Vanguard Grants 50 Million Clients Access to XRP ETF: Will This Drive XRP to $3 by January?

Written by Emily J. Thompson, Senior Investment Analyst

Source: Yahoo Finance

Updated: Dec 15 2025

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Source: Yahoo Finance

Vanguard's XRP ETF Launch: On December 2, 2025, Vanguard opened access to its XRP ETF for over 50 million clients, marking a significant shift in its stance on cryptocurrencies and adding institutional credibility to XRP investments.
Rapid Inflows and Market Impact: XRP ETF inflows reached $1 billion within four weeks, the fastest since Ethereum ETFs, with a structural shift in demand expected as advisors begin to allocate capital through regulated channels.
Supply Dynamics and Price Projections: The supply of XRP on exchanges has decreased significantly, which, combined with steady ETF inflows, could lead to gradual price appreciation, with potential targets of $3 by early 2026 depending on market conditions.
Investment Behavior and Timing: Vanguard's quarterly review cycles mean that capital deployment will be gradual, potentially delaying significant price movements until Q1 or Q2 2026, while market volatility could impact advisor appetite for XRP.

About the author

Emily J. Thompson

Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.