Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
Get Started
  1. Home
  2. Stock
  3. FISI
FISI logo

FISI Should I Buy

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Should You Buy Financial Institutions Inc (FISI) Today? Analysis, Price Targets, and 2026 Outlook.

Conclusion
Hold
Latest Price
34.340
1 Day change
1.45%
52 Week Range
35.470
Analysis Updated At
2026/04/10
Should I buy Analysis is updated weekly. For real time "Should I Buy" analysis, please sign up to get free answers.
Sign Up

Financial Institutions Inc (FISI) is not a strong buy for a beginner investor with a long-term strategy at this moment. While the technical indicators show bullish momentum, the overbought RSI and poor financial performance in the latest quarter suggest caution. Additionally, there are no significant positive catalysts or signals from Intellectia Proprietary Trading Signals to justify immediate action.

Technical Analysis

The stock shows bullish momentum with MACD above 0 and positively expanding, as well as bullish moving averages (SMA_5 > SMA_20 > SMA_200). However, the RSI of 93.009 indicates an overbought condition, suggesting a potential pullback. Key resistance levels are at R1: 33.945 and R2: 34.838, while support levels are at S1: 31.053 and S2: 30.16.

Options Data

Bearish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio

Technical Summary

StrongSellSellNeutralBuyStrongBuydotted line Image
Sell
5
Buy
9

Positive Catalysts

  • Analyst upgrades: Keefe Bruyette raised the price target to $63 and maintains an Outperform rating. Piper Sandler raised the price target to $36, citing better loan growth, net interest margin, and buybacks.

Neutral/Negative Catalysts

  • The company's financial performance in Q4 2025 was significantly negative, with revenue down -199.48% YoY, net income down -123.58% YoY, and EPS down -118.93% YoY. Additionally, there are no recent news catalysts or significant hedge fund/insider activity.

Financial Performance

In Q4 2025, the company reported a sharp decline in revenue (-199.48% YoY), net income (-123.58% YoY), and EPS (-118.93% YoY). Gross margin remained unchanged at 0%. This indicates a significant deterioration in financial health.

Growth

Profitability

Efficiency

Analyst Ratings and Price Target Trends

Analysts are mixed: Keefe Bruyette is bullish with a $63 price target and an Outperform rating, while Piper Sandler is neutral with a $36 price target. The upgrades are based on modest improvements in loan growth, net interest margin, and buybacks.

Wall Street analysts forecast FISI stock price to rise
2 Analyst Rating
Wall Street analysts forecast FISI stock price to rise
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 34.340
sliders
Low
34
Averages
34.5
High
35
Current: 34.340
sliders
Low
34
Averages
34.5
High
35
Keefe Bruyette
Outperform
maintain
$59 -> $63
AI Analysis
2026-02-02
Reason
Keefe Bruyette
Price Target
$59 -> $63
AI Analysis
2026-02-02
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on Financial Institutions to $63 from $59 and keeps an Outperform rating on the shares.
Piper Sandler
Manuel Navas
Neutral
maintain
$34 -> $36
2026-02-02
Reason
Piper Sandler
Manuel Navas
Price Target
$34 -> $36
2026-02-02
maintain
Neutral
Reason
Piper Sandler analyst Manuel Navas raised the firm's price target on Financial Institutions to $36 from $34 and keeps a Neutral rating on the shares. The firm notes the company's PPNR modestly beat consensus on stronger fees offsetting weaker OpEx with EPS in line. Results profiled better loan growth, net interest margin, and buybacks.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for FISI
Unlock Now

People Also Watch