Net Interest Margin Increases to 3.62% Year-over-Year
Net interest margin was 3.62% for the three months ended December 31, 2025, compared to 3.39% for the three months ended December 31, 2024. Reports book value per share $29.59.
Trade with 70% Backtested Accuracy
Analyst Views on PEBK
About PEBK
About the author
Peoples Bancorp Reports Strong Q4 Earnings with Notable Gains
- Earnings Growth: Peoples Bancorp reported a GAAP EPS of $1.21 for Q4, indicating a significant improvement in profitability, which reflects the bank's robust performance in a competitive market environment.
- Revenue Performance: The bank achieved revenues of $24.98 million in Q4, showing growth compared to the same period last year, suggesting positive progress in business expansion and customer base, thereby enhancing market confidence.
- Asset Disposal Gains: During the three months ended December 31, 2025, the bank recognized a net gain of $3.0 million from the NCDOT's eminent domain acquisition, which not only improved financial standing but also provided funding for future investments.
- Net Interest Margin Improvement: The net interest margin for Q4 was 3.62%, up from 3.39% in the same quarter of 2024, demonstrating the bank's adaptability and enhanced profitability in changing interest rate environments.
Zacks Begins Coverage of Peoples Bancorp with a Neutral Rating
Zacks Coverage Initiation: Zacks Investment Research has initiated coverage of Peoples Bancorp of North Carolina, Inc. (PEBK) with a "Neutral" recommendation, highlighting the company's consistent earnings and strong asset quality despite industry challenges.
Financial Performance: In the second quarter of 2025, PEBK reported a 5.6% increase in net income year-over-year, driven by improved net interest and fee income, with notable profitability metrics and a strong return on equity.
Risks and Challenges: The report outlines potential risks for PEBK, including slowed loan growth, reliance on appraisal management fees, geographic concentration in North Carolina, and competitive pressures on deposit funding costs.
Market Positioning: Despite these risks, PEBK's stock has outperformed its peers, indicating investor confidence in its fundamentals, though expectations for significant near-term growth remain tempered.
Peoples Bancorp raises quarterly dividend to 20c from 19c
Dividend Announcement: Peoples Bancorp (PEBK) of North Carolina declared a cash dividend of 20 cents per share for Q1, an increase from the previous quarter's 19 cents, to be paid on March 14 to shareholders of record on March 3.
Investment Opportunities: TipRanks offers tools for investors to discover stocks with strong buy ratings and maximize their portfolios through its Stock Screener feature.
Peoples Bancorp Announces Special Cash Dividend
Special Cash Dividend Announcement: Peoples Bancorp of North Carolina, Inc. has declared a special cash dividend of $0.16 per share, to be paid on February 14, 2025, to shareholders recorded by February 3, 2025.
Company Operations and Contact Information: The bank operates 16 offices in North Carolina and encourages shareholders to enroll in its Dividend Reinvestment and Stock Purchase Plan, with contact details provided for inquiries.
Peoples Bancorp Announces Cash Dividend
Dividend Declaration: Peoples Bancorp of North Carolina, Inc. announced a regular cash dividend of $0.19 per share for the fourth quarter of 2024, payable on December 13, 2024, to shareholders of record by December 3, 2024.
Company Overview: Peoples Bank operates 16 banking offices in North Carolina and offers a Dividend Reinvestment and Stock Purchase Plan, with additional contact information provided for inquiries.
Peoples Bancorp Announces Cash Dividend
Dividend Declaration: Peoples Bancorp of North Carolina, Inc. announced a regular cash dividend of $0.19 per share for the third quarter of 2024, payable on September 13, 2024, to shareholders of record as of September 3, 2024.
Company Operations: Peoples Bank operates 16 banking offices in North Carolina and encourages shareholders to enroll in its Dividend Reinvestment and Stock Purchase Plan, with contact information provided for inquiries.
Peoples Bancorp Reports Strong Q4 Earnings with Notable Gains
- Earnings Growth: Peoples Bancorp reported a GAAP EPS of $1.21 for Q4, indicating a significant improvement in profitability, which reflects the bank's robust performance in a competitive market environment.
- Revenue Performance: The bank achieved revenues of $24.98 million in Q4, showing growth compared to the same period last year, suggesting positive progress in business expansion and customer base, thereby enhancing market confidence.
- Asset Disposal Gains: During the three months ended December 31, 2025, the bank recognized a net gain of $3.0 million from the NCDOT's eminent domain acquisition, which not only improved financial standing but also provided funding for future investments.
- Net Interest Margin Improvement: The net interest margin for Q4 was 3.62%, up from 3.39% in the same quarter of 2024, demonstrating the bank's adaptability and enhanced profitability in changing interest rate environments.
Zacks Begins Coverage of Peoples Bancorp with a Neutral Rating
Zacks Coverage Initiation: Zacks Investment Research has initiated coverage of Peoples Bancorp of North Carolina, Inc. (PEBK) with a "Neutral" recommendation, highlighting the company's consistent earnings and strong asset quality despite industry challenges.
Financial Performance: In the second quarter of 2025, PEBK reported a 5.6% increase in net income year-over-year, driven by improved net interest and fee income, with notable profitability metrics and a strong return on equity.
Risks and Challenges: The report outlines potential risks for PEBK, including slowed loan growth, reliance on appraisal management fees, geographic concentration in North Carolina, and competitive pressures on deposit funding costs.
Market Positioning: Despite these risks, PEBK's stock has outperformed its peers, indicating investor confidence in its fundamentals, though expectations for significant near-term growth remain tempered.
Peoples Bancorp raises quarterly dividend to 20c from 19c
Dividend Announcement: Peoples Bancorp (PEBK) of North Carolina declared a cash dividend of 20 cents per share for Q1, an increase from the previous quarter's 19 cents, to be paid on March 14 to shareholders of record on March 3.
Investment Opportunities: TipRanks offers tools for investors to discover stocks with strong buy ratings and maximize their portfolios through its Stock Screener feature.
Peoples Bancorp Announces Special Cash Dividend
Special Cash Dividend Announcement: Peoples Bancorp of North Carolina, Inc. has declared a special cash dividend of $0.16 per share, to be paid on February 14, 2025, to shareholders recorded by February 3, 2025.
Company Operations and Contact Information: The bank operates 16 offices in North Carolina and encourages shareholders to enroll in its Dividend Reinvestment and Stock Purchase Plan, with contact details provided for inquiries.
Peoples Bancorp Announces Cash Dividend
Dividend Declaration: Peoples Bancorp of North Carolina, Inc. announced a regular cash dividend of $0.19 per share for the fourth quarter of 2024, payable on December 13, 2024, to shareholders of record by December 3, 2024.
Company Overview: Peoples Bank operates 16 banking offices in North Carolina and offers a Dividend Reinvestment and Stock Purchase Plan, with additional contact information provided for inquiries.
Peoples Bancorp Announces Cash Dividend
Dividend Declaration: Peoples Bancorp of North Carolina, Inc. announced a regular cash dividend of $0.19 per share for the third quarter of 2024, payable on September 13, 2024, to shareholders of record as of September 3, 2024.
Company Operations: Peoples Bank operates 16 banking offices in North Carolina and encourages shareholders to enroll in its Dividend Reinvestment and Stock Purchase Plan, with contact information provided for inquiries.
