Q1 Revenue Reaches $18.0M
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 2 days ago
0mins
Should l Buy FVCB?
Reports Q1 revenue $18.0M, one estimate $17.3M. Return on average assets for the quarter ended March 31, 2026 was 1.17%, an increase from 1.00% for the quarter ended December 31, 2025, and an increase from 0.94% for the year ago quarter ended March 31, 2025. Return on average equity increased to 10.04% for the quarter ended March 31, 2026, compared to 8.94% for the quarter ended December 31, 2025, and 8.61% for the year ago quarter ended March 31, 2025.
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Analyst Views on FVCB
Wall Street analysts forecast FVCB stock price to rise
1 Analyst Rating
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 15.730
Low
16.00
Averages
16.00
High
16.00
Current: 15.730
Low
16.00
Averages
16.00
High
16.00
About FVCB
FVCBankcorp, Inc. is a bank holding company. The Company operates primarily through its subsidiary, FVCbank (the Bank), which is a community oriented, locally-owned and managed commercial bank. It emphasizes providing commercial banking services to small and medium-sized businesses, professionals, non-profit organizations and associations, and investors living and working in and near its service area. It offers retail banking services to accommodate the individual needs of both corporate customers as well as the communities it serves. The Company also offers digital banking, mobile banking and a remote deposit service. It provides a variety of lending products to small and medium-sized businesses, including commercial real estate loans; commercial construction loans, Small Business Administration (SBA) lending, and others. Through third party networks, the Company offers its customers access to a full range of business insurance products and business and consumer credit card products.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
FVCBankcorp Q1 Earnings Exceed Expectations
- Earnings Beat: FVCBankcorp reported a Q1 GAAP EPS of $0.35, exceeding expectations by $0.02, demonstrating the company's resilience and profitability in the current economic climate.
- Net Interest Income Growth: The bank's net interest income reached $17.4 million, reflecting effective asset-liability management amid rising interest rates, which enhances financial stability.
- Share Buyback Program Extension: FVCBankcorp announced the extension of its share buyback program through March 2027, indicating confidence in its stock value and potentially increasing shareholder returns.
- Increased Market Attention: With the release of FVCBankcorp's quant rating and historical earnings data, market interest in its stock is rising, which may attract more investors and further boost stock performance.
See More
FVCBankcorp Extends Share Repurchase Program to 2027
- Repurchase Program Extension: FVCBankcorp announced the extension of its share repurchase program until March 31, 2027, authorizing the buyback of up to 1.4 million shares, which represents approximately 8% of outstanding common stock as of December 31, 2025, aimed at enhancing shareholder value and boosting market confidence.
- Flexible Repurchase Methods: The company stated that repurchases may be conducted through open market transactions, block trades, or privately negotiated deals, allowing management to decide on the timing based on market conditions and other factors, thereby ensuring the flexibility and effectiveness of the repurchase strategy.
- Adjustable Program Terms: FVCBankcorp emphasized that the repurchase program can be modified, suspended, or terminated at any time, and does not obligate the company to repurchase any shares, providing the company with the ability to adjust its capital allocation strategy according to market dynamics.
- Positive Market Reaction: Following the announcement, FVCBankcorp's stock price rose by 1.23% in after-hours trading to $14.8, indicating a positive investor response to the company's repurchase plan, which may further enhance shareholder confidence and market performance.
See More
FVCBankcorp Reports $22.1M Net Income for 2025, Up 46%
- Net Income Growth: FVCBankcorp achieved a net income of $22.1 million for 2025, a 46% increase from $15.1 million in 2024, demonstrating the company's sustained growth in its core loan and deposit base and enhanced profitability.
- Earnings Per Share Increase: The diluted earnings per share for 2025 reached $1.21, up 47% from $0.82 in 2024, reflecting effective strategic execution in enhancing profitability.
- Deposit and Loan Growth: As of December 31, 2025, total deposits reached $2.00 billion, a 7% year-over-year increase, while total loans amounted to $1.94 billion, growing by 4%, indicating the company's strengthening competitiveness and customer trust.
