IF Bancorp, Inc. Announces Cash Dividend
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Aug 13 2025
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Source: Yahoo Finance
Dividend Announcement: IF Bancorp, Inc. declared a cash dividend of $0.20 per common share, to be paid on October 17, 2025, to stockholders of record as of September 26, 2025.
Company Overview: Iroquois Federal Savings and Loan Association operates community-oriented banking services in Illinois and Missouri, emphasizing its commitment to enhancing stockholder value through ongoing dividend payments.
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About TBBK
The Bancorp, Inc. is a financial holding company. Its primary, wholly owned subsidiary is The Bancorp Bank, National Association (the Bank). The Bank is a nationally chartered commercial bank located in Sioux Falls, South Dakota and is a Federal Deposit Insurance Corporation insured institution. Its segments include fintech, specialty finance and corporate. Fintech segment includes the deposit balances and non-interest income generated by prepaid, debit and other card access accounts, ACH processing and other payments-related processing. It also includes loan balances and interest and non-interest income from credit products generated through payment relationships. Specialty finance includes real estate bridge lending, comprised of apartment building rehabilitation loans; institutional banking, comprised of security-backed lines of credit, cash value insurance policy-backed lines of credit and advisor financing and commercial loans, comprised of SBA loans and direct lease financing.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Fourth Quarter 2025 Financial Highlights
- Earnings Growth: The EPS for Q4 2025 reached $1.28, an 11% increase from $1.15 in Q4 2024, indicating sustained profitability despite falling short of expectations due to external factors.
- Loan Portfolio Expansion: As of Q4 2025, net loans totaled $7.12 billion, a 16% increase year-over-year, primarily driven by significant growth in consumer fintech loans, enhancing the company's competitive position.
- Increase in Non-Interest Income: Non-interest income for Q4 2025 was $80.5 million, representing 46.7% of total revenue, a notable rise from 40.9% in Q4 2024, reflecting strong performance in the fintech sector.
- Share Repurchase Program: The company repurchased $150 million worth of stock in Q4 2025, acquiring 2,173,518 shares, demonstrating a commitment to shareholder returns while laying the groundwork for future capital management.
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The Bancorp Reports Strong Q4 2025 Earnings and New Guidance
- Earnings Growth: The Bancorp reported earnings of $1.28 per share for Q4 2025, reflecting an 11% year-over-year increase, which underscores the company's improving profitability and is likely to attract more investor interest.
- Surge in Credit Sponsorship: Credit sponsorship balances reached $1.1 billion, up 40% from the previous quarter and 142% year-over-year, exceeding the company's goal of $1 billion, indicating strong performance in the credit market.
- Improved Asset Quality: Criticized assets declined from $268 million to $194 million, and delinquency rates fell from 2.19% to 1.6%, demonstrating effective risk management measures that enhance investor confidence.
- Optimistic Outlook: The company is projecting EPS of $5.90 for 2026 and plans to repurchase $200 million in stock over the next year, reflecting management's confidence in future growth and commitment to shareholders.
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