Canadians Increasingly Concerned About Financial Fraud Amid AI Advances
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1 day ago
0mins
Should l Buy TD?
Source: Yahoo Finance
- Rising Fraud Risk: A TD survey reveals that 75% of Canadians feel more vulnerable to financial fraud due to AI advancements, while 82% believe scams are harder to detect, indicating a growing public concern that could impact consumer confidence and market stability.
- Lack of Public Awareness: Despite 86% of respondents expressing increased concern about fraud, over 52% admit to engaging in activities that heighten their vulnerability, such as using public Wi-Fi and opening emails from unknown senders, which could lead to higher fraud risks and affect personal financial security.
- Businesses Under Greater Threat: 66% of business owners feel more exposed to fraud than ever before, with 61% viewing AI-driven crime as a major threat, and 46% experiencing at least one fraud attempt in the past year, highlighting the immense pressure businesses face in protecting customer data and financial security.
- TD's Fraud Prevention Resources: TD has established a Fraud Prevention Hub and various tools like TD Fraud Alerts and TD MySpend to help clients identify and prevent scams, enhancing public awareness and defense capabilities to reduce potential financial losses.
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Analyst Views on TD
Wall Street analysts forecast TD stock price to fall
11 Analyst Rating
6 Buy
4 Hold
1 Sell
Moderate Buy
Current: 96.140
Low
84.94
Averages
92.14
High
96.46
Current: 96.140
Low
84.94
Averages
92.14
High
96.46
About TD
The Toronto-Dominion Bank (the Bank) operates as a bank in North America. The Bank, along with subsidiaries, operates across four main business segments: Canadian Personal and Commercial Banking, the United States (U.S.) Retail, Wealth Management and Insurance, and Wholesale Banking. The Canadian Personal and Commercial Banking, which includes TD Canada Trust and TD Auto Finance Canada. The U.S. Retail segment includes TD Bank, a Convenient Bank, TD Auto Finance U.S., and TD Wealth (U.S.). The Wealth Management and Insurance segment includes TD Wealth (Canada), TD Direct Investing, and TD Insurance. The Wholesale Banking segment includes TD Securities and TD Cowen. The Bank offers a wide range of products and services, including banking accounts, financing, investment solutions, cash management (information, consolidation and reporting, payables, and receivables), U.S. banking services, global services, business credit life insurance, wealth advisory services and others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Canadians Increasingly Concerned About Financial Fraud Amid AI Advances
- Rising Fraud Risk: A TD survey reveals that 75% of Canadians feel more vulnerable to financial fraud due to AI advancements, while 82% believe scams are harder to detect, indicating a growing public concern that could impact consumer confidence and market stability.
- Lack of Public Awareness: Despite 86% of respondents expressing increased concern about fraud, over 52% admit to engaging in activities that heighten their vulnerability, such as using public Wi-Fi and opening emails from unknown senders, which could lead to higher fraud risks and affect personal financial security.
- Businesses Under Greater Threat: 66% of business owners feel more exposed to fraud than ever before, with 61% viewing AI-driven crime as a major threat, and 46% experiencing at least one fraud attempt in the past year, highlighting the immense pressure businesses face in protecting customer data and financial security.
- TD's Fraud Prevention Resources: TD has established a Fraud Prevention Hub and various tools like TD Fraud Alerts and TD MySpend to help clients identify and prevent scams, enhancing public awareness and defense capabilities to reduce potential financial losses.
See More
Analysis of DFIV Stock's 52-Week High and Low Points
- Price Range Analysis: DFIV's 52-week low is $34.28 and high is $55.9666, with the latest trade at $55.64, indicating the stock is trading near its high, which may influence investor buying decisions.
- Technical Analysis Tool: Comparing the latest stock price to the 200-day moving average provides investors with deeper insights into price trends and potential buying opportunities, enhancing their trading strategies.
- ETF Trading Mechanism: Exchange-traded funds (ETFs) trade like stocks, where investors buy and sell 'units' that can be created or destroyed based on demand, impacting liquidity and market performance.
- Inflows and Outflows Monitoring: Weekly monitoring of changes in outstanding shares for ETFs highlights significant inflows (new units created) or outflows (old units destroyed), directly affecting the buying and selling strategies of the underlying assets held within the ETFs.
See More
TD Asset Management Wins 14th Consecutive FundGrade A+ Award
- Record Award Count: TD Asset Management (TDAM) achieved a historic high by winning 24 awards at the 2025 FundGrade A+® Awards, marking the 14th consecutive year of recognition, which solidifies its leadership position in the investment management sector.
