Huntington Bancshares Incorporated (NASDAQ:HBAN) is largely controlled by institutional shareholders who own 88% of the company
Institutional Ownership: Huntington Bancshares has significant institutional ownership at 88%, indicating that these investors can heavily influence company decisions and stock price movements, especially during market fluctuations.
Insider Selling and Public Stake: Insiders own less than 1% of the company, with recent selling activity noted, while the general public holds a 12% stake, which may not be sufficient to impact company policies significantly.
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Analyst Views on HBANM

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- Target Price Cut: Morgan Stanley has lowered its price target for Huntington Bancshares (NASDAQ:HBAN) from $23 to $21 while maintaining an Overweight rating, reflecting concerns over macroeconomic pressures affecting bank stocks.
- Industry Pullback: The median bank stock in Morgan Stanley's coverage has declined approximately 5% over the past 30 days, primarily driven by worries surrounding the ongoing Middle East conflict and its potential impact on economic growth and inflation.
- Revenue Growth Outlook: Management expects net interest income to grow by 10% to 13% in 2026, supported by projected loan growth of 11% to 12% and deposit growth of 8% to 9%, with fee revenues anticipated to increase by 13% to 16%.
- Digital Investment Focus: The company highlighted ongoing investments in digital capabilities and expansion into new and existing markets, with the 2026 outlook for standalone growth in net interest income, assets, deposits, and fees generally exceeding 2025 levels.
- Quarterly Dividend Announcement: Huntington Bancshares declares a quarterly dividend of $0.3562 per share, consistent with previous distributions, indicating stable cash flow and profitability, which is likely to attract more investor attention.
- Forward Yield: The forward yield of 6.55% reflects the company's appeal in the current market environment, potentially boosting shareholder confidence and stabilizing the stock price.
- Payment Schedule: The dividend is payable on June 1, with a record date of May 15 and an ex-dividend date also on May 15, ensuring shareholders receive timely returns and strengthening the relationship between the company and its investors.
- Positive Market Reaction: As regional bank stocks rise due to merger prospects, the announcement of Huntington's dividend may further drive its stock price up, enhancing overall market confidence in the company.
- Regional Banks Undervalued: Dory Wiley, CEO of Commerce Street Holdings, asserts that despite the overall poor performance of the financial sector, regional banks maintain strong fundamentals with high capital ratios and good deposits, indicating their potential value.
- Sustained Profitability Growth: Wiley notes that banks are currently valued at a forward P/E of only 10 times earnings, and with good growth rates, these stocks could realistically reach a valuation range of 15 to 18 times, reflecting market confidence in their future performance.
- Superior Credit Quality: He emphasizes that the credit underwriting quality in the banking sector is at its historical best, and while some individual banks may face weaknesses, the overall health of the industry provides reassurance to investors.
- Abundant Market Opportunities: Despite concerns over AI disruption, Wiley remains optimistic about investment opportunities in bank stocks, believing there is significant growth potential across small, mid, and large-cap banks that investors should consider.
- Earnings Report: Huntington Bank's Q4 earnings per share fell short of market expectations, with an 11% revenue growth overshadowed by higher-than-expected expenses, leading to a stock decline that reflects market concerns about future performance.
- Expense Growth: The company anticipates a 10% to 11% increase in expenses for 2026, exceeding investor expectations, partly due to one-time integration costs associated with the Vertex deal, which may impact investor confidence.
- Market Outlook: Despite the expense pressures, Huntington Bank remains optimistic about 2026, projecting revenue growth between 11% and 14%, indicating its competitive position and growth potential in the market.
- Operating Leverage: The bank achieved nearly a 3% increase in operating margins in 2025 and expects to expand margins by 1.5% to 2% in 2026, demonstrating a strong balance between profitability and reinvestment.

Analyst Recommendation: RBC Capital maintains an "Outperform" rating for Huntington Bancshares Incorporated - Preferred Stock (NasdaqGS:HBANM) with a projected price target of $26.38/share, indicating a potential upside of 19.32% from its current price of $22.11/share.
Revenue and Earnings Projections: The projected annual revenue for Huntington Bancshares is estimated at $8,243 million, reflecting a 9.88% increase, with a non-GAAP EPS forecast of 1.76.
Institutional Holdings: There are currently 7 funds reporting positions in HBANM, with total institutional shares remaining stable at 993K, while some funds have decreased their holdings over the last quarter.
ETF Holdings Changes: Notable changes in ETF holdings include PFF reducing its shares by 8.89%, PGX decreasing by 4.85%, and GPRF increasing its shares by 22.76%, indicating varied sentiment among institutional investors.

- Dividend Announcement: Huntington's Board of Directors declared a quarterly cash dividend of $356.25 per share on its Series I Non-Cumulative Perpetual Preferred Stock, payable on March 2, 2026, which demonstrates the company's ongoing commitment to stable shareholder returns and enhances investor confidence.
- Shareholder Benefit: This dividend payment will benefit shareholders of record as of February 15, 2026, reflecting the company's focus on shareholder value while also indicating its robust financial health and profitability.
- Company Background: Huntington Bancshares is a regional bank holding company with $223 billion in assets, founded in 1866, providing a comprehensive suite of banking and wealth management services, showcasing its strong competitive position in the market.
- Business Coverage: With over 1,000 branches across 14 states, Huntington's extensive operations cater to diverse consumer and small to mid-sized business needs, thereby driving long-term growth potential.









