NETSOL Q2 Revenue Increases 21% YoY to $18.8M
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Feb 12 2026
0mins
Reports Q2 revenue $18.8M vs. $15.5M last year. Najeeb Ghauri, CEO,said "NETSOL delivered a strong second quarter of fiscal 2026, with total net revenues up 21% year-over-year to $18.8M. Services revenue grew 41%, driven by active implementations of Transcend Finance and Transcend Retail, and we view implementation momentum as an important leading indicator of future subscription scale. Transcend Retail is gaining meaningful traction in the U.S. automotive market, with adoption by leading dealer groups and franchised dealerships. Partnerships with MINI USA, Sonic Automotive, Indigo Auto Group, and others reflect growing validation of our platform and the outcomes it enables for dealers. While SaaS revenue growth is currently moderated by the timing of customer go-lives, we believe recurring revenues can accelerate over time as these deployments complete. We are also investing in AI to extend our product roadmap, including Check, an AI-enabled credit decisioning capability built into our loan origination system, designed to help credit and funding teams work faster and with greater precision by turning data into real-time, actionable decisions."
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About NTWK
NetSol Technologies, Inc. is a global business services and asset finance solutions provider. The Company is engaged in licensing, subscriptions, modification, enhancement and support of our suite of financial applications, under the brand name Transcend Finance for leading businesses in the global finance and leasing space. The Company operates through three segments: North America, Europe and Asia-Pacific. The Company's Transcend Platform is an artificial intelligence (AI)-powered digital retail and asset finance solution for automotive and equipment original equipment manufacturers (OEMs), auto captives, commercial lenders, dealers, brokers and financial institutions. Its Transcend Platform's products include Transcend Retail, Transcend Finance, Transcend Consultancy, Transcend AI Labs, and Transcend Marketplace. Its Intermediary portals include Broker portals, Lender portals, and Dealer portals. Its Transcend Marketplace products include Flex, Hubex, Index, Dock, Lane, and Link.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
NetSol (NTWK) Q1 2026 Earnings Call Transcript
See More
NetSol Reports Strong Q3 Earnings with Revenue Growth
- Earnings Highlights: NetSol Technologies, Inc. reported a GAAP EPS of $0.11 for Q3, indicating stable profitability and reflecting the company's competitive position in the market.
- Revenue Growth: The company achieved revenue of $19.8 million in Q3, representing a 12.9% year-over-year increase, which demonstrates significant progress in business expansion and customer acquisition, thereby strengthening its market position.
- Investor Engagement: NetSol showcased its business strategies at the IAccess Alpha Virtual Best Ideas Spring Investment Conference, garnering considerable investor interest, which may lay the groundwork for future capital inflows.
- Historical Performance Review: Analyzing NetSol's historical financial data reveals that the company has maintained strong financial health while continuing to grow, providing a solid foundation for future expansion.
See More
NETSOL Technologies to Host Q3 Financial Results Conference Call
- Conference Call Announcement: NETSOL Technologies will hold a conference call on May 14, 2026, at 9:00 AM ET to discuss its financial results for the third quarter ended March 31, 2026, which is expected to attract significant attention from investors and analysts.
- Participation Details: Participants can listen in by calling 1-877-407-0789 or 1-201-689-8562, with the call being broadcast live and available for replay afterward, ensuring broad dissemination of information.
- Company Overview: Since its inception in 1996, NETSOL Technologies has been dedicated to providing cutting-edge solutions for the asset finance and leasing industry, serving automotive and equipment OEMs and financial institutions across over 30 countries, showcasing strong industry expertise and a customer-centric approach.
- Forward-Looking Statements: The press release contains forward-looking statements regarding the development of the company's products and services and future operational results, cautioning investors about potential risks and uncertainties to ensure reasonable expectations for future performance.
See More
NETSOL Renews Partnership with UK Bank
- Partnership Continuation: NETSOL Technologies has renewed a multi-million dollar partnership with a tier-one multinational bank in the UK, continuing the use of its finance and leasing platform, which reinforces a relationship spanning over 15 years and highlights NETSOL's strong influence in the UK asset finance market.
- Deepened Trust in Technology: This renewal not only reflects the value of NETSOL's technology but also signifies the enduring trust built with the bank, further enhancing NETSOL's position within the asset finance ecosystem.
- Innovation-Driven Growth: Asad Ghauri, NETSOL's Global Head of Sales, stated that the renewal demonstrates the company's deep understanding of the UK market, with a commitment to advancing innovation and delivering solutions that enhance operational efficiency and sustainable growth for clients.
- Global Market Presence: Since its inception in 1996, NETSOL has provided advanced asset finance solutions in over 30 countries, leveraging deep industry expertise and a customer-centric approach to ensure client success in an ever-evolving market.
See More
NETSOL Upgrades Partnership with Toyota Leasing Thailand
- Successful System Upgrade: Toyota Leasing Thailand has successfully upgraded to NETSOL's latest Wholesale Finance System (WFS), enhancing its automotive finance operations across the Asia-Pacific region and reinforcing NETSOL's leadership position in the market.
- Optimized Technology Architecture: The new version of WFS features an AI-driven, API-first architecture that provides a modular and scalable framework, enabling Toyota Leasing to seamlessly integrate with OEMs, dealers, and other systems, thereby improving data consistency and operational efficiency.
- Long-Term Partnership: The collaboration between Toyota Leasing Thailand and NETSOL spans over 20 years, and this upgrade not only reflects the deepening of their relationship but also showcases NETSOL's ability to meet the evolving needs of its customers, further enhancing its competitive edge in the market.
- Enhanced Customer Experience: With this upgrade, Toyota Leasing Thailand can leverage advanced automation and real-time insights to drive faster decision-making and greater operational agility, thereby improving dealer satisfaction and optimizing connections across the entire finance ecosystem.
