Historical Valuation
Arrow Financial Corp (AROW) is now in the Fair zone, suggesting that its current forward PE ratio of 9.46 is considered Fairly compared with the five-year average of 11.21. The fair price of Arrow Financial Corp (AROW) is between 31.48 to 41.36 according to relative valuation methord.
Relative Value
Fair Zone
31.48-41.36
Current Price：32.33
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Arrow Financial Corp (AROW) has a current Price-to-Book (P/B) ratio of 1.23. Compared to its 3-year average P/B ratio of 1.12 , the current P/B ratio is approximately 9.51% higher. Relative to its 5-year average P/B ratio of 1.29, the current P/B ratio is about -4.68% higher. Arrow Financial Corp (AROW) has a Forward Free Cash Flow (FCF) yield of approximately 6.89%. Compared to its 3-year average FCF yield of 6.39%, the current FCF yield is approximately 7.80% lower. Relative to its 5-year average FCF yield of 7.72% , the current FCF yield is about -10.70% lower.
P/B
Median3y
1.12
Median5y
1.29
FCF Yield
Median3y
6.39
Median5y
7.72
Competitors Valuation Multiple
AI Analysis for AROW
The average P/S ratio for AROW competitors is 1.87, providing a benchmark for relative valuation. Arrow Financial Corp Corp (AROW.O) exhibits a P/S ratio of 2.89, which is 54.69% above the industry average. Given its robust revenue growth of 17.54%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for AROW
1Y
3Y
5Y
Market capitalization of AROW increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of AROW in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is AROW currently overvalued or undervalued?
Arrow Financial Corp (AROW) is now in the Fair zone, suggesting that its current forward PE ratio of 9.46 is considered Fairly compared with the five-year average of 11.21. The fair price of Arrow Financial Corp (AROW) is between 31.48 to 41.36 according to relative valuation methord.
What is Arrow Financial Corp (AROW) fair value?
AROW's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Arrow Financial Corp (AROW) is between 31.48 to 41.36 according to relative valuation methord.
How does AROW's valuation metrics compare to the industry average?
The average P/S ratio for AROW's competitors is 1.87, providing a benchmark for relative valuation. Arrow Financial Corp Corp (AROW) exhibits a P/S ratio of 2.89, which is 54.69% above the industry average. Given its robust revenue growth of 17.54%, this premium appears unsustainable.
What is the current P/B ratio for Arrow Financial Corp (AROW) as of Jan 10 2026?
As of Jan 10 2026, Arrow Financial Corp (AROW) has a P/B ratio of 1.23. This indicates that the market values AROW at 1.23 times its book value.
What is the current FCF Yield for Arrow Financial Corp (AROW) as of Jan 10 2026?
As of Jan 10 2026, Arrow Financial Corp (AROW) has a FCF Yield of 6.89%. This means that for every dollar of Arrow Financial Corp’s market capitalization, the company generates 6.89 cents in free cash flow.
What is the current Forward P/E ratio for Arrow Financial Corp (AROW) as of Jan 10 2026?
As of Jan 10 2026, Arrow Financial Corp (AROW) has a Forward P/E ratio of 9.46. This means the market is willing to pay $9.46 for every dollar of Arrow Financial Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Arrow Financial Corp (AROW) as of Jan 10 2026?
As of Jan 10 2026, Arrow Financial Corp (AROW) has a Forward P/S ratio of 2.89. This means the market is valuing AROW at $2.89 for every dollar of expected revenue over the next 12 months.