Ponce Bank Recognized as One of the Best Community Banks in the U.S.
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 hour ago
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Should l Buy PDLB?
Source: Newsfilter
- Ranking Recognition: Ponce Bank has been ranked #40 among the Top 50 Best-Performing U.S. Community Banks of 2025 by S&P Global Market Intelligence, highlighting its strong financial performance and commitment to community impact.
- Financial Metrics: The ranking evaluates institutions based on key performance indicators such as returns, growth, funding, and balance sheet strength, with Ponce Bank excelling in risk management and long-term stability, showcasing its sustainable strategic approach.
- Community Commitment: As a Minority Depository Institution (MDI) and Community Development Financial Institution (CDFI), Ponce Bank focuses on serving historically overlooked communities, promoting financial inclusion and supporting small businesses.
- Future Outlook: Ponce Bank will be formally recognized at the 2026 Community Bankers Conference, further solidifying its market position in the New York metropolitan area and laying the groundwork for future growth.
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About PDLB
Ponce Financial Group, Inc. is the holding company of Ponce Bank (the Bank), a federally chartered stock savings association. It operates through an administrative office and approximately 13 full-service banking offices and five mortgage loan offices. The Bank's business primarily consists of taking deposits from the general public and investing those deposits, together with funds generated from operations and borrowings, in mortgage loans, consisting of one-to-four family residential (both investor-owned and owner-occupied), multifamily residential, nonresidential properties and construction and land, and, to a lesser extent, in business and consumer loans. It also invests in securities, corporate securities, mortgage-backed securities, and Federal Home Loan Bank of New York stock. The Bank offers a variety of deposit accounts, including demand, savings, money markets and certificates of deposit accounts. Its primary market area consists of the New York City metropolitan area.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Ponce Bank Recognized as One of the Best Community Banks in the U.S.
- Ranking Recognition: Ponce Bank has been ranked #40 among the Top 50 Best-Performing U.S. Community Banks of 2025 by S&P Global Market Intelligence, highlighting its strong financial performance and commitment to community impact.
- Financial Metrics: The ranking evaluates institutions based on key performance indicators such as returns, growth, funding, and balance sheet strength, with Ponce Bank excelling in risk management and long-term stability, showcasing its sustainable strategic approach.
- Community Commitment: As a Minority Depository Institution (MDI) and Community Development Financial Institution (CDFI), Ponce Bank focuses on serving historically overlooked communities, promoting financial inclusion and supporting small businesses.
- Future Outlook: Ponce Bank will be formally recognized at the 2026 Community Bankers Conference, further solidifying its market position in the New York metropolitan area and laying the groundwork for future growth.
See More
Ponce Financial Group Appoints New Director
- New Board Member: Marlene Cintron, a member of Ponce Bank's Board, was appointed as a Director of Ponce Financial Group on March 26, 2026, bringing her extensive experience in economic development and public policy to enhance the company's strategic direction.
- Economic Development Achievements: During her tenure as President of the Bronx Overall Economic Development Corporation, Cintron successfully reduced Bronx unemployment from 14% to under 6%, demonstrating her significant impact on local economic recovery and growth.
- Support for Small Businesses: As the U.S. Small Business Administration's Region 2 Administrator, Cintron championed efforts that led to a 20% increase in small business growth in the region, providing crucial support for economic revitalization.
- Community Advocate: Beyond her professional success, Cintron is recognized for her lifelong commitment to civil rights and social equity, enhancing Ponce Financial Group's image as a socially responsible institution dedicated to serving underserved communities.
See More
PDL Community Reports Q4 Earnings Beat Expectations
- Strong Earnings Report: PDL Community's Q4 GAAP EPS of $0.42 exceeds market expectations by $0.14, indicating robust profitability that enhances investor confidence in the company's financial health.
- Significant Revenue Growth: The company reported Q4 revenue of $31.41 million, representing a 37.6% year-over-year increase, reflecting its competitive position and successful business expansion, which may attract more investor interest.