- ETF AUM Milestone: TDAM's assets under management (AUM) for ETFs surpassed $30 billion for the first time, indicating its growing influence in the rapidly expanding ETF market, which is expected to attract more investor interest in its offerings.
- Client-Centric Commitment: TDAM emphasizes placing clients at the center of its operations, dedicated to helping them achieve goals such as retirement, education funding, and generational wealth, thereby enhancing client trust and brand loyalty, which drives long-term business growth.
- Outstanding Risk-Adjusted Returns: The FundGrade A+® Awards are based on risk-adjusted performance, and TDAM's multiple funds excelled in their respective categories, further validating the effectiveness and sustainability of its investment strategies, enhancing its competitive advantage in the industry.
See More
KixCare Partners with TD to Offer Pediatric Care Access for Families
- Pediatric Care Innovation: KixCare's launch of the Kix360° program offers TD customers prioritized access, ensuring families can quickly obtain pediatric healthcare services from home, significantly enhancing children's health management efficiency.
- 24/7 Virtual Care: Kix360° provides around-the-clock virtual care for children under 18, resolving over 90% of cases without in-person visits, alleviating pressure on families and the healthcare system.
- Addressing Flu Season Challenges: With the onset of flu season, the introduction of Kix360° helps families receive timely expert guidance, reducing unnecessary emergency room visits and ensuring children remain healthy during peak illness periods.
- Integrated Family Resources: Kix360° membership covers all children in a household, offering access to expert networks, parenting tips, and health resources, simplifying families' access to personalized care and enhancing overall health management experience.
See More
Trump Proposes 10% Credit Card Rate Cap, Bank Stocks Decline
- Rate Cap Proposal: President Trump proposed a cap on credit card interest rates at 10%, which drew immediate opposition from major banking groups, who argue that this policy could push consumers towards less regulated and more costly alternatives, potentially destabilizing the credit card market.
- Market Reaction: Following Trump's announcement, major credit card and issuer stocks fell in premarket trading on Monday, with Capital One Financial down 8.8% and American Express down 4.4%, indicating the market's sensitivity to potential policy changes.
- Industry Concerns: A joint statement from the American Bankers Association and other financial institutions warned that implementing this rate cap could negatively impact consumers and lead to decreased liquidity in the credit market, thereby affecting banks' profitability.
- Stock Volatility: The proposed policy led to declines in stock prices for several large banks, including JPMorgan Chase and Wells Fargo, reflecting investor concerns about future earnings prospects and potentially weakening market confidence.
See More
TD Asset Management Announces 2025 ETF Reinvested Distributions
- Reinvestment Distribution Announcement: TD Asset Management has announced the final reinvested distributions for its 2025 TD Exchange-Traded Funds, involving multiple funds, which demonstrates the company's robust performance in capital management.
- Unit Distribution Details: For instance, the TD Target 2029 Investment Grade Bond ETF has a reinvested distribution of $0.01020 per unit, reflecting the company's commitment to delivering returns to investors.
- Tax Treatment Transparency: The actual taxable amounts of reinvested and cash distributions for 2025 will be reported to brokers via CDS Clearing and Depository Services Inc. within the first 60 days of 2026, ensuring investors are informed about tax implications in a timely manner.
- Asset Management Scale: As of September 30, 2025, TD Asset Management manages a total of $527 billion in assets, showcasing its strong position and market presence in the North American investment management sector.
See More
Canadians Increasingly Concerned About Financial Fraud Amid AI Advances
- Rising Fraud Risk: A TD survey reveals that 75% of Canadians feel more vulnerable to financial fraud due to AI advancements, while 82% believe scams are harder to detect, indicating a growing public concern that could impact consumer confidence and market stability.
- Lack of Public Awareness: Despite 86% of respondents expressing increased concern about fraud, over 52% admit to engaging in activities that heighten their vulnerability, such as using public Wi-Fi and opening emails from unknown senders, which could lead to higher fraud risks and affect personal financial security.
- Businesses Under Greater Threat: 66% of business owners feel more exposed to fraud than ever before, with 61% viewing AI-driven crime as a major threat, and 46% experiencing at least one fraud attempt in the past year, highlighting the immense pressure businesses face in protecting customer data and financial security.
- TD's Fraud Prevention Resources: TD has established a Fraud Prevention Hub and various tools like TD Fraud Alerts and TD MySpend to help clients identify and prevent scams, enhancing public awareness and defense capabilities to reduce potential financial losses.
