FIS Report Reveals Growing AI Trust Gap in UK Financial Services
Written by Emily J. Thompson, Senior Investment Analyst
Source: Businesswire
Updated: 1 hour ago0mins
- Accelerated AI Adoption: According to a report from the Bank of England and the Financial Conduct Authority, 75% of financial firms have adopted artificial intelligence, a significant increase from 58% in 2022, indicating rapid technological uptake in the financial services sector.
- Consumer Trust Deficit: FIS's survey reveals that 33% of consumers have no trust in generative AI, and 50% express anxiety about AI, suggesting that despite technological advancements, consumer confidence has not kept pace.
- Divergent Risk Perception: The research highlights that early adopters show higher trust in AI, with only 28% concerned about fraud risks, compared to 56% among late adopters, illustrating a stark divide in acceptance and risk perception.
- Education and Trust Building: FIS emphasizes that banks must not only innovate but also educate customers, ensuring that every new technology launch includes clear explanations of safety and privacy measures to build consumer trust in AI.
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Analyst Views on FIS
Wall Street analysts forecast FIS stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FIS is 80.92 USD with a low forecast of 69.00 USD and a high forecast of 90.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
14 Analyst Rating
10 Buy
4 Hold
0 Sell
Moderate Buy
Current: 65.880
Low
69.00
Averages
80.92
High
90.00
Current: 65.880
Low
69.00
Averages
80.92
High
90.00
UBS
Buy
maintain
$82 -> $83
2025-11-06
Reason
UBS
Price Target
$82 -> $83
2025-11-06
maintain
Buy
Reason
UBS raised the firm's price target on FIS to $83 from $82 and keeps a Buy rating on the shares.
JPMorgan
Overweight -> NULL
downgrade
$85 -> $80
2025-11-06
Reason
JPMorgan
Price Target
$85 -> $80
2025-11-06
downgrade
Overweight -> NULL
Reason
JPMorgan lowered the firm's price target on FIS to $80 from $85 and keeps an Overweight rating on the shares following the Q3 report.
Susquehanna
James Friedman
Neutral
downgrade
$77 -> $69
2025-11-06
Reason
Susquehanna
James Friedman
Price Target
$77 -> $69
2025-11-06
downgrade
Neutral
Reason
Susquehanna analyst James Friedman lowered the firm's price target on FIS to $69 from $77 and keeps a Neutral rating on the shares. The firm said Q3 came in generally ahead of plan in both Banking and Capital Markets, and FIS shared constructive perspective on the arc of growth ahead.
Raymond James
Outperform
maintain
$88 -> $82
2025-11-05
Reason
Raymond James
Price Target
$88 -> $82
2025-11-05
maintain
Outperform
Reason
Raymond James lowered the firm's price target on FIS to $82 from $88 and keeps an Outperform rating on the shares following "solid" Q3 results that featured about a 2% top line and EPS beat relative to the Street. The FY25 forex-adjusted revenue outlook was raised about 50 basis points, though the implied Q4 guidance is "a bit mixed," with revenue modestly ahead and EPS a touch light compared to consensus, the analyst tells investors.
See All Ratings
About FIS
Fidelity National Information Services, Inc. is a financial technology company providing solutions to financial institutions, businesses and developers. The Company's segments include Banking Solutions (Banking), Capital Market Solutions (Capital Markets) and Corporate and Other. The Banking segment is focused on serving financial institutions with core processing software, transaction processing software and complementary applications and services, many of which interact directly with core processing software. The Company sells these solutions on either a bundled or stand-alone basis. The Capital Markets segment is focused on serving global financial services clients and corporations with an array of buy- and sell-side, treasury, risk management and lending solutions. Its solutions include a variety of mission-critical buy- and sell-side applications for recordkeeping, data and analytics, trading and financing, as well as corporate treasury and risk management applications.
About the author
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Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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