The Wealthy 1% in America Could Afford to Buy Almost Every Home, While Others Struggle to Secure Just One.
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Sep 13 2025
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Source: Yahoo Finance
Wealth Disparity: The richest 1% of Americans hold enough wealth to buy nearly every home in the U.S. without borrowing, with a collective net worth of $49.2 trillion, while the bottom 50% struggle with significant mortgage debt.
Real Estate Holdings: The top 1% own 13.4% of all U.S. residential real estate, but their wealth is primarily tied to financial assets, highlighting a growing gap in wealth accumulation compared to lower-income households.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
