FICO World 2026 to Showcase AI Innovations in Orlando
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1h ago
0mins
Should l Buy FICO?
Source: Newsfilter
- Conference Highlights: FICO World 2026 will take place from May 19-22 in Orlando, Florida, attracting over 1,500 business leaders from more than 50 countries to showcase the latest AI applications and breakthroughs in financial services.
- Psychology and Customer Management: Renowned mentalist Oz Pearlman will perform at the conference, emphasizing the importance of understanding customer behavior to create authentic connections, aligning with FICO's AI-driven software aimed at enhancing customer management capabilities.
- Driving the Intelligence Revolution: As a global leader in analytics software, FICO is committed to optimizing business decisions through predictive analytics technology, protecting 4 billion payment cards from fraud across over 80 countries and enhancing financial inclusion.
- Industry Impact: FICO's solutions are utilized by 90% of top U.S. lenders, and the FICO Score is used in over 40 countries, establishing itself as the standard measure of consumer credit risk, further advancing risk management and credit transparency.
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Analyst Views on FICO
Wall Street analysts forecast FICO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FICO is 2070 USD with a low forecast of 1700 USD and a high forecast of 2400 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
11 Analyst Rating
8 Buy
3 Hold
0 Sell
Moderate Buy
Current: 1450.910
Low
1700
Averages
2070
High
2400
Current: 1450.910
Low
1700
Averages
2070
High
2400
About FICO
Fair Isaac Corporation is an applied analytics software company. The Company is focused on using predictive analytics and data science to improve operational decisions. The Company operates through two segments: Scores and Software. The Scores segment includes the Company's business-to-business scoring solutions and services which give its clients access to predictive credit and other scores. This segment includes its business-to-consumer scoring solutions, including its myFICO.com subscription offerings. The Company’s Software segment includes pre-configured analytic and decision management solutions designed for a specific type of business need or process, such as account origination, customer management, customer engagement, fraud detection and marketing as well as associated professional services. This segment includes FICO Platform, a modular software offering designed to support advanced analytic and decision use cases as well as stand-alone analytic and decisioning software.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
FICO World to Feature Mentalist Oz Pearlman Demonstrating Customer Insight
- Event Highlights: FICO World will take place from May 19-22, 2026, in Orlando, Florida, expected to attract over 1,500 business leaders from more than 50 countries to explore the latest breakthroughs in AI and applied intelligence, driving customer management and digital transformation.
- Psychology Meets Business: Oz Pearlman will demonstrate how reading customer signals can enhance authentic connections between businesses and customers, emphasizing the importance of psychology in customer management to improve satisfaction and loyalty.
- AI-Driven Decision Making: Nikhil Behl, President of FICO, noted that AI is reshaping the rules in financial services, with FICO World providing a platform for global leaders to learn from each other and discover new strategies, advancing what is termed the
See More
FICO World 2026 to Showcase AI Innovations in Orlando
- Conference Highlights: FICO World 2026 will take place from May 19-22 in Orlando, Florida, attracting over 1,500 business leaders from more than 50 countries to showcase the latest AI applications and breakthroughs in financial services.
- Psychology and Customer Management: Renowned mentalist Oz Pearlman will perform at the conference, emphasizing the importance of understanding customer behavior to create authentic connections, aligning with FICO's AI-driven software aimed at enhancing customer management capabilities.
- Driving the Intelligence Revolution: As a global leader in analytics software, FICO is committed to optimizing business decisions through predictive analytics technology, protecting 4 billion payment cards from fraud across over 80 countries and enhancing financial inclusion.
- Industry Impact: FICO's solutions are utilized by 90% of top U.S. lenders, and the FICO Score is used in over 40 countries, establishing itself as the standard measure of consumer credit risk, further advancing risk management and credit transparency.
See More
FICO Recognized in Gartner's Decision Intelligence Platforms Report
- Industry Recognition: FICO achieved a second-place ranking in the 2026 Gartner® Critical Capabilities for Decision Intelligence Platforms report, showcasing its outstanding performance across four key use cases: Decision Analysis, Decision Engineering, Decision Science, and Decision Stewardship, thereby reinforcing its leadership position in the industry.
- Strategic Validation: Nikhil Behl, president of FICO, stated that this recognition validates the vision for the FICO Platform, underscoring the company's significance in shaping the future of intelligent enterprises and reflecting the trust customers place in FICO.
- Technological Advantage: The FICO Platform enables customers to compose and operationalize scalable decision services through a business-centric approach, leveraging world-class AI and data streaming capabilities, which enhances decision-making efficiency and business agility.
