Alkami Releases 2026 Digital Banking Performance Metrics Report
Written by Emily J. Thompson, Senior Investment Analyst
Updated: May 07 2026
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Source: Newsfilter
- Digital Adoption Growth: Alkami's report indicates a 9-point increase in mobile activations from 2022 to 2025, reflecting the ongoing growth of digital banking as a primary interaction channel, which is expected to enhance customer engagement and product sales.
- Digital Loan Applications: For the first time, over 50% of loan applications are submitted through digital channels, marking a milestone for digital lending, a trend that will help financial institutions improve operational efficiency and customer satisfaction.
- Business Banking Digital Status: 78% of business accounts are active in digital banking, with 75% actively using mobile banking applications; however, only 17% of financial institutions offer digital account opening, highlighting a gap between market demand and service supply.
- Importance of Performance Benchmarks: Alkami's VP Marla Pieton emphasizes that clear performance benchmarks are critical for financial institutions to make informed decisions, with the report providing banks and credit unions tools to assess their current digital strategies to meet consumer and business needs.
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Analyst Views on ALKT
Wall Street analysts forecast ALKT stock price to rise
4 Analyst Rating
4 Buy
0 Hold
0 Sell
Strong Buy
Current: 17.590
Low
28.00
Averages
31.00
High
34.00
Current: 17.590
Low
28.00
Averages
31.00
High
34.00
About ALKT
Alkami Technology, Inc. is a cloud-based digital sales and service platform provider. The Company’s solution, the Alkami Digital Sales & Service Platform, consisting of the Alkami Digital Banking Platform, Onboarding & Account Opening, and Data & Marketing, allows financial institutions (Fis) to onboard, engage and grow new users, accelerate revenues and improve operational efficiency with the support of cloud-based, multi-tenant architecture. The Alkami Digital Sales & Service Platform provides FIs with a digital sales and service solution designed to facilitate and meet the needs of both retail and business users. It delivers the platform through purpose-built, cloud software as a service (SaaS) solution, enabling clients to avoid disruptive system-wide maintenance windows as well as testing projects during upgrades. The Alkami Digital Banking Platform is a multi-tenant, single-code-based, continuous delivery platform powered by cloud infrastructure.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Activist Investor Push: According to a Bloomberg report, activist investor Jana Partners is urging Alkami Technology (ALKT) to restart its sales process, resulting in a 4.5% increase in its stock price, indicating market interest in potential acquisitions.
- Acquisition Potential: Jana Partners believes Alkami is a prime candidate for private equity or strategic buyers, reflecting a reassessment of its value in the market that could attract further investor interest.
- Shareholder Structure: As of the end of March, Jana Partners holds approximately 5% of Alkami's shares, making it one of the top ten shareholders, highlighting its significant influence in corporate governance.
- Future Outlook: Alkami expects revenue for 2026 to be between $527.1 million and $530.9 million and plans to initiate a $100 million stock repurchase program aimed at enhancing shareholder value and boosting market confidence.
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- Enhanced Account Opening Efficiency: Citizens Bank's collaboration with Alkami's MANTL solution allows retail customers to open deposit accounts in under five minutes online and less than ten minutes in-branch, significantly improving customer experience and accelerating deposit growth.
- Automated Decision Processes: With MANTL, Citizens Bank will automate over 85% of application decisions, including KYC, AML, and BSA checks, which not only minimizes manual processes but also enhances internal efficiency and builds customer trust.
- Omnichannel Integrated Experience: This partnership enables Citizens Bank to provide a consistent and intuitive account opening experience, allowing customers to securely open accounts anytime and anywhere, thereby strengthening relationships with both individual and business clients.
- Deepened Strategic Partnership: The expanded relationship between Citizens Bank and Alkami reflects a commitment to modernizing banking experiences, aiming to enhance customer relationships and market competitiveness through data-driven growth strategies.
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- Enhanced Account Opening: Citizens Bank's collaboration with Alkami's MANTL solution significantly improves the deposit account opening experience for retail and business customers, reducing online account opening time to under five minutes and in-branch to less than ten minutes, thereby accelerating deposit growth and enhancing customer satisfaction.
- Operational Efficiency Optimization: By automating over 85% of application decisions, including KYC, AML, and BSA checks, Citizens Bank can minimize manual processes and improve internal efficiency while ensuring a high-touch service experience for customers during the account opening process.
- Omnichannel Integration: Citizens Bank will leverage MANTL's omnichannel onboarding solutions to provide a consistent and intuitive account opening experience, enabling customers to securely open accounts anytime and anywhere, thus strengthening customer relationships and driving data-driven growth.
- Deepened Strategic Partnership: This expanded collaboration not only reflects Citizens Bank's commitment to modernizing the banking experience but also showcases its competitive advantage in the East Tennessee market, further solidifying its position as a preferred lender for small business loans.
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- Digital Maturity Webinar: Alkami Technology is hosting a webinar on May 27, 2026, focusing on the digital maturity of financial institutions, aiming to explore how data and AI strategies can lead to measurable execution to meet client demands for faster onboarding and personalized experiences.
- AI Implementation Status: Research indicates that 39% of financial institutions have already implemented AI agents for specific use cases, highlighting the importance of data readiness to drive organization-wide impact, reflecting the gradual maturity of AI applications in the financial sector.
- Customer Relationship Management: SRP Federal Credit Union emphasizes the combination of strong local relationships with a robust digital banking experience, simplifying ACH initiation, wire transfers, and account management for business members, thereby enhancing its cash management services and deepening client relationships.
- Industry Leaders Sharing Insights: The webinar will feature industry leaders sharing their digital maturity results and business strategies, showcasing how they integrate data and AI into their operational rhythms, marking a shift from AI experimentation to real execution in financial institutions.
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- Webinar Announcement: Alkami Technology is set to host a webinar on May 27, 2026, titled 'Digital Maturity in Motion: What Business & Commercial Leaders Are Doing Differently in 2026,' aimed at exploring how financial institutions leverage data and AI strategies for measurable execution.
- Pressure on Institutions: As business clients demand faster onboarding, personalized experiences, and real-time fraud protection, 39% of financial institutions surveyed have begun implementing AI agents for specific use cases to address modernization pressures.
- Key Areas of Focus: The webinar will explore three critical areas: digital account opening and onboarding, fraud prevention, and employee experience, emphasizing the importance of streamlining processes and embedding intelligent controls to mitigate risks and enhance productivity.
- Insights from Industry Leaders: Featured speakers will share their organizations' digital maturity results and discuss how they integrate data and AI into their operational rhythms to drive business growth and deepen customer relationships.
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- Digital Transformation Partnership: FVSBank's collaboration with MANTL aims to modernize the deposit account opening process, enhancing the onboarding experience for retail and business customers, thereby accelerating deposit growth and streamlining operations.
- Rapid Account Opening: Retail customers can open accounts online in under five minutes and in-branch in less than ten minutes, while business customers can complete online openings in under ten minutes, significantly boosting customer satisfaction and conversion rates.
- Omnichannel Solutions: MANTL's omnichannel onboarding solutions will provide a consistent account opening experience across digital and in-branch channels, enabling FVSBank to offer all types of deposit accounts anytime, anywhere, catering to diverse customer needs.
- Automated Decision-Making Enhances Efficiency: FVSBank will automate over 85% of application decisions through MANTL, including KYC, AML, and BSA checks, reducing manual intervention and increasing operational efficiency, allowing staff to focus more on building customer relationships.
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