Atlantic American Corporation Reports Second Quarter Results for 2025

Written by Emily J. Thompson, Senior Investment Analyst

Source: Newsfilter

Updated: Aug 12 2025

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Source: Newsfilter

Financial Performance: Atlantic American Corporation reported a net income of $3.3 million for Q2 2025, a significant improvement from a net loss of $0.7 million in Q2 2024, driven by increased premium revenue and unrealized gains on equity securities.
Growth Outlook: The company's Chairman and CEO expressed optimism about sustained profitable growth in the second half of the year, highlighting strong performance in both property & casualty and life & health segments, supported by new business momentum and contract retention.

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About AAME

Atlantic American Corporation is an insurance holding company involved, through its subsidiary companies, in specialty markets of the life, health, and property and casualty insurance industries. The Company’s principal insurance subsidiaries are American Southern Insurance Company and American Safety Insurance Company (American Southern) within the property and casualty insurance industry and Bankers Fidelity Life Insurance Company, Bankers Fidelity Assurance Company and Atlantic Capital Life Assurance Company (Bankers Fidelity) within the life and health insurance industry. American Southern's primary product lines include commercial automobile insurance, general liability insurance, and surety bonds. Bankers Fidelity comprises the life and health operations of the Company and offers a variety of life and supplemental health products. Products offered by Bankers Fidelity include ordinary life insurance, Medicare supplements and other accident and health insurance products.

About the author

Emily J. Thompson

Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.

AM Best Downgrades Ratings of American Southern Insurance Group

3 hours agoNewsfilter

Rating Downgrade Impact: AM Best has downgraded American Southern Insurance Company's Financial Strength Rating from A to A-, and its Long-Term Issuer Credit Ratings from 'a' to 'a-', reflecting a significant deterioration in risk-adjusted capitalization, with additional reserve strengthening expected in 2026, potentially impacting future financial flexibility.
Risk Management Pressure: The downgrade of American Southern Group's risk-adjusted capitalization assessment from very strong to strong highlights ongoing pressures from reserve strengthening and adverse reserve development in commercial auto liability, which may affect its competitive position in the market.
BFLIG Rating Stability: In contrast to American Southern Group, Bankers Fidelity Life Insurance Group maintains its Financial Strength Rating at A-, with a very strong level of risk-adjusted capitalization, and has improved operating performance through rate increases and business diversification despite volatile underwriting results over the past five years.
Future Outlook: The negative outlook for American Southern Group underscores the importance of capital management and financial flexibility, with AM Best continuing to monitor its enterprise risk management capabilities and capital adaptability to assess future credit rating changes.

Atlantic American Fails to File Annual Report on Time

1 day agoseekingalpha

Compliance Notice: Atlantic American (AAME) received a notice from Nasdaq for failing to timely file its Form 10-K for the year ended December 31, 2025, indicating challenges in the company's compliance status.
Impact Assessment: The company stated that the notice does not have an immediate impact on the listing or trading of its shares, suggesting that its current market position remains relatively stable despite the compliance issue.
Remedial Measures: Atlantic American has 60 days to submit a compliance plan, and if accepted, Nasdaq may grant up to 180 days from the original filing deadline to complete the report, providing a buffer period to address compliance concerns.
Proactive Response: The company is working to complete and file the Form 10-K as soon as practicable, demonstrating its commitment to restoring compliance and addressing the regulatory requirements effectively.