- Asset Quality Concerns: Despite the strong earnings, Ponce Financial Group noted that PDL Community's asset quality is not sufficient for an upgrade, which could impact its future financing costs and market perception.
- Positive Market Reaction: Following the earnings release, PDL Community's stock price is likely to experience upward momentum as investor expectations for its growth potential strengthen, further solidifying its position in the industry.
See More
Ponce De Leon Foundation Awards $635,000 to Community Nonprofits
- Funding Support: The Ponce De Leon Foundation awarded $635,000 in 2026 to various nonprofits, reflecting its commitment to community development with over $3.6 million granted since its inception in 2017, showcasing its ongoing support for local initiatives.
- Growing Community Needs: Executive Director Madeline V. Marquez noted the increasing number of grant applications each year, highlighting the vast needs and potential within communities, which underscores the foundation's efforts in fair fund distribution.
- Corporate Social Responsibility: Chairman Steven A. Tsavaris emphasized that corporate social responsibility is at the heart of their mission, indicating a deepening partnership with impactful organizations to achieve greater community outcomes through aligned missions.
- Diverse Project Funding: The grants support a wide range of initiatives, including education, arts, and health, ensuring that each recipient organization can enhance its impact, thereby promoting sustainable community development.
See More
Ponce Foundation Awards $635,000 to Community Nonprofits for Impactful Projects
- Significant Funding: The Ponce Foundation awarded $635,000 in 2026, bringing total grants to over $3.6 million since inception, demonstrating its ongoing commitment and impact on community development.
- Diverse Projects: The funding supports various initiatives, including education, arts, and mental health, ensuring that diverse community needs are met, which enhances the organizations' social responsibility and influence.
- Growing Community Needs: The Executive Director noted an increase in grant applications, reflecting the urgent demand for funding in communities, emphasizing the importance and strategic significance of continued support.
- Core Corporate Responsibility: The Foundation's Chairman highlighted that corporate social responsibility is central to their operations, indicating that the company is enhancing its brand image and market position while driving community development.
See More
Ponce Bank Appoints Marlene Cintron to Board, Enhancing Community Development Efforts
- Leadership Enhancement: Ponce Bank's appointment of Marlene Cintron to its Board brings over 30 years of experience in economic development and public policy, which is expected to advance the bank's strategic goals in serving historically underserved communities.
- Community Investment: During her tenure at the Bronx Overall Economic Development Corporation, Cintron successfully reduced Bronx unemployment from 14% to under 6%, providing valuable insights for Ponce Bank's lending strategies in low-income neighborhoods.
- Small Business Growth: As the Region 2 Administrator for the U.S. Small Business Administration, Cintron championed policies that led to a 20% increase in small business growth, aligning with Ponce Bank's mission and potentially enhancing its influence in small business financing.
- Diversity Advocacy: Cintron's appointment not only enhances the board's diversity but also promotes Ponce Bank's influence within the Latino community, further solidifying its position as a leading Latino-led financial institution.
See More
Ponce Bank Recognized as One of the Best Community Banks in the U.S.
- Ranking Recognition: Ponce Bank has been ranked #40 among the Top 50 Best-Performing U.S. Community Banks of 2025 by S&P Global Market Intelligence, highlighting its strong financial performance and commitment to community impact.
- Financial Metrics: The ranking evaluates institutions based on key performance indicators such as returns, growth, funding, and balance sheet strength, with Ponce Bank excelling in risk management and long-term stability, showcasing its sustainable strategic approach.
- Community Commitment: As a Minority Depository Institution (MDI) and Community Development Financial Institution (CDFI), Ponce Bank focuses on serving historically overlooked communities, promoting financial inclusion and supporting small businesses.
- Future Outlook: Ponce Bank will be formally recognized at the 2026 Community Bankers Conference, further solidifying its market position in the New York metropolitan area and laying the groundwork for future growth.
See More
Ponce Financial Group Appoints New Director
- New Board Member: Marlene Cintron, a member of Ponce Bank's Board, was appointed as a Director of Ponce Financial Group on March 26, 2026, bringing her extensive experience in economic development and public policy to enhance the company's strategic direction.
