FinVolution (FINV) Q1 2026 Earnings Transcript
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 3 days ago
0mins
Source: NASDAQ.COM
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Analyst Views on FINV
Wall Street analysts forecast FINV stock price to rise
1 Analyst Rating
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 5.190
Low
8.30
Averages
8.30
High
8.30
Current: 5.190
Low
8.30
Averages
8.30
High
8.30
No data
About FINV
FinVolution Group is a company primarily engaged in operating an online fintech platform. The Company engages in two main businesses. The Company's loan services offered to borrowers primarily include standard loan products and other loan products. The Company's borrower introduction services to institutional financing partners include offer preliminary credit assessment services, facilitating transactions between borrowers and institutional financing partners, and other services. The Company's brands include FINV, PPDAI and others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
FinVolution Announces New Share Repurchase Program
- New Repurchase Program: FinVolution Group has announced a new share repurchase program effective from May 30, 2026, allowing the company to buy back up to $150 million in shares, demonstrating its ongoing commitment to shareholder value creation.
- Flexible Repurchase Methods: The repurchases may occur through open market transactions, private deals, block trades, or other legal methods, depending on market conditions and regulations, aiming to adapt flexibly to market changes for optimal repurchase outcomes.
- Historical Repurchase Achievements: Since the initial launch of its first share repurchase program on March 21, 2018, FinVolution has cumulatively deployed approximately $516.7 million to repurchase American Depositary Shares (ADSs), reflecting the company's strong commitment to shareholder returns.
- Regular Board Review: The board will regularly review the repurchase program and may adjust its terms and size based on market conditions to ensure the effectiveness and flexibility of the repurchase strategy.
See More
FinVolution Reports Q1 2026 Earnings with Mixed Results
- Financial Overview: FinVolution reported a Q1 Non-GAAP EPS of $0.26, while revenue fell to $465.36 million, down 7.76% year-over-year, indicating pressure in market competition.
- User Growth Metrics: As of March 31, 2026, cumulative registered users reached 190 million, reflecting a 7.2% increase, demonstrating the company's continued appeal in user acquisition.
- Borrower Data Insights: The cumulative number of borrowers reached 29.6 million as of March 31, 2026, an 8.4% increase, yet the unique borrowers for Q1 were 1.7 million, down 22.7% year-over-year, indicating fluctuations in borrowing demand.
- Loan Balance and Outlook: The outstanding loan balance stood at RMB 65.1 billion as of March 31, 2026, a 9.8% decrease, while the company reiterated its full-year revenue guidance of RMB 11.5 billion to RMB 12.9 billion, reflecting cautious optimism for future growth.
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FinVolution Reports $60.2 Million Net Income in Q1
- Strong Profitability: FinVolution reported a net income of $60.2 million in Q1, with earnings per share at 24 cents and adjusted earnings at 26 cents, demonstrating robust growth and profitability in the online consumer finance market.
- Impressive Revenue Figures: The company posted quarterly revenue of $465.4 million, reflecting a year-over-year increase that highlights its competitive position and sustained customer demand in the sector.
- Full-Year Revenue Guidance: FinVolution expects full-year revenue to range between $1.66 billion and $1.86 billion, indicating strong confidence in future growth and market expansion potential.
- Strengthened Market Position: As demand for online consumer finance continues to rise, FinVolution's performance not only enhances its market position but also lays a solid foundation for future investments and expansion.
See More
FinVolution (FINV) Q1 2026 Earnings Transcript
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FinVolution Reports Q1 Financials with Strong Overseas Growth
- Financial Overview: FinVolution's Q1 net revenue was RMB 3.21 billion, down 6.2% year-over-year, primarily due to declines in loan facilitation fees and guarantee income, while overseas market revenue surged 34.5%, indicating strong global expansion potential.
- Loan Transaction Volume Changes: The total transaction volume for Q1 was RMB 42.6 billion, an 18.2% year-over-year decline, with the Chinese Mainland market volume at RMB 38.5 billion, down 21.6%, reflecting regulatory challenges in the domestic market.
- Overseas Market Growth: The overseas market accounted for 29.6% of total revenue in Q1, with the 'Local Excellence, Global Outlook+' strategy doubling the number of unique overseas borrowers, showcasing FinVolution's strong appeal in international markets.
- Shareholder Return Plan: The company repurchased approximately $39.4 million in shares during Q1 and declared an annual dividend of $0.306 per ADS, a 10.5% increase year-over-year, demonstrating its ongoing commitment to shareholders and capital management capabilities.
See More
FinVolution Announces New Share Repurchase Program
- Repurchase Program Scale: FinVolution Group's board has authorized a new share repurchase program, allowing for the buyback of up to $150 million in shares from May 30, 2026, to May 29, 2028, demonstrating the company's confidence in its stock value.
- Historical Buyback Achievements: Since launching its first repurchase program on March 21, 2018, the company has repurchased approximately $516.7 million in ADS, indicating its ongoing commitment to enhancing shareholder returns and capital allocation strategy.