- Market Impact: This report's release aligns with FICO's recent recognition as a Leader in the 2026 Gartner® Magic Quadrant for Decision Intelligence Platforms, further enhancing FICO's competitiveness and brand influence in the global market.
See More
FICO Recognized in Gartner's Decision Intelligence Platforms Report
- Industry Recognition: FICO ranked 2nd in the 2026 Gartner® Critical Capabilities report for Decision Intelligence Platforms, showcasing its excellence across Decision Analysis, Decision Engineering, Decision Science, and Decision Stewardship, thereby reinforcing its market leadership.
- Strategic Validation: Nikhil Behl, FICO's president, stated that this recognition validates the vision for the FICO Platform, underscoring the company's significance in shaping the future of intelligent enterprises and enhancing customer trust in FICO.
- Technological Advantage: The FICO Platform enables customers to compose and operationalize scalable decision services through a business-centric approach, leveraging world-class AI and data streaming capabilities, which enhances decision-making efficiency and business agility.
- Market Impact: Following this report, FICO was also recognized as a Leader in the 2026 Gartner® Magic Quadrant for Decision Intelligence Platforms, further elevating its influence and competitive edge in the global decision intelligence market.
See More
November 2025 Credit Card Spending Analysis
- Spending Trend Analysis: In November 2025, credit card spending rose by 2.6% from October to an average of £785, yet it was down 2.4% year-on-year, indicating ongoing financial pressure on households and reduced consumer spending capacity during the Christmas shopping season.
- Balances and Payment Rates: Average active balances reached £1,915, reflecting a month-on-month increase of 0.8% and a year-on-year rise of 5%, while the payment rate dropped to 33.4%, down 2.8% from the previous month, suggesting consumers are carrying higher debt loads, complicating recovery efforts.
- Increase in Overlimit Accounts: The number of accounts exceeding their limits increased by 6.4% month-on-month and 5.9% year-on-year in November, necessitating enhanced monitoring by risk and collections teams to identify customers showing early signs of payment distress to prevent further delinquencies.
- Cash Withdrawal Trends: The percentage of customers using credit cards for cash withdrawals saw a significant decline, decreasing by 12.3% from the previous month and 15.2% year-on-year, reflecting a cautious approach to cash flow management among consumers, which may impact overall spending capacity.
See More
FICO Recognized as Leader in Decision Intelligence Platforms by Gartner
- Industry Leadership: FICO has been named a Leader in the 2026 Gartner Magic Quadrant for Decision Intelligence Platforms, reflecting its outstanding performance in both Ability to Execute and Completeness of Vision, further solidifying its leadership in the global analytics software market.
- Innovation-Driven: Since the launch of the FICO Platform in 2019, it has enabled enterprises to make faster, smarter decisions through the integration of dynamic, real-time customer profiles, enhancing efficiency and effectiveness in customer lifecycle management and driving continuous business innovation.
- Market Impact: FICO's decision intelligence solutions empower businesses to make real-time decisions at scale, enhancing customer decision-making capabilities and market responsiveness, thereby increasing competitive advantage and market share.
- Technological Investment: FICO integrates advanced AI technologies across the decision lifecycle to ensure its products meet regulatory requirements and possess robust governance frameworks, demonstrating a strong balance between technological innovation and market demand.
See More
FICO World to Feature Mentalist Oz Pearlman Demonstrating Customer Insight
- Event Highlights: FICO World will take place from May 19-22, 2026, in Orlando, Florida, expected to attract over 1,500 business leaders from more than 50 countries to explore the latest breakthroughs in AI and applied intelligence, driving customer management and digital transformation.
- Psychology Meets Business: Oz Pearlman will demonstrate how reading customer signals can enhance authentic connections between businesses and customers, emphasizing the importance of psychology in customer management to improve satisfaction and loyalty.
- AI-Driven Decision Making: Nikhil Behl, President of FICO, noted that AI is reshaping the rules in financial services, with FICO World providing a platform for global leaders to learn from each other and discover new strategies, advancing what is termed the
See More
FICO World 2026 to Showcase AI Innovations in Orlando
- Conference Highlights: FICO World 2026 will take place from May 19-22 in Orlando, Florida, attracting over 1,500 business leaders from more than 50 countries to showcase the latest AI applications and breakthroughs in financial services.
- Psychology and Customer Management: Renowned mentalist Oz Pearlman will perform at the conference, emphasizing the importance of understanding customer behavior to create authentic connections, aligning with FICO's AI-driven software aimed at enhancing customer management capabilities.