- Improved Net Interest Margin: The net interest margin improved to 3.05% in Q4 2025, up 28 basis points from 2.77% in Q4 2024, showcasing the company's success in asset yield enhancement and cost control of funding sources.
See More
FVCBankcorp (FVCB) Declares $0.06 Quarterly Dividend with 1.67% Yield
- Quarterly Dividend Announcement: FVCBankcorp has declared a quarterly dividend of $0.06 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability, which is expected to attract income-seeking investors.
- Yield Analysis: The forward yield of 1.67% provides relative attractiveness in the current market environment, potentially enhancing investor interest in the company's stock and supporting price stability.
- Shareholder Record Date: The dividend will be payable on February 17, with a record date of January 26 and an ex-dividend date also on January 26, ensuring shareholders receive their payouts promptly, thereby increasing shareholder satisfaction.
- Financial Health Indicator: FVCBankcorp's dividend decision reflects its robust financial condition and ongoing profitability, further solidifying its competitive position within the financial services industry.
See More
ACM Acquires TMS, Enhancing Market Competitiveness
- Acquisition Announcement: ACM's acquisition of Tidewater Mortgage Services combines innovative client-focused lending models and broad product offerings, adding approximately 45 loan officers and support staff to enhance market service capabilities.
- Financial Impact: The acquisition is expected to be immediately accretive in 2026, with minimal earnings impact in Q4 2025, reflecting ACM's robust growth strategy.
- Technology-Driven Growth: The acquisition provides TMS with greater scale and resources to accelerate growth and adopt advanced technologies, further enhancing customer experience.
- Market Expansion: This transaction aligns with ACM's growth strategy to expand its market footprint while maintaining a commitment to a technology-driven, client-focused lending experience.
See More
FVCBankcorp Receives BBB Credit Rating, Reflecting Strong Asset Quality
- Credit Rating Upgrade: Morningstar DBRS assigned a Long-Term Issuer Rating of BBB (low) to FVCBankcorp and BBB to its subsidiary FVCbank, reflecting the company's solid asset quality and capital levels, which enhances its competitive position in the market.
- Support Assessment: The Bank's Intrinsic Assessment is rated BBB with a Support Assessment of SA1, indicating expected internal support from the Company, while FVCBankcorp's Support Assessment is SA3, demonstrating stability within the industry.
- Improved Financial Performance: CEO David W. Pijor stated that the upgrade in credit ratings is a result of improved financial performance, strong asset quality, and a diverse liquidity profile, which will support the company's continued growth.
- Market Positioning: FVCbank, with assets totaling $2.32 billion, focuses on the banking needs of commercial businesses in the greater Baltimore and Washington, D.C. areas, showcasing its strong influence and service capabilities in the local market.
See More
FVCBankcorp Q1 Earnings Exceed Expectations
- Earnings Beat: FVCBankcorp reported a Q1 GAAP EPS of $0.35, exceeding expectations by $0.02, demonstrating the company's resilience and profitability in the current economic climate.
- Net Interest Income Growth: The bank's net interest income reached $17.4 million, reflecting effective asset-liability management amid rising interest rates, which enhances financial stability.
- Share Buyback Program Extension: FVCBankcorp announced the extension of its share buyback program through March 2027, indicating confidence in its stock value and potentially increasing shareholder returns.
- Increased Market Attention: With the release of FVCBankcorp's quant rating and historical earnings data, market interest in its stock is rising, which may attract more investors and further boost stock performance.
See More
FVCBankcorp Extends Share Repurchase Program to 2027
- Repurchase Program Extension: FVCBankcorp announced the extension of its share repurchase program until March 31, 2027, authorizing the buyback of up to 1.4 million shares, which represents approximately 8% of outstanding common stock as of December 31, 2025, aimed at enhancing shareholder value and boosting market confidence.
- Flexible Repurchase Methods: The company stated that repurchases may be conducted through open market transactions, block trades, or privately negotiated deals, allowing management to decide on the timing based on market conditions and other factors, thereby ensuring the flexibility and effectiveness of the repurchase strategy.
