Bogota Financial Reports Q1 Earnings
Written by Emily J. Thompson, Senior Investment Analyst
Updated: May 07 2026
0mins
Source: seekingalpha
- Earnings Per Share Growth: Bogota Financial's Q1 GAAP EPS stands at $0.06, up from $0.05 in the previous quarter, indicating a gradual improvement in profitability that may attract more investor interest.
- Revenue Increase: The company reported Q1 revenue of $4.74 million, reflecting a 5.33% increase from $4.5 million in the prior quarter, showcasing enhanced sales performance that could lay the groundwork for future expansion.
- Financial Health Improvement: With the growth in both revenue and EPS, Bogota Financial's financial health appears to be on an upward trend, potentially boosting its competitiveness in the financial market and increasing investor confidence.
- Optimistic Market Outlook: The improvement in financial metrics may signal that Bogota Financial is poised for continued growth in the coming quarters, especially against the backdrop of economic recovery, which could attract more customers and investments.
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About BSBK
Bogota Financial Corp. is a bank holding company of Bogota Savings Bank (the Bank). The Bank generally originates residential, commercial and consumer loans to, and accepts deposits from, customers in New Jersey. The Bank attracts deposits from the public and municipalities and uses those funds along with advances from the Federal Home Loan Bank of New York and funds generated from operations to originate one- to-four-family residential real estate loans and commercial real estate and multifamily loans and, to a lesser extent, consumer loans, commercial and industrial loans and construction loans. It also invests in securities, which consist primarily of United States government and agency obligations, municipal obligations, corporate bonds, and mortgage-backed securities. It operates seven offices located in Bogota, Hasbrouck Heights, Upper Saddle River, Newark, Oak Ridge, Parsippany and Teaneck, New Jersey and a loan production office in Spring Lake, New Jersey.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Bogota Financial Reports Q1 Earnings
- Earnings Per Share Growth: Bogota Financial's Q1 GAAP EPS stands at $0.06, up from $0.05 in the previous quarter, indicating a gradual improvement in profitability that may attract more investor interest.
- Revenue Increase: The company reported Q1 revenue of $4.74 million, reflecting a 5.33% increase from $4.5 million in the prior quarter, showcasing enhanced sales performance that could lay the groundwork for future expansion.
- Financial Health Improvement: With the growth in both revenue and EPS, Bogota Financial's financial health appears to be on an upward trend, potentially boosting its competitiveness in the financial market and increasing investor confidence.
- Optimistic Market Outlook: The improvement in financial metrics may signal that Bogota Financial is poised for continued growth in the coming quarters, especially against the backdrop of economic recovery, which could attract more customers and investments.
See More
Bogota Financial Reports Q4 2025 Earnings
- Earnings Performance: Bogota Financial reported a GAAP EPS of $0.05 for Q4 2025, with revenue at $4.5 million, indicating challenges in revenue growth that necessitate enhanced market competitiveness to improve profitability.
- Asset and Liability Changes: Total assets decreased by $66.7 million, or 6.9%, to $904.9 million as of December 31, 2025, primarily due to a decline in cash and cash equivalents, reflecting pressure on liquidity management and the need for optimized asset allocation to strengthen financial stability.
- Loan and Deposit Dynamics: Net loans fell by $64.1 million, or 9.0%, to $647.6 million, with an increase in commercial real estate loans offset by declines in other loan categories, potentially impacting future revenue sources and highlighting the need for loan portfolio optimization.
- Stock Buyback Program: As of December 31, 2025, the company repurchased 76,673 shares of common stock at a cost of $656,000, demonstrating confidence in its stock value while providing returns to shareholders, necessitating ongoing attention to the execution of the buyback program.
See More
Bogota Financial Corp. Reports $2.1 Million Net Income for 2025, Rebounding from Loss
- Profitability Recovery: Bogota Financial Corp. reported a net income of $2.1 million for 2025, rebounding from a loss of $2.2 million in 2024, demonstrating effective strategic execution and market adaptability, which is expected to boost investor confidence.
- Balance Sheet Adjustment: As of December 31, 2025, total assets decreased by $66.7 million to $904.9 million, primarily due to reductions in cash and cash equivalents and loans, reflecting the company's cautious strategy in liquidity management aimed at optimizing capital allocation.
- Loan and Deposit Dynamics: Net loans decreased by $64.1 million, or 9%, to $647.6 million, despite an increase in commercial real estate loans, indicating shifts in market demand that may impact the company's future loan growth strategy.
- Share Buyback Program: The company repurchased 76,673 shares of common stock at a cost of $656,000 under its current buyback program, signaling a commitment to enhancing shareholder value, which is expected to further strengthen market confidence in its long-term growth potential.
See More
BOGOTA FINANCIAL CORP. Reports Q4 Earnings Per Share of USD 0.05
Company Overview: Bogotá Financial Corp. is a financial institution based in Bogotá, Colombia.
Earnings Report: The company reported an earnings per share (EPS) of 0.05 USD for the fourth quarter.