- Driving the Intelligence Revolution: As a global leader in analytics software, FICO is committed to optimizing business decisions through predictive analytics technology, protecting 4 billion payment cards from fraud across over 80 countries and enhancing financial inclusion.
- Industry Impact: FICO's solutions are utilized by 90% of top U.S. lenders, and the FICO Score is used in over 40 countries, establishing itself as the standard measure of consumer credit risk, further advancing risk management and credit transparency.
See More
FICO Recognized in Gartner's Decision Intelligence Platforms Report
- Industry Recognition: FICO achieved a second-place ranking in the 2026 Gartner® Critical Capabilities for Decision Intelligence Platforms report, showcasing its outstanding performance across four key use cases: Decision Analysis, Decision Engineering, Decision Science, and Decision Stewardship, thereby reinforcing its leadership position in the industry.
- Strategic Validation: Nikhil Behl, president of FICO, stated that this recognition validates the vision for the FICO Platform, underscoring the company's significance in shaping the future of intelligent enterprises and reflecting the trust customers place in FICO.
- Technological Advantage: The FICO Platform enables customers to compose and operationalize scalable decision services through a business-centric approach, leveraging world-class AI and data streaming capabilities, which enhances decision-making efficiency and business agility.
- Market Impact: This report's release aligns with FICO's recent recognition as a Leader in the 2026 Gartner® Magic Quadrant for Decision Intelligence Platforms, further enhancing FICO's competitiveness and brand influence in the global market.
See More
FICO Recognized in Gartner's Decision Intelligence Platforms Report
- Industry Recognition: FICO ranked 2nd in the 2026 Gartner® Critical Capabilities report for Decision Intelligence Platforms, showcasing its excellence across Decision Analysis, Decision Engineering, Decision Science, and Decision Stewardship, thereby reinforcing its market leadership.
- Strategic Validation: Nikhil Behl, FICO's president, stated that this recognition validates the vision for the FICO Platform, underscoring the company's significance in shaping the future of intelligent enterprises and enhancing customer trust in FICO.
- Technological Advantage: The FICO Platform enables customers to compose and operationalize scalable decision services through a business-centric approach, leveraging world-class AI and data streaming capabilities, which enhances decision-making efficiency and business agility.
- Market Impact: Following this report, FICO was also recognized as a Leader in the 2026 Gartner® Magic Quadrant for Decision Intelligence Platforms, further elevating its influence and competitive edge in the global decision intelligence market.
See More
November 2025 Credit Card Spending Analysis
- Spending Trend Analysis: In November 2025, credit card spending rose by 2.6% from October to an average of £785, yet it was down 2.4% year-on-year, indicating ongoing financial pressure on households and reduced consumer spending capacity during the Christmas shopping season.
- Balances and Payment Rates: Average active balances reached £1,915, reflecting a month-on-month increase of 0.8% and a year-on-year rise of 5%, while the payment rate dropped to 33.4%, down 2.8% from the previous month, suggesting consumers are carrying higher debt loads, complicating recovery efforts.
- Increase in Overlimit Accounts: The number of accounts exceeding their limits increased by 6.4% month-on-month and 5.9% year-on-year in November, necessitating enhanced monitoring by risk and collections teams to identify customers showing early signs of payment distress to prevent further delinquencies.
- Cash Withdrawal Trends: The percentage of customers using credit cards for cash withdrawals saw a significant decline, decreasing by 12.3% from the previous month and 15.2% year-on-year, reflecting a cautious approach to cash flow management among consumers, which may impact overall spending capacity.
See More
FICO Recognized as Leader in Decision Intelligence Platforms by Gartner
- Industry Leadership: FICO has been named a Leader in the 2026 Gartner Magic Quadrant for Decision Intelligence Platforms, reflecting its outstanding performance in both Ability to Execute and Completeness of Vision, further solidifying its leadership in the global analytics software market.
- Innovation-Driven: Since the launch of the FICO Platform in 2019, it has enabled enterprises to make faster, smarter decisions through the integration of dynamic, real-time customer profiles, enhancing efficiency and effectiveness in customer lifecycle management and driving continuous business innovation.
- Market Impact: FICO's decision intelligence solutions empower businesses to make real-time decisions at scale, enhancing customer decision-making capabilities and market responsiveness, thereby increasing competitive advantage and market share.
- Technological Investment: FICO integrates advanced AI technologies across the decision lifecycle to ensure its products meet regulatory requirements and possess robust governance frameworks, demonstrating a strong balance between technological innovation and market demand.
See More
