Bolt Partners with Affirm for BNPL Integration
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 2d ago
0mins
Source: PRnewswire
- Strategic Partnership Launch: Bolt has announced a strategic partnership with Affirm, making Affirm the default buy now, pay later provider across Bolt's U.S. checkout experience, which is expected to enhance merchant sales conversion rates and customer satisfaction.
- Seamless Integration Benefits: Affirm will be directly integrated into Bolt's one-click checkout, allowing merchants to offer flexible payment options without additional integration work, thereby simplifying the checkout process and reducing operational complexity.
- Enhanced Payment Flexibility: Consumers can choose to split their purchases into biweekly or monthly payment plans at checkout, with some options offering as low as 0% APR, which is likely to attract more shoppers to complete their purchases and drive merchant sales growth.
- Market Expansion Potential: By broadly promoting Affirm's payment options across Bolt's network, merchants can increase average order values and attract new customers, further strengthening Bolt's competitive position in the rapidly evolving e-commerce market.
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Analyst Views on AFRM
Wall Street analysts forecast AFRM stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for AFRM is 95.50 USD with a low forecast of 83.00 USD and a high forecast of 114.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
18 Analyst Rating
12 Buy
6 Hold
0 Sell
Moderate Buy
Current: 65.360
Low
83.00
Averages
95.50
High
114.00
Current: 65.360
Low
83.00
Averages
95.50
High
114.00
About AFRM
Affirm Holdings, Inc. provides consumers with an alternative to traditional payment options. The Company is engaged in building a payment network. Its platform comprises three core elements: point-of-sale payment solutions for consumers, merchant commerce solutions, and a consumer-focused app. Its Affirm App and Website provide tailored offers from merchants based on consumers' preferences. Consumers can apply at affirm.com or via the Affirm App and, upon approval, receive a single-use virtual card to use online or in-store. Its Affirm Card allows consumers to link a bank account to pay in full, or apply to pay overtime through the Affirm App. It offers users an in-app post-purchase feature that allows them to instantly apply to convert any eligible debit transaction into an installment loan. Through the Affirm app and in partnership with Cross River Bank, it offers a savings account, with no minimum deposit requirements or fees.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Affirm's Bank Charter Application to Drive Long-Term Growth
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- Rating Upgrade: Needham upgraded Affirm's rating from hold to buy, setting a $100 price target that indicates a 46% upside, reflecting confidence in the company's future performance.
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- Product Integration Benefits: Owning a bank will allow Affirm to internalize existing products like the Affirm Money Account and Affirm Card, reducing friction for users and improving unit economics, which is expected to accelerate product launches further.
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