- Management Confidence: CEO Tiezheng Li stated that shareholder returns remain a cornerstone of the company's capital allocation strategy, reflecting the growth potential in international markets and stable profitability in domestic operations.
- Market Operation Flexibility: The new repurchase program allows the company to buy back shares through various means such as open market purchases, privately negotiated transactions, or block trades, ensuring flexibility to respond to market conditions and optimize capital usage.
See More
FinVolution Announces New Share Repurchase Program
- New Repurchase Program: FinVolution Group has announced a new share repurchase program effective from May 30, 2026, allowing the company to buy back up to $150 million in shares, demonstrating its ongoing commitment to shareholder value creation.
- Flexible Repurchase Methods: The repurchases may occur through open market transactions, private deals, block trades, or other legal methods, depending on market conditions and regulations, aiming to adapt flexibly to market changes for optimal repurchase outcomes.
- Historical Repurchase Achievements: Since the initial launch of its first share repurchase program on March 21, 2018, FinVolution has cumulatively deployed approximately $516.7 million to repurchase American Depositary Shares (ADSs), reflecting the company's strong commitment to shareholder returns.
- Regular Board Review: The board will regularly review the repurchase program and may adjust its terms and size based on market conditions to ensure the effectiveness and flexibility of the repurchase strategy.
See More
FinVolution Reports Q1 2026 Earnings with Mixed Results
- Financial Overview: FinVolution reported a Q1 Non-GAAP EPS of $0.26, while revenue fell to $465.36 million, down 7.76% year-over-year, indicating pressure in market competition.
- User Growth Metrics: As of March 31, 2026, cumulative registered users reached 190 million, reflecting a 7.2% increase, demonstrating the company's continued appeal in user acquisition.
- Borrower Data Insights: The cumulative number of borrowers reached 29.6 million as of March 31, 2026, an 8.4% increase, yet the unique borrowers for Q1 were 1.7 million, down 22.7% year-over-year, indicating fluctuations in borrowing demand.
- Loan Balance and Outlook: The outstanding loan balance stood at RMB 65.1 billion as of March 31, 2026, a 9.8% decrease, while the company reiterated its full-year revenue guidance of RMB 11.5 billion to RMB 12.9 billion, reflecting cautious optimism for future growth.
See More
FinVolution Reports $60.2 Million Net Income in Q1
- Strong Profitability: FinVolution reported a net income of $60.2 million in Q1, with earnings per share at 24 cents and adjusted earnings at 26 cents, demonstrating robust growth and profitability in the online consumer finance market.
- Impressive Revenue Figures: The company posted quarterly revenue of $465.4 million, reflecting a year-over-year increase that highlights its competitive position and sustained customer demand in the sector.
- Full-Year Revenue Guidance: FinVolution expects full-year revenue to range between $1.66 billion and $1.86 billion, indicating strong confidence in future growth and market expansion potential.
- Strengthened Market Position: As demand for online consumer finance continues to rise, FinVolution's performance not only enhances its market position but also lays a solid foundation for future investments and expansion.
See More
FinVolution (FINV) Q1 2026 Earnings Transcript
See More
FinVolution Reports Q1 Financials with Strong Overseas Growth
- Financial Overview: FinVolution's Q1 net revenue was RMB 3.21 billion, down 6.2% year-over-year, primarily due to declines in loan facilitation fees and guarantee income, while overseas market revenue surged 34.5%, indicating strong global expansion potential.
- Loan Transaction Volume Changes: The total transaction volume for Q1 was RMB 42.6 billion, an 18.2% year-over-year decline, with the Chinese Mainland market volume at RMB 38.5 billion, down 21.6%, reflecting regulatory challenges in the domestic market.
- Overseas Market Growth: The overseas market accounted for 29.6% of total revenue in Q1, with the 'Local Excellence, Global Outlook+' strategy doubling the number of unique overseas borrowers, showcasing FinVolution's strong appeal in international markets.
- Shareholder Return Plan: The company repurchased approximately $39.4 million in shares during Q1 and declared an annual dividend of $0.306 per ADS, a 10.5% increase year-over-year, demonstrating its ongoing commitment to shareholders and capital management capabilities.
See More
FinVolution Announces New Share Repurchase Program
- Repurchase Program Scale: FinVolution Group's board has authorized a new share repurchase program, allowing for the buyback of up to $150 million in shares from May 30, 2026, to May 29, 2028, demonstrating the company's confidence in its stock value.
- Historical Buyback Achievements: Since launching its first repurchase program on March 21, 2018, the company has repurchased approximately $516.7 million in ADS, indicating its ongoing commitment to enhancing shareholder returns and capital allocation strategy.
- Management Confidence: CEO Tiezheng Li stated that shareholder returns remain a cornerstone of the company's capital allocation strategy, reflecting the growth potential in international markets and stable profitability in domestic operations.
- Market Operation Flexibility: The new repurchase program allows the company to buy back shares through various means such as open market purchases, privately negotiated transactions, or block trades, ensuring flexibility to respond to market conditions and optimize capital usage.
See More
