NewtekOne outlines $250M ALP loan originations and maintains $2.10–$2.50 EPS guidance amid accelerating deposit growth
Management Insights: NewtekOne's CEO, Barry Scott Sloane, emphasized the company's focus on providing technology-driven financial solutions for independent business owners, reporting a 15% revenue growth in Q2 2025 and maintaining EPS guidance of $2.10 to $2.50 for 2024. The addition of new executives and improvements in key financial metrics were also highlighted.
Outlook and Analyst Sentiment: Management remains confident about future growth, particularly in digital banking and ALP loan originations, while analysts expressed neutral to slightly positive sentiment, seeking clarity on deposit growth and sustainability of gains amid regulatory changes.
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NewtekOne, Inc. Reports Strong Q4 2025 Earnings and Growth
- Significant Earnings Growth: NewtekOne reported a net income of approximately $80 million for 2025, reflecting a 16.4% increase, with total revenue reaching $284 million, up 10.6% from 2024, showcasing strong performance in the financial services sector.
- Deposit Account Innovation: The company opened 9,000 new deposit accounts in Q4, bringing active accounts to 34,000, indicating successful implementation of digital account opening and lending systems, enhancing customer retention and market competitiveness.
- Management Changes: NewtekOne appointed several new executives, including Greg Devaney as Chief Credit Officer and Chris Lucas as Chief Compliance Officer, aimed at improving corporate governance and strategic execution to support future business expansion.
- 2026 Outlook: The company projects a midpoint EPS of $2.35 for 2026, reflecting optimistic expectations for future loan originations and market demand, while emphasizing ongoing support for independent business owners and prudent risk management.
NewtekOne Announces $325M–$350M Alternative Loan Securitization and Reports Deposit Growth with Business Model Expansion
Management Insights: NewtekOne's CEO, Barry R. Sloane, highlighted strong Q3 performance with significant growth in deposits and earnings, emphasizing the company's technology-driven business model and upcoming $325-$350 million ALP securitization.
Financial Performance: The company reported a basic EPS of $0.68 for Q3 2025, with a tangible book value per share increase to $11.22, and a notable decline in the efficiency ratio to 56.3%, despite a 43% rise in assets.
Outlook and Risks: Management remains cautious about Q4 guidance due to the government shutdown's potential impact on loan originations, while also focusing on diversifying the loan portfolio to mitigate risks.
Analyst Sentiment: Analysts expressed a neutral to cautious tone regarding credit quality and external risks, with a shift in focus from growth metrics to the implications of the government shutdown on future performance.
