Upstart Could Potentially Rise Over 50% by 2026
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1h ago
0mins
Source: Fool
- Stock Price Decline: Upstart's stock has fallen over 50% from its 52-week high, reflecting legitimate concerns about its business as highlighted in recent earnings reports, which may impact investor confidence.
- Future Outlook: Despite current challenges, analysts believe Upstart could potentially achieve over 50% growth by 2026, indicating that there remains confidence in its long-term business model.
- Market Reaction: As of the morning of January 29, 2026, Upstart's stock price was $5.49, showing a cautious attitude from investors regarding its future performance, which could affect short-term capital inflows.
- Video Analysis: The video published on January 30, 2026, provides an in-depth analysis of Upstart's future growth potential, aiming to help investors understand the reasons behind the current stock price volatility and its possible rebound in the future.
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Analyst Views on UPST
Wall Street analysts forecast UPST stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for UPST is 56.73 USD with a low forecast of 20.00 USD and a high forecast of 80.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
13 Analyst Rating
7 Buy
4 Hold
2 Sell
Moderate Buy
Current: 41.530
Low
20.00
Averages
56.73
High
80.00
Current: 41.530
Low
20.00
Averages
56.73
High
80.00
About UPST
Upstart Holdings, Inc. is an artificial intelligence (AI) lending marketplace. The Company’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit (HELOCs), and small dollar loans. It applies artificial intelligence models and cloud applications to the process of underwriting consumer credit. Its AI marketplace connects consumers with its lending partner. Its consumers can access Upstart-powered loans via Upstart.com, through a lender-branded product on its lending partners’ own websites, and through auto dealerships that use its Upstart Auto Retail software. Its platform enables lenders provide a product their customers want, rather than letting customers seek loans from competitors. Its cloud-based software platform incorporates technologies and software development approaches to allow for development of new features, such as cloud-native technologies, data integrity and security, and configurable multi-tenant architecture, and others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Upstart Stock Could Rise Over 50% by 2026
- Stock Decline: Upstart's stock has fallen over 50% from its 52-week high, reflecting legitimate concerns about its business as highlighted in recent earnings reports, which may impact investor confidence.
- Future Potential: Despite current challenges, analysts believe Upstart could rise by over 50% by 2026, indicating a continued optimistic outlook on its long-term growth prospects, potentially attracting new investors.
- Investment Recommendations: Upstart is included in the analyst team's list of 10 best stocks to buy right now, showcasing its appeal in the current market environment, especially given Stock Advisor's total average return of 942%, significantly outperforming the S&P 500's 196%.
- Analyst Holdings: Matt Frankel, CFP, holds positions in Upstart, indicating his confidence in the company, while The Motley Fool also recommends the stock, further enhancing its perceived investment value.
Continue Reading
Upstart Could Potentially Rise Over 50% by 2026
- Stock Price Decline: Upstart's stock has fallen over 50% from its 52-week high, reflecting legitimate concerns about its business as highlighted in recent earnings reports, which may impact investor confidence.
- Future Outlook: Despite current challenges, analysts believe Upstart could potentially achieve over 50% growth by 2026, indicating that there remains confidence in its long-term business model.
- Market Reaction: As of the morning of January 29, 2026, Upstart's stock price was $5.49, showing a cautious attitude from investors regarding its future performance, which could affect short-term capital inflows.
- Video Analysis: The video published on January 30, 2026, provides an in-depth analysis of Upstart's future growth potential, aiming to help investors understand the reasons behind the current stock price volatility and its possible rebound in the future.
Continue Reading