reached $4.74, an 88.8% increase from $2.51 in 2024, reflecting the company's success in enhancing shareholder returns and boosting investor confidence.
  • Stable Dividends: The regular cash dividends paid for the full year 2025 amounted to $1.31, a 2.3% increase from 2024, demonstrating the company's ongoing commitment to shareholders while supporting future investment attractiveness.
NASDAQ.COM
2.0
2025-11-27NASDAQ.COM
Blue Ridge Bankshares Rises 8.6% Over 3 Months: Strategies for Investing in the Stock
  • Stock Performance: Blue Ridge Bankshares, Inc. (BRBS) has seen an 8.6% increase in stock value over the past three months, outperforming the industry and the S&P 500, despite challenges in the banking sector.

  • Recent Developments: The company received a notification terminating a Consent Order from its regulator and reported improved third-quarter results, driven by increased net interest income and effective cost-control measures.

  • Strategic Focus: BRBS is de-risking its balance sheet by exiting fintech-related deposits and reducing non-core loan exposure, aiming to enhance traditional banking growth and improve asset quality.

  • Market Position: While facing competition from larger banks and fintechs, BRBS's community banking model in Virginia and North Carolina supports steady growth, although its higher valuation compared to peers suggests limited upside potential unless core growth and profitability continue to improve.

NASDAQ.COM
9.5
2025-07-25NASDAQ.COM
Franklin Financial Earnings Surge 95% Y/Y in Q2, Stock Slips
  • Financial Performance: Franklin Financial Services Corporation reported a 94.8% increase in net income for Q2 2025, reaching $5.9 million, driven by a significant rise in net interest income and strong loan growth, particularly in commercial real estate.

  • Market Response and Strategy: Despite a 6.2% decline in shares post-earnings, the company has seen a 23.7% rally over the past month; management emphasizes disciplined growth and asset quality management while continuing to focus on expanding commercial lending and managing credit risks.

Valuation Metrics

The current forward P/E ratio for Franklin Financial Services Corp (FRAF.O) is 0.00, compared to its 5-year average forward P/E of 0.00. For a more detailed relative valuation and DCF analysis to assess Franklin Financial Services Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.00
Current PE
0.00
Overvalued PE
0.00
Undervalued PE
0.00

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.00
Current PS
0.00
Overvalued PS
0.00
Undervalued PS
0.00

Financials

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Frequently Asked Questions

What is Franklin Financial Services Corp (FRAF) stock price today?

The current price of FRAF is 48.47 USD — it has decreased -1.24

What is Franklin Financial Services Corp (FRAF)'s business?

Franklin Financial Services Corporation is a bank holding company. The Company conducts substantially all of its business through its wholly owned direct banking subsidiary, Farmers and Merchants Trust Company of Chambersburg (the Bank). The Bank acts as an independent community financial services provider and offers traditional banking and related financial services to individual, business and government customers. Through its community offices and electronic banking applications, the Bank offers a range of commercial and retail financial services, including the taking of time, savings, and demand deposits; the making of commercial, consumer and mortgage loans, and the providing of safe deposit services. The Bank also performs personal, corporate, pension and fiduciary services through its Wealth Management Department. The Bank has approximately 23 community banking locations in Franklin, Cumberland, Fulton and Huntingdon Counties, PA, and Washington County, MD.

What is the price predicton of FRAF Stock?

Wall Street analysts forecast FRAF stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for FRAF is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Franklin Financial Services Corp (FRAF)'s revenue for the last quarter?

Franklin Financial Services Corp revenue for the last quarter amounts to 21.18M USD, increased 53.04

What is Franklin Financial Services Corp (FRAF)'s earnings per share (EPS) for the last quarter?

Franklin Financial Services Corp. EPS for the last quarter amounts to USD, decreased -100.00

How many employees does Franklin Financial Services Corp (FRAF). have?

Franklin Financial Services Corp (FRAF) has 306 emplpoyees as of March 22 2026.

What is Franklin Financial Services Corp (FRAF) market cap?

Today FRAF has the market capitalization of 217.29M USD.