3 Steps to Take Right Away If You Receive a Surprising Medical Bill

Healthcare Affordability Issues: Nearly half of U.S. adults find it difficult to afford healthcare costs, with one in four experiencing payment problems in the past year.

Steps to Take with High Medical Bills: When faced with an unexpectedly high medical bill, it's advised to obtain an itemized bill, verify it against insurance, and inquire about payment options.

Negotiation Opportunities: Many hospitals offer flexible payment plans and are open to negotiating costs, potentially reducing bills by up to 50% if paid upfront.

Consumer Protections: Patients should educate themselves on consumer protections that may apply to emergency services and out-of-network providers, which could help lower their bills.