See More
Analysis of DFIV Stock's 52-Week High and Low Points
- Price Range Analysis: DFIV's 52-week low is $34.28 and high is $55.9666, with the latest trade at $55.64, indicating the stock is trading near its high, which may influence investor buying decisions.
- Technical Analysis Tool: Comparing the latest stock price to the 200-day moving average provides investors with deeper insights into price trends and potential buying opportunities, enhancing their trading strategies.
- ETF Trading Mechanism: Exchange-traded funds (ETFs) trade like stocks, where investors buy and sell 'units' that can be created or destroyed based on demand, impacting liquidity and market performance.
- Inflows and Outflows Monitoring: Weekly monitoring of changes in outstanding shares for ETFs highlights significant inflows (new units created) or outflows (old units destroyed), directly affecting the buying and selling strategies of the underlying assets held within the ETFs.
See More
TD Asset Management Wins 14th Consecutive FundGrade A+ Award
- Record Award Count: TD Asset Management (TDAM) achieved a historic high by winning 24 awards at the 2025 FundGrade A+® Awards, marking the 14th consecutive year of recognition, which solidifies its leadership position in the investment management sector.
- ETF AUM Milestone: TDAM's assets under management (AUM) for ETFs surpassed $30 billion for the first time, indicating its growing influence in the rapidly expanding ETF market, which is expected to attract more investor interest in its offerings.
- Client-Centric Commitment: TDAM emphasizes placing clients at the center of its operations, dedicated to helping them achieve goals such as retirement, education funding, and generational wealth, thereby enhancing client trust and brand loyalty, which drives long-term business growth.
- Outstanding Risk-Adjusted Returns: The FundGrade A+® Awards are based on risk-adjusted performance, and TDAM's multiple funds excelled in their respective categories, further validating the effectiveness and sustainability of its investment strategies, enhancing its competitive advantage in the industry.
See More
KixCare Partners with TD to Offer Pediatric Care Access for Families
- Pediatric Care Innovation: KixCare's launch of the Kix360° program offers TD customers prioritized access, ensuring families can quickly obtain pediatric healthcare services from home, significantly enhancing children's health management efficiency.
- 24/7 Virtual Care: Kix360° provides around-the-clock virtual care for children under 18, resolving over 90% of cases without in-person visits, alleviating pressure on families and the healthcare system.
- Addressing Flu Season Challenges: With the onset of flu season, the introduction of Kix360° helps families receive timely expert guidance, reducing unnecessary emergency room visits and ensuring children remain healthy during peak illness periods.
- Integrated Family Resources: Kix360° membership covers all children in a household, offering access to expert networks, parenting tips, and health resources, simplifying families' access to personalized care and enhancing overall health management experience.
See More
Trump Proposes 10% Credit Card Rate Cap, Bank Stocks Decline
- Rate Cap Proposal: President Trump proposed a cap on credit card interest rates at 10%, which drew immediate opposition from major banking groups, who argue that this policy could push consumers towards less regulated and more costly alternatives, potentially destabilizing the credit card market.
- Market Reaction: Following Trump's announcement, major credit card and issuer stocks fell in premarket trading on Monday, with Capital One Financial down 8.8% and American Express down 4.4%, indicating the market's sensitivity to potential policy changes.
- Industry Concerns: A joint statement from the American Bankers Association and other financial institutions warned that implementing this rate cap could negatively impact consumers and lead to decreased liquidity in the credit market, thereby affecting banks' profitability.
- Stock Volatility: The proposed policy led to declines in stock prices for several large banks, including JPMorgan Chase and Wells Fargo, reflecting investor concerns about future earnings prospects and potentially weakening market confidence.
See More
TD Asset Management Announces 2025 ETF Reinvested Distributions
- Reinvestment Distribution Announcement: TD Asset Management has announced the final reinvested distributions for its 2025 TD Exchange-Traded Funds, involving multiple funds, which demonstrates the company's robust performance in capital management.
- Unit Distribution Details: For instance, the TD Target 2029 Investment Grade Bond ETF has a reinvested distribution of $0.01020 per unit, reflecting the company's commitment to delivering returns to investors.
- Tax Treatment Transparency: The actual taxable amounts of reinvested and cash distributions for 2025 will be reported to brokers via CDS Clearing and Depository Services Inc. within the first 60 days of 2026, ensuring investors are informed about tax implications in a timely manner.
- Asset Management Scale: As of September 30, 2025, TD Asset Management manages a total of $527 billion in assets, showcasing its strong position and market presence in the North American investment management sector.
See More
