Cadence Bank (CADE) Q4 Non-GAAP EPS of $0.85 Beats Estimates, Revenue Up 17.2%
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 22 2026
0mins
Source: seekingalpha
- Strong Earnings Performance: Cadence Bank reported a Q4 2025 Non-GAAP EPS of $0.85, exceeding estimates by $0.05, indicating a robust enhancement in profitability that is likely to positively impact stock prices.
- Significant Revenue Growth: The bank achieved revenues of $528.41 million in Q4, a 17.2% year-over-year increase, surpassing market expectations by $2.2 million, reflecting strong competitiveness and robust customer demand.
- Improved Net Interest Margin: The net interest margin rose to 3.55% in Q4, up 9 basis points from the previous quarter, primarily driven by continued balance sheet growth and a meaningful reduction in funding costs, which is expected to further enhance profitability.
- Robust Capital Ratios: As of December 31, 2025, the Common Equity Tier 1 Capital ratio stood at 11.7% and Total Capital ratio at 13.3%, demonstrating strong capital management that provides a solid foundation for future expansion and investment.
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Analyst Views on CADE
Wall Street analysts forecast CADE stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for CADE is 44.28 USD with a low forecast of 39.00 USD and a high forecast of 49.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
8 Analyst Rating
2 Buy
6 Hold
0 Sell
Hold
Current: 42.210
Low
39.00
Averages
44.28
High
49.00
Current: 42.210
Low
39.00
Averages
44.28
High
49.00
About CADE
Cadence Bank (the Bank) is a regional financial services company with approximately 380 branch locations across the South and Texas. The Bank offers comprehensive banking, investment, trust and mortgage products and services to meet the needs of individuals, businesses and corporations. The Bank's services and products include consumer banking, consumer loans, mortgages, home equity lines and loans, commercial and business banking, treasury management, specialized lending, asset-based lending, commercial real estate, equipment financing, correspondent banking, small business administration (SBA) lending, foreign exchange, wealth management, investment and trust services, financial planning, retirement plan management. The Bank’s personal banking services include checking, savings and certificates of deposit, credit cards, online and mobile banking, mortgages, and wealth management. It offers various business banking services, including business loans and lines of credit, among others.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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