- Adjustable Program Terms: FVCBankcorp emphasized that the repurchase program can be modified, suspended, or terminated at any time, and does not obligate the company to repurchase any shares, providing the company with the ability to adjust its capital allocation strategy according to market dynamics.
- Positive Market Reaction: Following the announcement, FVCBankcorp's stock price rose by 1.23% in after-hours trading to $14.8, indicating a positive investor response to the company's repurchase plan, which may further enhance shareholder confidence and market performance.
See More
FVCBankcorp Reports $22.1M Net Income for 2025, Up 46%
- Net Income Growth: FVCBankcorp achieved a net income of $22.1 million for 2025, a 46% increase from $15.1 million in 2024, demonstrating the company's sustained growth in its core loan and deposit base and enhanced profitability.
- Earnings Per Share Increase: The diluted earnings per share for 2025 reached $1.21, up 47% from $0.82 in 2024, reflecting effective strategic execution in enhancing profitability.
- Deposit and Loan Growth: As of December 31, 2025, total deposits reached $2.00 billion, a 7% year-over-year increase, while total loans amounted to $1.94 billion, growing by 4%, indicating the company's strengthening competitiveness and customer trust.
- Improved Net Interest Margin: The net interest margin improved to 3.05% in Q4 2025, up 28 basis points from 2.77% in Q4 2024, showcasing the company's success in asset yield enhancement and cost control of funding sources.
See More
FVCBankcorp (FVCB) Declares $0.06 Quarterly Dividend with 1.67% Yield
- Quarterly Dividend Announcement: FVCBankcorp has declared a quarterly dividend of $0.06 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability, which is expected to attract income-seeking investors.
- Yield Analysis: The forward yield of 1.67% provides relative attractiveness in the current market environment, potentially enhancing investor interest in the company's stock and supporting price stability.
- Shareholder Record Date: The dividend will be payable on February 17, with a record date of January 26 and an ex-dividend date also on January 26, ensuring shareholders receive their payouts promptly, thereby increasing shareholder satisfaction.
- Financial Health Indicator: FVCBankcorp's dividend decision reflects its robust financial condition and ongoing profitability, further solidifying its competitive position within the financial services industry.
See More
ACM Acquires TMS, Enhancing Market Competitiveness
- Acquisition Announcement: ACM's acquisition of Tidewater Mortgage Services combines innovative client-focused lending models and broad product offerings, adding approximately 45 loan officers and support staff to enhance market service capabilities.
- Financial Impact: The acquisition is expected to be immediately accretive in 2026, with minimal earnings impact in Q4 2025, reflecting ACM's robust growth strategy.
- Technology-Driven Growth: The acquisition provides TMS with greater scale and resources to accelerate growth and adopt advanced technologies, further enhancing customer experience.
- Market Expansion: This transaction aligns with ACM's growth strategy to expand its market footprint while maintaining a commitment to a technology-driven, client-focused lending experience.
See More
FVCBankcorp Receives BBB Credit Rating, Reflecting Strong Asset Quality
- Credit Rating Upgrade: Morningstar DBRS assigned a Long-Term Issuer Rating of BBB (low) to FVCBankcorp and BBB to its subsidiary FVCbank, reflecting the company's solid asset quality and capital levels, which enhances its competitive position in the market.
- Support Assessment: The Bank's Intrinsic Assessment is rated BBB with a Support Assessment of SA1, indicating expected internal support from the Company, while FVCBankcorp's Support Assessment is SA3, demonstrating stability within the industry.
- Improved Financial Performance: CEO David W. Pijor stated that the upgrade in credit ratings is a result of improved financial performance, strong asset quality, and a diverse liquidity profile, which will support the company's continued growth.
- Market Positioning: FVCbank, with assets totaling $2.32 billion, focuses on the banking needs of commercial businesses in the greater Baltimore and Washington, D.C. areas, showcasing its strong influence and service capabilities in the local market.
See More
