Radian Group Secures $373 Million XOL Reinsurance Agreement with Top-Rated Providers
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Nov 25 2025
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Source: Newsfilter
- Risk Diversification Strategy: Radian Group Inc. has secured a $373 million excess of loss (XOL) reinsurance agreement with highly rated third-party reinsurers, aimed at effectively managing capital and proactively mitigating risk, thereby enhancing the company's financial stability.
- Capital Deployment Efficiency: This agreement aligns with the company's risk distribution strategies and is expected to take effect on December 1, 2025, optimizing capital allocation and strengthening the company's resilience against market volatility.
- Policy Coverage Scope: The reinsurance agreement covers specific policies written from 2016 to 2021, ensuring additional protection against potential claims in the future, which further solidifies its market position.
- Strategic Implications: By collaborating with top-rated reinsurers, Radian not only enhances its risk management capabilities but also lays the groundwork for future business growth, demonstrating its leadership in the private mortgage insurance sector.
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Analyst Views on RDN
Wall Street analysts forecast RDN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for RDN is 39.60 USD with a low forecast of 35.00 USD and a high forecast of 45.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Analyst Rating
1 Buy
3 Hold
1 Sell
Hold
Current: 32.940
Low
35.00
Averages
39.60
High
45.00
Current: 32.940
Low
35.00
Averages
39.60
High
45.00
About RDN
Radian Group Inc. is a diversified mortgage and real estate services company. The Company provides mortgage insurance and other products and services to the real estate and mortgage finance industries. The Company operates through one segment, Mortgage Insurance. The Company’s Mortgage Insurance segment aggregates, manages and distributes the United States mortgage credit risk on behalf of mortgage lending institutions and mortgage credit investors, principally through private mortgage insurance on residential first-lien mortgage loans, and also provides other credit risk management, contract underwriting and fulfillment solutions. Its Mortgage Insurance products are Primary Mortgage Insurance and Other Mortgage Insurance Products. The Primary Mortgage Insurance provides protection against mortgage defaults at a specified coverage percentage. The Other Mortgage Insurance Products include Government-sponsored enterprises (GSE) Credit Risk Transfer and Pool Mortgage Insurance.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Radian Secures Regulatory Approval for Inigo Acquisition, Closing Expected in February 2026
- Acquisition Progress: Radian Group Inc. has received all necessary regulatory approvals and anticipates closing its acquisition of Inigo Limited in February 2026, which will significantly enhance Radian's product expertise and capabilities, facilitating its transformation from a U.S. mortgage insurer to a global diversified specialty insurer.
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- Business Integration: Following the closing, Inigo will operate as a business unit of Radian, combining Radian's financial strength with Inigo's market insights, which is expected to improve operational scale and market performance.
- Future Outlook: Radian's strategic transformation is poised to not only strengthen its position in the global insurance market but also provide long-term growth potential, particularly in the development of diversified insurance products and market expansion.
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