See More
NetSol Technologies Reports Q2 Earnings and Executive Appointment
- Earnings Highlights: NetSol Technologies reported a Q2 GAAP EPS of $0.02 and revenue of $18.8 million, reflecting a 21% year-over-year growth, indicating sustained momentum in the market and boosting investor confidence.
- Contract Extension: The company signed a $50 million, four-year contract extension with a client, which not only secures future revenue streams but also strengthens strategic partnerships with key clients, enhancing the company's market position.
- Executive Appointment: NetSol appointed Sardar Abubakr as Chief Financial Officer, aiming to bolster financial management capabilities to support long-term growth strategies, which is expected to bring higher financial transparency and efficiency to the company.
- Market Rating: Seeking Alpha's Quant Rating on NetSol reflects positive market sentiment, indicating analysts' optimistic outlook on the company's future performance, which may attract more investor interest and participation.
See More
NetSol (NTWK) Q1 2026 Earnings Call Transcript
See More
NetSol Reports Strong Q3 Earnings with Revenue Growth
- Earnings Highlights: NetSol Technologies, Inc. reported a GAAP EPS of $0.11 for Q3, indicating stable profitability and reflecting the company's competitive position in the market.
- Revenue Growth: The company achieved revenue of $19.8 million in Q3, representing a 12.9% year-over-year increase, which demonstrates significant progress in business expansion and customer acquisition, thereby strengthening its market position.
- Investor Engagement: NetSol showcased its business strategies at the IAccess Alpha Virtual Best Ideas Spring Investment Conference, garnering considerable investor interest, which may lay the groundwork for future capital inflows.
- Historical Performance Review: Analyzing NetSol's historical financial data reveals that the company has maintained strong financial health while continuing to grow, providing a solid foundation for future expansion.
See More
NETSOL Technologies to Host Q3 Financial Results Conference Call
- Conference Call Announcement: NETSOL Technologies will hold a conference call on May 14, 2026, at 9:00 AM ET to discuss its financial results for the third quarter ended March 31, 2026, which is expected to attract significant attention from investors and analysts.
- Participation Details: Participants can listen in by calling 1-877-407-0789 or 1-201-689-8562, with the call being broadcast live and available for replay afterward, ensuring broad dissemination of information.
- Company Overview: Since its inception in 1996, NETSOL Technologies has been dedicated to providing cutting-edge solutions for the asset finance and leasing industry, serving automotive and equipment OEMs and financial institutions across over 30 countries, showcasing strong industry expertise and a customer-centric approach.
- Forward-Looking Statements: The press release contains forward-looking statements regarding the development of the company's products and services and future operational results, cautioning investors about potential risks and uncertainties to ensure reasonable expectations for future performance.
See More
NETSOL Renews Partnership with UK Bank
- Partnership Continuation: NETSOL Technologies has renewed a multi-million dollar partnership with a tier-one multinational bank in the UK, continuing the use of its finance and leasing platform, which reinforces a relationship spanning over 15 years and highlights NETSOL's strong influence in the UK asset finance market.
- Deepened Trust in Technology: This renewal not only reflects the value of NETSOL's technology but also signifies the enduring trust built with the bank, further enhancing NETSOL's position within the asset finance ecosystem.
- Innovation-Driven Growth: Asad Ghauri, NETSOL's Global Head of Sales, stated that the renewal demonstrates the company's deep understanding of the UK market, with a commitment to advancing innovation and delivering solutions that enhance operational efficiency and sustainable growth for clients.
- Global Market Presence: Since its inception in 1996, NETSOL has provided advanced asset finance solutions in over 30 countries, leveraging deep industry expertise and a customer-centric approach to ensure client success in an ever-evolving market.
See More
NETSOL Upgrades Partnership with Toyota Leasing Thailand
- Successful System Upgrade: Toyota Leasing Thailand has successfully upgraded to NETSOL's latest Wholesale Finance System (WFS), enhancing its automotive finance operations across the Asia-Pacific region and reinforcing NETSOL's leadership position in the market.
- Optimized Technology Architecture: The new version of WFS features an AI-driven, API-first architecture that provides a modular and scalable framework, enabling Toyota Leasing to seamlessly integrate with OEMs, dealers, and other systems, thereby improving data consistency and operational efficiency.
- Long-Term Partnership: The collaboration between Toyota Leasing Thailand and NETSOL spans over 20 years, and this upgrade not only reflects the deepening of their relationship but also showcases NETSOL's ability to meet the evolving needs of its customers, further enhancing its competitive edge in the market.
- Enhanced Customer Experience: With this upgrade, Toyota Leasing Thailand can leverage advanced automation and real-time insights to drive faster decision-making and greater operational agility, thereby improving dealer satisfaction and optimizing connections across the entire finance ecosystem.
See More
NetSol Technologies Reports Q2 Earnings and Executive Appointment
- Earnings Highlights: NetSol Technologies reported a Q2 GAAP EPS of $0.02 and revenue of $18.8 million, reflecting a 21% year-over-year growth, indicating sustained momentum in the market and boosting investor confidence.
- Contract Extension: The company signed a $50 million, four-year contract extension with a client, which not only secures future revenue streams but also strengthens strategic partnerships with key clients, enhancing the company's market position.
- Executive Appointment: NetSol appointed Sardar Abubakr as Chief Financial Officer, aiming to bolster financial management capabilities to support long-term growth strategies, which is expected to bring higher financial transparency and efficiency to the company.
- Market Rating: Seeking Alpha's Quant Rating on NetSol reflects positive market sentiment, indicating analysts' optimistic outlook on the company's future performance, which may attract more investor interest and participation.
See More