- Economic Development Achievements: During her tenure as President of the Bronx Overall Economic Development Corporation, Cintron successfully reduced Bronx unemployment from 14% to under 6%, demonstrating her significant impact on local economic recovery and growth.
- Support for Small Businesses: As the U.S. Small Business Administration's Region 2 Administrator, Cintron championed efforts that led to a 20% increase in small business growth in the region, providing crucial support for economic revitalization.
- Community Advocate: Beyond her professional success, Cintron is recognized for her lifelong commitment to civil rights and social equity, enhancing Ponce Financial Group's image as a socially responsible institution dedicated to serving underserved communities.
See More
PDL Community Reports Q4 Earnings Beat Expectations
- Strong Earnings Report: PDL Community's Q4 GAAP EPS of $0.42 exceeds market expectations by $0.14, indicating robust profitability that enhances investor confidence in the company's financial health.
- Significant Revenue Growth: The company reported Q4 revenue of $31.41 million, representing a 37.6% year-over-year increase, reflecting its competitive position and successful business expansion, which may attract more investor interest.
- Asset Quality Concerns: Despite the strong earnings, Ponce Financial Group noted that PDL Community's asset quality is not sufficient for an upgrade, which could impact its future financing costs and market perception.
- Positive Market Reaction: Following the earnings release, PDL Community's stock price is likely to experience upward momentum as investor expectations for its growth potential strengthen, further solidifying its position in the industry.
See More
Ponce De Leon Foundation Awards $635,000 to Community Nonprofits
- Funding Support: The Ponce De Leon Foundation awarded $635,000 in 2026 to various nonprofits, reflecting its commitment to community development with over $3.6 million granted since its inception in 2017, showcasing its ongoing support for local initiatives.
- Growing Community Needs: Executive Director Madeline V. Marquez noted the increasing number of grant applications each year, highlighting the vast needs and potential within communities, which underscores the foundation's efforts in fair fund distribution.
- Corporate Social Responsibility: Chairman Steven A. Tsavaris emphasized that corporate social responsibility is at the heart of their mission, indicating a deepening partnership with impactful organizations to achieve greater community outcomes through aligned missions.
- Diverse Project Funding: The grants support a wide range of initiatives, including education, arts, and health, ensuring that each recipient organization can enhance its impact, thereby promoting sustainable community development.
See More
Ponce Foundation Awards $635,000 to Community Nonprofits for Impactful Projects
- Significant Funding: The Ponce Foundation awarded $635,000 in 2026, bringing total grants to over $3.6 million since inception, demonstrating its ongoing commitment and impact on community development.
- Diverse Projects: The funding supports various initiatives, including education, arts, and mental health, ensuring that diverse community needs are met, which enhances the organizations' social responsibility and influence.
- Growing Community Needs: The Executive Director noted an increase in grant applications, reflecting the urgent demand for funding in communities, emphasizing the importance and strategic significance of continued support.
- Core Corporate Responsibility: The Foundation's Chairman highlighted that corporate social responsibility is central to their operations, indicating that the company is enhancing its brand image and market position while driving community development.
See More
Ponce Bank Appoints Marlene Cintron to Board, Enhancing Community Development Efforts
- Leadership Enhancement: Ponce Bank's appointment of Marlene Cintron to its Board brings over 30 years of experience in economic development and public policy, which is expected to advance the bank's strategic goals in serving historically underserved communities.
- Community Investment: During her tenure at the Bronx Overall Economic Development Corporation, Cintron successfully reduced Bronx unemployment from 14% to under 6%, providing valuable insights for Ponce Bank's lending strategies in low-income neighborhoods.
- Small Business Growth: As the Region 2 Administrator for the U.S. Small Business Administration, Cintron championed policies that led to a 20% increase in small business growth, aligning with Ponce Bank's mission and potentially enhancing its influence in small business financing.
- Diversity Advocacy: Cintron's appointment not only enhances the board's diversity but also promotes Ponce Bank's influence within the Latino community, further solidifying its position as a leading Latino-led financial institution.
See More
