SoFi Technologies Shares Down, Mixed Options Sentiment
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 6d ago
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Mixed options sentiment in SoFi Technologies (SOFI), with shares down 35c near $25.14. Options volume roughly in line with average with 242k contracts traded and calls leading puts for a put/call ratio of 0.48, compared to a typical level near 0.65. Implied volatility (IV30) dropped 0.58 near 65.4,and above the 52wk median, suggesting an expected daily move of $1.04. Put-call skew steepened, indicating increased demand for downside protection.Looking ahead: SoFi Technologies (SOFI) will report earnings before the open on 2026-01-30.Option markets are pricing in a 50% probability of a move greater than 7.35% or $1.85.
Analyst Views on SOFI
Wall Street analysts forecast SOFI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SOFI is 28.31 USD with a low forecast of 18.00 USD and a high forecast of 38.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
14 Analyst Rating
5 Buy
6 Hold
3 Sell
Hold
Current: 25.800
Low
18.00
Averages
28.31
High
38.00
Current: 25.800
Low
18.00
Averages
28.31
High
38.00
About SOFI
SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.