See More
Bogota Financial (BSBK) Q2 Profit Up
Return to Profitability: Bogota Financial reported a return to profitability in Q2 2025, with GAAP earnings per share of $0.02, driven by a 34.7% increase in net interest income, despite declines in loan balances and deposits.
Challenges and Focus Areas: The bank faced rising loan delinquencies primarily due to a single large commercial loan, while management emphasized the importance of maintaining asset quality and managing funding costs as they aim for growth in consumer and commercial deposits.
See More
Bogota Financial Reports Profit In The Three Months Ended June 30, 2025
Financial Performance: Bogota Financial (BSBK) reported a net income of $224 thousand for the quarter ending June 30, 2025, a turnaround from a loss of $432 thousand in the same period last year, with an increase in net interest income to $3.7 million.
Market Position: The company's net interest margin improved to 1.74%, and BSBK shares are currently trading at $8.29, reflecting a 2.20% increase on NasdaqCM.
See More
Bogota Financial Reports Q1 Earnings
- Earnings Per Share Growth: Bogota Financial's Q1 GAAP EPS stands at $0.06, up from $0.05 in the previous quarter, indicating a gradual improvement in profitability that may attract more investor interest.
- Revenue Increase: The company reported Q1 revenue of $4.74 million, reflecting a 5.33% increase from $4.5 million in the prior quarter, showcasing enhanced sales performance that could lay the groundwork for future expansion.
- Financial Health Improvement: With the growth in both revenue and EPS, Bogota Financial's financial health appears to be on an upward trend, potentially boosting its competitiveness in the financial market and increasing investor confidence.
- Optimistic Market Outlook: The improvement in financial metrics may signal that Bogota Financial is poised for continued growth in the coming quarters, especially against the backdrop of economic recovery, which could attract more customers and investments.
See More
Bogota Financial Reports Q4 2025 Earnings
- Earnings Performance: Bogota Financial reported a GAAP EPS of $0.05 for Q4 2025, with revenue at $4.5 million, indicating challenges in revenue growth that necessitate enhanced market competitiveness to improve profitability.
- Asset and Liability Changes: Total assets decreased by $66.7 million, or 6.9%, to $904.9 million as of December 31, 2025, primarily due to a decline in cash and cash equivalents, reflecting pressure on liquidity management and the need for optimized asset allocation to strengthen financial stability.
- Loan and Deposit Dynamics: Net loans fell by $64.1 million, or 9.0%, to $647.6 million, with an increase in commercial real estate loans offset by declines in other loan categories, potentially impacting future revenue sources and highlighting the need for loan portfolio optimization.
- Stock Buyback Program: As of December 31, 2025, the company repurchased 76,673 shares of common stock at a cost of $656,000, demonstrating confidence in its stock value while providing returns to shareholders, necessitating ongoing attention to the execution of the buyback program.
See More
Bogota Financial Corp. Reports $2.1 Million Net Income for 2025, Rebounding from Loss
- Profitability Recovery: Bogota Financial Corp. reported a net income of $2.1 million for 2025, rebounding from a loss of $2.2 million in 2024, demonstrating effective strategic execution and market adaptability, which is expected to boost investor confidence.
- Balance Sheet Adjustment: As of December 31, 2025, total assets decreased by $66.7 million to $904.9 million, primarily due to reductions in cash and cash equivalents and loans, reflecting the company's cautious strategy in liquidity management aimed at optimizing capital allocation.
- Loan and Deposit Dynamics: Net loans decreased by $64.1 million, or 9%, to $647.6 million, despite an increase in commercial real estate loans, indicating shifts in market demand that may impact the company's future loan growth strategy.
- Share Buyback Program: The company repurchased 76,673 shares of common stock at a cost of $656,000 under its current buyback program, signaling a commitment to enhancing shareholder value, which is expected to further strengthen market confidence in its long-term growth potential.
See More
BOGOTA FINANCIAL CORP. Reports Q4 Earnings Per Share of USD 0.05
Company Overview: Bogotá Financial Corp. is a financial institution based in Bogotá, Colombia.
Earnings Report: The company reported an earnings per share (EPS) of 0.05 USD for the fourth quarter.
See More
Bogota Financial (BSBK) Q2 Profit Up
Return to Profitability: Bogota Financial reported a return to profitability in Q2 2025, with GAAP earnings per share of $0.02, driven by a 34.7% increase in net interest income, despite declines in loan balances and deposits.
Challenges and Focus Areas: The bank faced rising loan delinquencies primarily due to a single large commercial loan, while management emphasized the importance of maintaining asset quality and managing funding costs as they aim for growth in consumer and commercial deposits.
See More
Bogota Financial Reports Profit In The Three Months Ended June 30, 2025
Financial Performance: Bogota Financial (BSBK) reported a net income of $224 thousand for the quarter ending June 30, 2025, a turnaround from a loss of $432 thousand in the same period last year, with an increase in net interest income to $3.7 million.
Market Position: The company's net interest margin improved to 1.74%, and BSBK shares are currently trading at $8.29, reflecting a 2.20% increase on NasdaqCM.
See More
