Bank of Montreal Reports Q4 Profit Surge to C$521 Million Driven by Capital Markets
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 29 2025
0mins
Source: Yahoo Finance
- Profit Growth: Bank of Montreal's Q4 profit surged to C$521 million from C$251 million last year, primarily driven by strong performance in its capital markets unit, demonstrating resilience amid economic recovery.
- Decline in Credit Loss Provisions: Provisions for credit losses fell to C$755 million from C$1.52 billion, indicating improved credit quality and bolstering market confidence in the bank's future profitability.
- Capital Markets Performance: The capital markets unit's profit more than doubled to C$521 million, fueled by increased global market activity and robust investment banking results, further solidifying the bank's position in a competitive financial landscape.
- Executive Changes: Steve Thom, head of global credit trading, will retire, marking a restructuring phase in the bank's capital markets division through a mix of new appointments and job cuts aimed at enhancing operational efficiency and market adaptability.
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Analyst Views on BMO
Wall Street analysts forecast BMO stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for BMO is 133.97 USD with a low forecast of 128.13 USD and a high forecast of 144.69 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
10 Analyst Rating
2 Buy
8 Hold
0 Sell
Hold
Current: 139.230
Low
128.13
Averages
133.97
High
144.69
Current: 139.230
Low
128.13
Averages
133.97
High
144.69
About BMO
Bank of Montreal (the Bank) is a North American bank. The Bank provides a broad range of personal and commercial banking, wealth management, global markets and investment banking products and services. The Bank serves about 13 million customers across North America, and in select markets globally, through three integrated operating groups: Personal and Commercial Banking (P&C), BMO Wealth Management and BMO Capital Markets. The P&C operating group represents the sum of its two retail and commercial operating segments, Canadian Personal and Commercial Banking (Canadian P&C) and U.S. Personal and Commercial Banking (U.S. P&C). BMO Wealth Management serves a full range of clients, from individuals and families to business owners and institutions, offering a wide spectrum of wealth, asset management and insurance products and services. BMO Capital Markets offers a comprehensive range of products and services to corporate, institutional and government clients.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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