SoFi Technologies Reports Record Customer Growth and 38% Year-Over-Year Revenue Increase
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 2d ago
0mins
Source: NASDAQ.COM
- Record Customer Growth: SoFi has consistently onboarded record new customers over the past three quarters, demonstrating its strong appeal in the financial management app space and further driving long-term growth potential.
- Significant Revenue Increase: In Q3 2025, adjusted net revenue rose 38% year-over-year, with non-lending sales soaring by 76%, indicating the success of the company's diversified financial services strategy.
- Enhanced Profitability: With no physical storefronts, SoFi effectively manages costs, leading to significant profitability improvements that are expected to be reflected in its strong earnings report on January 30.
- Optimistic Market Expectations: While Wall Street anticipates Q4 earnings per share of $0.11 and $0.36 for the full year, SoFi has exceeded expectations in the past four quarters, fostering a positive market outlook for its future performance.
Analyst Views on SOFI
Wall Street analysts forecast SOFI stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for SOFI is 28.31 USD with a low forecast of 18.00 USD and a high forecast of 38.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
14 Analyst Rating
5 Buy
6 Hold
3 Sell
Hold
Current: 25.800
Low
18.00
Averages
28.31
High
38.00
Current: 25.800
Low
18.00
Averages
28.31
High
38.00
About SOFI
SoFi Technologies, Inc. is a member-centric, one-stop shop for digital financial services. The Company, through its lending and financial services products, allows members to borrow, save, spend, invest and protect their money. The Company's segments include Lending, Technology Platform and Financial Services. The Lending segment offers personal loans, student loans, home loans and related servicing to help its members with a variety of financial needs. Its platform supports the full transaction lifecycle, including credit application, underwriting, approval, funding and servicing. The Technology Platform segment provides services through a diversified suite of offerings which include an event and authorization platform accessed via application programming interfaces, a cloud-native digital and core banking platform and services related to both platforms. The Financial Services segment offers a suite of financial services solutions, including SoFi Money and SoFi Invest.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.








